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Loqbox reviews

loqbox-logo
Rated Excellent 4.57/5

Loqbox reviews

Verified business Last reviewed within 7 days
  • Offers referral rewards for introducing friends and family
    Offers referral rewards for introducing friends and family
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated
  • Offers free financial literacy resources
    Offers free financial literacy resources

Review summary

People rate this company as Excellent based on 1,956 product reviews

Average score of 4.57/5
5 star
85%
4 star
9%
3 star
2%
2 star
0%
1 star
4%
Reviews for Loqbox have trended positively over the past 90 days

Loqbox makes building credit and saving money feel straightforward and rewarding, with many praising how easy it is to use and how their credit scores improved. The customer service often gets a thumbs up for being helpful and friendly. However, some find the fees steep and the cancellation process frustrating, with a few warning about unexpected charges and poor support.

Positive themes

  • Loqbox helped boost credit scores noticeably while making saving easy and stress-free. (79 mentions)
  • Loqbox’s customer service is friendly and quick to respond when help is needed. (15 mentions)
  • The app and website are easy to use with clear explanations and simple setup. (32 mentions)

Negative themes

  • Loqbox’s fees feel high and some find charges confusing or unfair. (8 mentions)
  • Cancelling Loqbox is tricky with poor support and ongoing unwanted charges. (7 mentions)
  • Some users saw no credit score improvement or even a drop after using Loqbox. (5 mentions)
Summarised by AI
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About Loqbox

Loqbox is a platform that helps members build their credit history, save money, and manage their finances.

The company was founded in 2017 by Tom Eyre and Gregor Mowat. They created it to help people build their credit history and to combat financial exclusion for those with limited access to credit.

Loqbox provides various features, including credit-building tools, ways to save, and financial education resources.

Loqbox at a glance

Contact details

Email
[email protected]
Social media

Reviews for Loqbox

Showing 11 of 1956 company reviews Last reviewed within 7 days

Easy to use and clear information..

Credit building 2nd August 2026

Easy to use and clear information, I found the whole process was simple to do.

Rated Excellent 5.00/5
Read more product reviews

Clear and simple

Credit building 1st August 2026

Clear score makes managing your credit score straightforward and stress-free,giving you the insights you need to stay in control of your financial journey

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    Very new to it but so far so good

    Very new to it but so far so good

  • 5.00/5

    Credit score went up within days of opening account,...

    Credit score went up within days of opening account, happy with that

    {"display":"Mark","full_name":"Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Mark 31st July 2026
  • 5.00/5

    This is an amazing service which helps you save up m...

    This is an amazing service which helps you save up monthly and when you have saved you can transfer back into your own bank no worrying

  • 5.00/5

    Big man ting.

    Big man ting. I rate it. Very useful app indeed. Helping me work my way back up the complicated ladder of life

  • 5.00/5

    Amazing experience so far great rewards

    Amazing experience so far great rewards

  • 5.00/5

    Loq box has really helped me to save money which is...

    Loq box has really helped me to save money which is something i have always struggled to do

    {"display":"LW","full_name":"LW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    LW 28th July 2026
  • 5.00/5

    Loqbox has helped me in so many ways already, by hel...

    Loqbox has helped me in so many ways already, by helping me try and make me credit score better I can’t wait for the same... Loqbox has helped me in so many ways already, by helping me try and make me credit score better I can’t wait for the same great service over the next few years Read more Read less

    {"display":"Amy ","full_name":"Amy ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Amy 28th July 2026
  • 5.00/5

    Credit score went up

    Only just signed up recently, haven’t had chance to benefit as of yet, although credit score has went up

    {"display":"Mark","full_name":"Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Mark 27th July 2026
  • 5.00/5

    Very simple and easy to use, will definitely help me...

    Very simple and easy to use, will definitely help me out in the long run

    {"display":"Kira ","full_name":"Kira ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Kira 27th July 2026

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