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Laka: Cycle insurance reviews

4.85
Based on 2,896 reviews, last reviewed 4th Sep 2026
20700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handled my claim after my frame cracked promptly and... Handled my claim after my frame cracked promptly and transparently. Could not ask for a more responsive insurer. Reviewed on: 4th September 2026
Joel's avatar
Joel

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2896)

Handled my claim after my frame cracked promptly and...

5
Handled my claim after my frame cracked promptly and transparently. Could not ask for a more responsive insurer. Reviewed on: 4th September 2026

We love Laka!

5
We love Laka! It has been like having a caring and professional friend to look after our bike and accessories. I would strongly recommend Laka as your bike insurer. Reviewed on: 3rd September 2026

Can't rate it highly enough

5
Thankfully, I've rarely had to make a claim with Laka, but when my front wheel was bent out of shape during an encounter with a drain cover, it was a breeze to get it sorted and get back in the saddle. Reviewed on: 3rd September 2026

Absolutely fantastic company helped to get my first...

5
Absolutely fantastic company helped to get my first bike insurance as I never knew how it would work very helpful Reviewed on: 3rd September 2026

Fantastic provider, they really do care about their...

5
Fantastic provider, they really do care about their customers Reviewed on: 3rd September 2026

Great team and service

5
Simple process to get insured, easy to engage with the service Reviewed on: 3rd September 2026

Easy to manage policy

5
I have not had to claim but custer service has been helpful answering questions. Ability to add and remove bikes and accessories as bikes and parts change is good as well as changing the level of cover. Reviewed on: 3rd September 2026

GREAT Experience from the start.

5
GREAT Experience from the start. Easy to set up and easy to keep going. I reccomend to anyone with a bike. Makes you rest easy Reviewed on: 3rd September 2026

The obvious choice for cycle insurance

5
Absolutely impeccable service and good value for money, they helped me when my bike was broken during an attempted theft! Reviewed on: 3rd September 2026

Lovely friendly helpful staff.

5
When I crashed my bike they were very concerned about my welfare and paid for the repair. Good communication with a dedicated team member. Reviewed on: 3rd September 2026

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review