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Laka: Cycle insurance reviews

4.84
Based on 2,687 reviews, last reviewed 9th Jul 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Team are absolutely great, helpful and knowledgable Team are absolutely great, always helpful and knowledgable. easy to interact with and get hold of (I love the digital only experience, tbh). Been with... Read more Reviewed on: 9th July 2026
Ben's avatar
Ben

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2687)

Team are absolutely great, helpful and knowledgable

5
Team are absolutely great, always helpful and knowledgable. easy to interact with and get hold of (I love the digital only experience, tbh). Been with them for years, liked them for the innovative model, but stayed for the exceptional service. Not the cheapest, but IMO the best value (for peace of mind!) Reviewed on: 9th July 2026

Easy claims process, helpful humans throughout

5
When I had to make a claim the process was really easy, I spoke to one person throughout who was really helpful and answered all my questions and the money to repair my bike was transferred quickly directly to the repair shop. Reviewed on: 9th July 2026

Claimed thrice and was treated with care and fairly...

5
Claimed thrice and was treated with care and fairly with good comms throughout and I was back on the bike pretty quickly! Reviewed on: 9th July 2026

Lovely customer support team.

5
Lovely customer support team. So empathic. Really rare to find these days. Reviewed on: 8th July 2026

good clear helpful.

5
good clear helpful. bike people who get it Reviewed on: 9th February 2026

best insurer never used anyone else

5
best insurer never used anyone else Reviewed on: 24th October 2025

Great company!

5
Great company! Love the product, use IT since years. Reviewed on: 17th October 2025

PolitBest Bike Insurer

5
Polite and knowledgeable representatives. Web site easy to navigate. Good value for money. Regular update on my insurance via emails. Updates on new services. Reviewed on: 14th October 2025

A hassle free and supportive experience.

5
A hassle free and supportive experience. Happy to recommend. Reviewed on: 13th October 2025

Laka is always there when you need them, most times...

4
Laka is always there when you need them, most times a fast solution to your claims Reviewed on: 13th October 2025

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