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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,641 reviews, last reviewed 20th Sep 2025
28000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

The best bike insurance you can have! I have had two claims with Laka over the last couple of years, 1 stolen bike and then parts stolen whilst the bike was parked. Both times they quickly... Read more Reviewed on: 20th September 2025
Matthew Sims's avatar
Matthew Sims

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2641)

The best bike insurance you can have!

5
I have had two claims with Laka over the last couple of years, 1 stolen bike and then parts stolen whilst the bike was parked. Both times they quickly dealt with my claim taking about a week to get everything done. My bikes tend to have a lot of niche/special order components and they have never made an issue of this when it comes a claim. I can’t recommend more highly for those who want the peace of mind of great insurers who understand cyclists. Reviewed on: 20th September 2025
Matthew Sims's avatar
Matthew Sims

Very affordable monthly rates and huge peace of mind...

5
Very affordable monthly rates and huge peace of mind knowing my bike is insured Reviewed on: 20th September 2025
Kate R's avatar
Kate R

Laka: Incredible

5
I had a serious accident on my bike approximately one year ago. Laka were there to support in every step of the way, and they were incredible. From customer service, to solution-focused plans and actions. I managed to move on largely thanks to them, and I will forever be grateful. Reviewed on: 20th September 2025
Natali Farran's avatar
Natali Farran

The best bicycle insurance you can get

5
LAKA have provided my cover for 6 years. I wouldn’t choose anyone else. They are simply the best. Reviewed on: 20th September 2025
Rich W's avatar
Rich W

Super easy to use and jargon free

5
Super easy to use and jargon free Reviewed on: 19th September 2025
Carli's avatar
Carli

Easy to sort bicycle insurance.

5
Easy to sort bicycle insurance. Quick and easy to sign up and provides all the cover you need! Reviewed on: 19th September 2025
Mac B's avatar
Mac B

Laka is there when you need to claim!

5
Laka are great for anyone who races their bike, or generally pushes them hard. Any crashes or damage, they don’t quibble about settling and getting you back on the road! Reviewed on: 19th September 2025
Alan W's avatar
Alan W

If you cycle regularly and want a more modern, trans...

5
If you cycle regularly and want a more modern, transparent insurance model (‘community’ style), Laka is among the better options in the UK. It tends to bring good value, especially if you don’t expect to make frequent big claims. The customer service is well rated, and the straightforward claim process is a plus. Reviewed on: 19th September 2025
Anonymous's avatar
Anonymous

Love dedicated cycle insurance for peace of mind!

5
Love dedicated cycle insurance for peace of mind! Reviewed on: 19th September 2025
Joe F's avatar
Joe F

Peace of mind

5
Laka is one of the best and easiest insurance companies to deal with. The policy is easy to set up and edit when needed and it gives me peace of mind. Reviewed on: 19th September 2025
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