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Laka: Cycle insurance reviews

4.86
Based on 2,962 reviews, last reviewed 13th Oct 2026
6575% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great value insurance for my e-bike. Great value insurance for my e-bike. Easy to understand and straightforward application. Reviewed on: 13th October 2026
Grant L's avatar
Grant L

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2962)

Great value insurance for my e-bike.

5
Great value insurance for my e-bike. Easy to understand and straightforward application. Reviewed on: 13th October 2026

10/10 customer service and insurance policy

5
We were unfortunate to need to claim on the insurance and they acted with empathy checking that we were ok and speed to allow us back on our bike as soon as possible Reviewed on: 13th October 2026

Amazing!

5
Brilliant bike insurance and genuinely excellent customer service. Everything was efficient and straightforward, and the team were so friendly and helpful. Couldn’t recommend Laka enough! Reviewed on: 12th October 2026

easy peasy lemon squeezy

5
had parts stolen from my bike which was a bummer, brought in my bike to my local shop and let them know i needed a quote. i sent it on to laka who reviewed my claim and settled with ease! Reviewed on: 12th October 2026

Love Laka

5
Very easy process and gives me peace of mind I am fully covered when doing the thing I love. Reviewed on: 10th October 2026

Simple insurance

5
Simple, easy to use insurance with all the options you need for covering your bike. Reviewed on: 9th October 2026

I haven't needed to make a claim yet but setting up...

5
I haven't needed to make a claim yet but setting up my account and direct debit was easy. I heard good comments about Laka, and that's why I chose them. Reviewed on: 9th October 2026

Brilliant provider

5
I chose Laka after a poor experience with a non cycle specific insurance provider. Although I haven't had to make a claim, my friend has and his experience was excellent. I really like the community feel to the service, being part of a collective. And the website portal is easy to use. I've used their facility to add extra cover for abroad and that was straight forward too. Reviewed on: 9th October 2026

Great cover, transparent comms, fair pricing.

5
Great cover, transparent comms, fair pricing. Love the community element of this cover, and their no fuss support. Reviewed on: 8th October 2026

Great company

5
I’ve not made a claim, enjoy the vibe from this cycle related insurance company. The monthly statement is useful in terms of understanding where the money goes. Reviewed on: 8th October 2026

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review