Best business current accounts
Based on 7 reviews
The UK business account that replaces your bank, cards and global payments — all in one setup.
ANNA Money provides business accounts designed for UK small businesses, freelancers, and creative professionals. The service emphasises a quick setup process, allowing users to open an account in under 10...
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The Best newcomer 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
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- Best newcomer 2025
Are you on the lookout for the ideal business banking solution? Selecting the right business account is crucial for your company's financial health. See our iFAST Global Bank's business account...
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Amaiz Business Account is for businesses that want to manage money, payments and cards online in one place. It offers a £0 onboarding fee and monthly fee, with access to...
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NatWest have business bank accounts suitable for all stages of business. With a NatWest business account, you'll get FreeAgent accounting software. You’ll be able to bank online, on your mobile 24/7,...
The Barclays business current account is free for the first year. If you’ve been trading for less than 12 months, Barclays offer a range of start-up tools and services including free...
CAF Bank is a subsidiary of the Charities Aid Foundation, providing banking services for charities and the not-for-profit sector. Its Current Account pays interest on your daily credit balances and...
The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft...
Lloyds Bank offer business bank accounts for different organisations and stages of business. There’s no account fee for the first 12 months and then a small monthly fee after that. You...
The Co-operative Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at The Co-operative Bank is really...
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Frequently asked questions
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What is a business current account?
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A business current account works in a similar way to a personal current account, but is taken out in your business's name. It's used to manage everyday finances including payroll, receiving money, making payments and to make paying taxes easier.
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Is a current account mandatory for businesses?
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This depends on how your business is set up. Sole traders don't have to have a business account, although it can be helpful to have a clear distinction between personal and business expenses. Limited companies in the UK must have a business account, as the business is a separate legal entity.
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How many current accounts can a business have?
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There’s no limit to how many current accounts a business can open. In fact, having more than one can be helpful. You could have separate accounts for paying salaries, taxes or saving for future expenses.
Best business current accounts
Compare the best business current accounts, supported by real customer reviews. Whether you're a sole trader, startup, or established company, authentic customer reviews offer valuable insights into account features, fees, customer service, and overall banking experience. Make confident, well-informed decisions with the help of real experiences from business owners who have successfully managed their finances.
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