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Loqbox reviews

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Rated Excellent • 4.57/5

Loqbox reviews

Verified business Last reviewed within 21 days
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  • Offers referral rewards for introducing friends and family
    Offers referral rewards for introducing friends and family
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated
  • Offers free financial literacy resources
    Offers free financial literacy resources

Review summary

People rate this company as Excellent based on 1,960 product reviews

Average score of 4.57/5
5 star
85%
4 star
9%
3 star
2%
2 star
0%
1 star
4%
Reviews for Loqbox have trended positively over the past 90 days

Loqbox makes building credit and saving money surprisingly easy with a straightforward app and helpful support. Many found their credit scores improved steadily while developing better financial habits. However, some users struggled with confusing fees, locked savings, and poor customer service, which left them frustrated and wary.

Positive themes

  • Loqbox helped boost credit scores steadily while encouraging good saving habits. (82 mentions)
  • Loqbox is easy to use with clear info and simple setup for credit building. (60 mentions)
  • Customer service at Loqbox is friendly and helpful when you need assistance. (9 mentions)

Negative themes

  • Loqbox’s fees and charges can be confusing and feel expensive to some users. (7 mentions)
  • Several users felt misled by Loqbox’s marketing and had poor experiences with support. (5 mentions)
Summarised by AI
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About Loqbox

Loqbox is a platform that helps members build their credit history, save money, and manage their finances.

The company was founded in 2017 by Tom Eyre and Gregor Mowat. They created it to help people build their credit history and to combat financial exclusion for those with limited access to credit.

Loqbox provides various features, including credit-building tools, ways to save, and financial education resources.

Loqbox at a glance

Contact details

Email
[email protected]
Social media

Reviews for Loqbox

Showing 11 of 1960 company reviews • Last reviewed within 21 days

been easy to use explains services well, it is a lon...

Credit building • 5th August 2026

been easy to use explains services well, it is a long term thing so will keep using it as another pot to save and build my credit

{"display":"Jamiah W","full_name":"Jamiah W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

I need more time to see the benefits

Credit building • 4th August 2026

I think the concept is great but I haven’t been using it long enough to see how great it is in the real world.

{"display":"Donna M","full_name":"Donna M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4.00/5
Read more product reviews
  • 5.00/5

    Good to conunicate with u wen u need help

    Good to conunicate with u wen u need help

    {"display":"Jane Yates","full_name":"Jane Yates","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1748492.png"}}'s avatar
  • 5.00/5

    About 7 years ago I relocated from NL to UK.

    About 7 years ago I relocated from NL to UK. My savings were NL accounts in Euro but I needed GBP for everyday spending. A... About 7 years ago I relocated from NL to UK. My savings were NL accounts in Euro but I needed GBP for everyday spending. A credit card would be very helpful for unforeseen but I was rejected by several as I had no UK history. Then I found LoqBox and followed their (then free) program. After a year they offered me a credit card and I successfully applied. Now I have excellent credit history with several credit cards. Read more Read less

    {"display":"Arnoud","full_name":"Arnoud","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Arnoud 4th August 2026
  • 5.00/5

    Easy to use and clear information..

    Easy to use and clear information, I found the whole process was simple to do.

    {"display":"Jamie","full_name":"Jamie","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Jamie 2nd August 2026
  • 5.00/5

    Clear and simple

    Clear score makes managing your credit score straightforward and stress-free,giving you the insights you need to stay in control of your financial journey

    {"display":"Joe Howes","full_name":"Joe Howes","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1749179.png"}}'s avatar
  • 5.00/5

    Very new to it but so far so good

    Very new to it but so far so good

    {"display":"Beth Clough","full_name":"Beth Clough","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1749167.png"}}'s avatar
  • 5.00/5

    Credit score went up within days of opening account,...

    Credit score went up within days of opening account, happy with that

    {"display":"Mark","full_name":"Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit building
    Mark 31st July 2026
  • 5.00/5

    This is an amazing service which helps you save up m...

    This is an amazing service which helps you save up monthly and when you have saved you can transfer back into your own bank no worrying

    {"display":"Kimberley W","full_name":"Kimberley W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Big man ting.

    Big man ting. I rate it. Very useful app indeed. Helping me work my way back up the complicated ladder of life

    {"display":"Tom Halstead","full_name":"Tom Halstead","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1748935.png"}}'s avatar
  • 5.00/5

    Amazing experience so far great rewards

    Amazing experience so far great rewards

    {"display":"Keatan R","full_name":"Keatan R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

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