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Moneybox app reviews

Moneybox app logo
Rated Excellent • 4.94/5

Moneybox app reviews

Verified business Last reviewed within 7 days British bank awards winner
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Review summary

People rate this company as Excellent based on 11,003 product reviews

Average score of 4.94/5
5 star
96%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Moneybox app have trended negatively over the past 90 days

Moneybox app makes saving and investing feel easy and even enjoyable, especially with its clear interface and helpful features like round-ups and future projections. The Lifetime ISA is a favourite for first-time buyers, offering good interest rates and government bonuses. However, some find the interest rates could be more competitive long term, and a few mention occasional delays or confusing deposit timings.

Positive themes

  • Moneybox app is super easy to use with clear info and great customer support.
  • Lifetime ISA helps save effortlessly with good interest and motivating features.
  • Cash ISA offers competitive interest rates with an easy-to-use app interface.

Negative themes

  • Interest rates drop after first year bonus on Lifetime ISA which is disappointing.
  • Some find deposit timing unclear and slow when money moves into accounts.
  • Customer service can be slow or unhelpful in rare cases with bonuses or issues.
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About Moneybox app

Moneybox is an award-winning app with more than one million UK customers.

Launched in 2016, their round-ups feature helped people start investing with their spare change.

Today, the app has brought saving, investing, home-buying and retirements services into the app. Moneybox also have a range of free tools and educational content.

Moneybox app at a glance

Reviews for Moneybox app

Showing 11 of 11003 company reviews • Last reviewed within 7 days

Super transparent and easy to understand.

Lifetime ISA • 5th April 2026

Had a lifetime ISA with moneybox for 3 years now, I find the way it breakdowns how much you have left to save and how... Had a lifetime ISA with moneybox for 3 years now, I find the way it breakdowns how much you have left to save and how ir breaks down your monthly interest and bonuses. Only downside I can think of is how the interest rate as been decreasing over the last couple of years for both cash and lifetime isa, however, I am aware that this is occuring in most if not all banks. Read more Read less

{"display":"Aiden S","full_name":"Aiden S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Great and Informative

Lifetime ISA • 5th April 2026

Signed up for the lifetime ISA to save for my first house with my partner. It’s been fantastic, it clearly shows how much you can... Signed up for the lifetime ISA to save for my first house with my partner. It’s been fantastic, it clearly shows how much you can deposit to make the most of the governement bonus and extra tools like the mortgage in principle calculator, the deposit calculator and more make it a must use for first time buyers. Read more Read less

{"display":"Jodie B","full_name":"Jodie B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    It is great in building wealth.

    It is great in building wealth. It help to manage money in a convinient and easy way. It has a lot of products depends on... It is great in building wealth. It help to manage money in a convinient and easy way. It has a lot of products depends on your risk profile. Also, it provides a variety of information related to financial matters including saving and housing. Read more Read less

    {"display":"Jefferson Angeles","full_name":"Jefferson Angeles","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1428163.png"}}'s avatar
  • 4/5

    Used for two years

    Good amount of selections to choose from, would be nice if had similar features to Nutmeg (JP Morgan) where you can see dividends paid into... Good amount of selections to choose from, would be nice if had similar features to Nutmeg (JP Morgan) where you can see dividends paid into each of the accumulating options etc but overall good user experience. Both me and wife have a LISA one with Moneybox and the other with Nutmeg (JP Morgan) both easy to use, round up options / direct debit or manual transfers very easy etc Read more Read less

    {"display":"Chris ","full_name":"Chris ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Lifetime ISA
    Chris 5th April 2026
  • 5/5

    MONEYBOX LISA

    The platform is easy to use. And shows lots of insight like future wealth projections.

    {"display":"Nako Sumbu","full_name":"Nako Sumbu","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1428125.png"}}'s avatar
    Lifetime ISA
    Nako Sumbu 5th April 2026
  • 5/5

    Great app and good for saving for future home

    Great app and good for saving for future home

    {"display":"Fiachra O","full_name":"Fiachra O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Lifetime ISA
    Fiachra O 5th April 2026
  • 4/5

    High interest rate and really useful projection tools.

    High interest rate and really useful projection tools. I do wish the projection tools were more flexible and allowed for a greater degree of interaction.... High interest rate and really useful projection tools. I do wish the projection tools were more flexible and allowed for a greater degree of interaction. But they are still useful nonetheless! I also think there bonuses are good. Read more Read less

    {"display":"Jack","full_name":"Jack","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1428060.png"}}'s avatar
    Lifetime ISA
    Jack 5th April 2026
  • 5/5

    Moneybox has helped me achieve my goals, much faster...

    Moneybox has helped me achieve my goals, much faster than I would have anywhere else. The layout and step by step guide to investing makes... Moneybox has helped me achieve my goals, much faster than I would have anywhere else. The layout and step by step guide to investing makes it easy to understand and to trust the process it helped me achieve. Read more Read less

    {"display":"Matthew O","full_name":"Matthew O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Lifetime ISA
    Matthew O 5th April 2026
  • 5/5

    Opened my account with zero issues and the interest...

    Opened my account with zero issues and the interest has been amazing and the app is super easy to navigate

    {"display":"Ashley N","full_name":"Ashley N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Lifetime ISA
    Ashley N 5th April 2026
  • 5/5

    Great interest and good for savings like the featured

    Great interest and good for savings like the featured

    {"display":"Leah","full_name":"Leah","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    Leah 5th April 2026
  • 5/5

    Easy to use app, highly recommend to others and know...

    Easy to use app, highly recommend to others and know quite a few people using this before me which prompted me to get this initially

    {"display":"Abby T","full_name":"Abby T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Lifetime ISA
    Abby T 5th April 2026

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