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Best Business Current Accounts

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5.00

Based on 12 reviews

A product by iFAST Global Bank

What is this award?

The Best newcomer 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.

This company has won:

  • Best newcomer 2025
See all awards iFAST Global Bank have won
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2025 Winner
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Are you on the lookout for the ideal business banking solution? Selecting the right business account is crucial for your company's financial health. See our iFAST Global Bank's business account...

5.00

Based on 5 reviews

A product by Wallester

Wallester’s prepaid card service lets businesses top up a central account and issue payment cards to staff or customers. Cards are linked to the prepaid balance and can be controlled in...

4.92

Based on 695 reviews

A product by Allica

Allica Bank's Business Account caters to established businesses, offering an attractive interest rate on savings, cashback on eligible card spend, and no monthly fees. It includes a dedicated relationship manager,...

4.91

Based on 317 reviews

A product by Triodos Bank

Triodos Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Triodos Bank is really like. With...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.90

Based on 2621 reviews

A product by Mettle

What is this award?

The Best business banking provider 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.

This company has won:

  • Best business banking provider 2025
See all awards Mettle have won
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2025 Winner
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Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax...

4.89

Based on 7597 reviews

A product by Starling Bank

Starling’s business account is changing the way businesses bank. It’s stacked with powerful money management tools, integrations with useful accounting services, and supported by human customer service agents 24/7. Starling...

4.87

Based on 40 reviews

A product by Triodos Bank

The Triodos Personal Current Account charges a low monthly fee and comes with an eco-friendly Mastercard®. The mobile banking app allows current account holders to easily manage their accounts and...

4.86

Based on 2924 reviews

A product by Countingup

Countingup offer an all-in-one business current account with built-in accounting and tax tools. With Countingup’s business account, you can accept payments as soon as your account is open. You can also...

4.86

Based on 1439 reviews

A product by Monzo

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide...

4.82

Based on 9123 reviews

A product by Zempler Bank

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank...

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Frequently asked questions

What is a business current account?

A business current account works in a similar way to a personal current account, but is taken out in your business's name. It's used to manage everyday finances including payroll, receiving money, making payments and to make paying taxes easier.

Is a current account mandatory for businesses?

This depends on how your business is set up. Sole traders don't have to have a business account, although it can be helpful to have a clear distinction between personal and business expenses. Limited companies in the UK must have a business account, as the business is a separate legal entity.

How many current accounts can a business have?

There’s no limit to how many current accounts a business can open. In fact, having more than one can be helpful. You could have separate accounts for paying salaries, taxes or saving for future expenses.

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