great app and functionality - free banking and helpful set up for running a small business

Great for business owners, they work with you all through

I applied to tide with a £80 incentive offer. The account took 3 weeks to open. Support was non existent and after using the account... I applied to tide with a £80 incentive offer. The account took 3 weeks to open. Support was non existent and after using the account for a few months, paying their extortionate fees for just receiving money into the account. I never got the offer money and they denied that I qualified for it. Untrustworthy and awful value service. Read more Read less

Beware of using Tide for your business. Tide have frozen my account without offering any reason, or engaging with me to resolve any issues. I... Beware of using Tide for your business. Tide have frozen my account without offering any reason, or engaging with me to resolve any issues. I have offered to provide any information they might require, but they have refused. It is now 2 weeks, and my business is now in danger of having to close. Avoid them like the plague Read more Read less

I have two business accounts with Tide. The last five days have been pure hell after they paused my business accounts without notice. There’s no... I have two business accounts with Tide. The last five days have been pure hell after they paused my business accounts without notice. There’s no one to actually speak with and conversations are via chat app only. It’s been the worst and most frustrating experience of being in business for over 20 years. Apparently there was a security risk they were alerted to by a client of mine that was delaying payment for an outstanding invoice. There was no warning, no explanation and I had to find out when my card was declined and I couldn’t accept payments or make payments. 5 days of auto generated replies and being pushed form one AI bot to another with the same generic answers. The stress has been unbelievable and even after providing ID and evidence on my part they couldn’t tell me what was going on. I must have spoken to 10 different chat people all with auto generated replies. It was only when I rung their fraud team and said they were incompetent and had frozen my accounts causing me loss of business and that I would be seeking compensation and reporting them to the Financial Ombudsman that they unpaused one of the accounts. They said I had to show evidence that my dispute with a client was resolved. There was no dispute and the client had deliberately caused a security alert to delay paying me what they owed. I would avoid this bank at all costs as this is the second time this has happened and to compromise a persons business and livelihood is totally unacceptable on every level. There’s no customer service and you’re treated like a criminal with no support and left with anxiety and stress whilst they have control and power over your finances without due cause. There’s very least you would expect is to be supported throughout a security check. Almost on the brink of a breakdown with these bunch of unprofessional idiots! Read more Read less

I do my business banking with them and great service, product and nice app

I needed to export transactions to CSV for the purpose of my accounts. Seems like a simple task right? Previously I have been able to... I needed to export transactions to CSV for the purpose of my accounts. Seems like a simple task right? Previously I have been able to do this both on the mobile app and website, until recently I reported this via the live chat over a week ago, after a 2 hour response time, I was provided steps to do it but the options they given were not available.. so the agent asked me to send a screenshot, which would be ok but the app doesn't allow it. You would think someone working in support would know this about the app they are supporting? After back and forth they asked me to update the app and restart my phone, after trying this it still did not work, by this point the chat had ended Tried again to open their chat and do it again but I had to start from step one of the agent asking the same questions, eventually running out of time as I don't have a whole day to dedicate to pushing them to fix the issue. The response times are hours apart sometimes My 3rd attempt was unsuccesful as they taken 5 hours to reply eventually at 1:00am in the morning which is quite normal for people to be asleep at that time I'm on my 4th attempt so far, been waiting for half an hour and have to press a button to stop me being logged out every 10 minutes So poor, I would have cancelled my account by now but the transactions are essential to my accounts Read more Read less

They have frozen the business account and all the money that the account was holding because of "security reasons", but the problem is that they... They have frozen the business account and all the money that the account was holding because of "security reasons", but the problem is that they are blocking the whole account because they have to check one transaction. Today it's a payday for my employees and I need to pay some other companies and I can't because they froze all the account rather that freeze only part of the money that then needs to check. Ithe customer support it does NOT offer any support and they don't care. As a business owner it's crucial for me to pay my employees and keep the business running instead they don't care. Terrible experience and as soon as they unfreeze the account I will move the money out instantly! Terrible terrible experience! I had to pay one employee from my own personal account because they were relying on the salary they were going to get. Its suspicious the fact that all of this to all of us is happening all at the same time. Seems like they are holding the money for some other reasons Read more Read less

Lost job contact because Money held for not reason, no customer service help, informed CMS The service has been terrible, my money was held, even... Lost job contact because Money held for not reason, no customer service help, informed CMS The service has been terrible, my money was held, even when evidence was shown why monies were paid and I was forced to cancel a work contract because of that. Not only was the client payment held from me, but my other balance from previous works. When i requested the money sent back to the client it was not done either and my account was olocked. So I then had to refund the customer from my personal money. I have lost important income, and a good working reputation. I will be using this experience to place reviews online to warn off future customers from having this hassle. Do not recommend. Communication was dismal and no customer services. Although the payment was a deposit for materials, which would then be paid out to verious suppiers, Tide informed child maintenance that i had been paid money and now have to show evidence to that company also that i do not make more money than stated before. This ordeal went on for weeks, I finally had to "cheat the system" by opening up yet another chat with customer service and told them 1 could not view my pin, which unlocked my account and withdrew all money and have now closed the account Read more Read less