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Best Business Current Accounts

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4.79

Based on 1258 reviews

A product by Revolut

Customer Satisfaction
Gold
2025

Our Revolut Business Account reviews can help you to find out what life as a Revolut customer is really like. And if you have experience of using this product, why...

4.77

Based on 456 reviews

A product by ANNA

ANNA Money provides business accounts designed for UK small businesses, freelancers, and creative professionals. The service emphasises a quick setup process, allowing users to open an account in under 10...

4.71

Based on 5692 reviews

A product by Tide

Want to read Tide Business Banking reviews from small business owners like you? Read them here on Smart Money People, where our community of reviewers share their experiences on things...

4.68

Based on 1941 reviews

A product by HSBC Kinetic

The HSBC Kinetic Current Account is for business customers. The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital...

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2.80

Based on 230 reviews

A product by Barclays

Barclays business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Barclays is really like. With business banking...

2.76

Based on 197 reviews

A product by NatWest

NatWest business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at NatWest is really like. With business banking...

2.17

Based on 217 reviews

A product by HSBC

HSBC business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at HSBC is really like. With business banking...

2.07

Based on 95 reviews

A product by Santander

The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft...

1.79

Based on 60 reviews

A product by CAF Bank

CAF Bank is a subsidiary of the Charities Aid Foundation, providing banking services for charities and the not-for-profit sector. Its Current Account pays interest on your daily credit balances and...

1.53

Based on 62 reviews

A product by TSB

TSB business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at TSB is really like. With business banking...

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Frequently asked questions

What is a business current account?

A business current account works in a similar way to a personal current account, but is taken out in your business's name. It's used to manage everyday finances including payroll, receiving money, making payments and to make paying taxes easier.

Is a current account mandatory for businesses?

This depends on how your business is set up. Sole traders don't have to have a business account, although it can be helpful to have a clear distinction between personal and business expenses. Limited companies in the UK must have a business account, as the business is a separate legal entity.

How many current accounts can a business have?

There’s no limit to how many current accounts a business can open. In fact, having more than one can be helpful. You could have separate accounts for paying salaries, taxes or saving for future expenses.

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