Best Sports insurance

Sports insurance is a specialist type of policy for amateur and semi-professional athletes who take part in sports and activities.

Depending on your policy, sports insurance can provide financial protection for personal injury, loss of income, liability and equipment replacement.

Sports insurance is a specialist cover. This means you'll be protected in sports-specific situations that may not be covered by standard insurance like income protection and personal injury cover.

No, standard sports insurance and winter sports travel insurance are different products, though there is some overlap. Winter sports travel insurance is designed specifically for trips abroad involving skiing, snowboarding or other winter activities and typically includes cover for piste closure, ski equipment and medical evacuation. General sports insurance covers domestic sporting activities. If you're travelling abroad for a sporting activity, check whether you need a specialist policy or an add-on to your standard travel insurance.

Amateur athletes can benefit from sports insurance even if they're not competing professionally. Many clubs and venues require members to hold personal liability cover and personal accident cover can provide financial support if an injury prevents you from working. It's worth checking whether your existing home or health insurance provides any relevant cover before taking out a standalone policy.

Sports insurance costs vary depending on the activity, the level of cover required and the individual's circumstances. Basic personal accident and liability cover for a single sport can cost from around £30-£50 per year. More comprehensive cover or policies covering multiple sports will cost more. Comparing sports insurance companies and reading customer reviews is the best way to find the right cover at the right price.