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Best Business Current Accounts

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4.52

Based on 55 reviews

A product by Triodos Bank

The Triodos Personal Current Account charges a low monthly fee and comes with an eco-friendly Mastercard®. The mobile banking app allows current account holders to easily manage their accounts and...

4.46

Based on 15 reviews

A product by iFAST Global Bank

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Are you on the lookout for the ideal business banking solution? Selecting the right business account is crucial for your company's financial health. See our iFAST Global Bank's business account...

4.19

Based on 5 reviews

A product by Wallester

Wallester’s prepaid card service lets businesses top up a central account and issue payment cards to staff or customers. Cards are linked to the prepaid balance and can be controlled in...

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We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

3.04

Based on 200 reviews

A product by NatWest

NatWest business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at NatWest is really like. With business banking...

2.89

Based on 235 reviews

A product by Barclays

Barclays business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Barclays is really like. With business banking...

2.48

Based on 98 reviews

A product by Santander

The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft...

2.33

Based on 61 reviews

A product by CAF Bank

CAF Bank is a subsidiary of the Charities Aid Foundation, providing banking services for charities and the not-for-profit sector. Its Current Account pays interest on your daily credit balances and...

2.04

Based on 63 reviews

A product by TSB

TSB business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at TSB is really like. With business banking...

2.01

Based on 150 reviews

A product by Lloyds Bank

Lloyds Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Lloyds Bank is really like. With...

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Frequently asked questions

What is a business current account?

A business current account works in a similar way to a personal current account, but is taken out in your business's name. It's used to manage everyday finances including payroll, receiving money, making payments and to make paying taxes easier.

Is a current account mandatory for businesses?

This depends on how your business is set up. Sole traders don't have to have a business account, although it can be helpful to have a clear distinction between personal and business expenses. Limited companies in the UK must have a business account, as the business is a separate legal entity.

How many current accounts can a business have?

There’s no limit to how many current accounts a business can open. In fact, having more than one can be helpful. You could have separate accounts for paying salaries, taxes or saving for future expenses.

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