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Loqbox: Credit score builder reviews

View other Loqbox products
4.77
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
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86% decrease in 1 star reviews
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1127)

Loqboc is misleading and dishonest - AVOID

1
In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help improve my credit score. At no point was it made clear in plain language that I was entering a full credit agreement that would appear on multiple credit reports. After almost two years of perfect payments, my score with TransUnion fell, not improved. It turns out the Loqbox agreement itself was dragging it down. This is exactly the opposite of what their marketing suggests. When I tried to close the account, I suddenly received warnings that closing it would lower my score even further, warnings that should have been upfront, not hidden at the end. In my opinion, the product was mis-sold and the lack of transparency borders on unacceptable. Reading other reviews, it seems I’m far from the only one who feels this way. I would strongly advise others to think twice before trusting this company. I will be writing to the Financial Ombudsman Service Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

AVOID the hidden fraudulent charges

2
Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and money oriented immoral entity. The factual evidence is available on request , I have no need for credit but at one point I did and believed there loqbox ethos was true . But through commitment to grow, save , coach to get my mortgage which I did , following this i attempted to take my finances inder my control, at this point I was told that I had to clear a grow balance before I could cancel my membership , I had apparently spent in which was impossible as I had no access to funds to which the consumer being tricked in to believing they have access to where in actual fact the immoral financial model is taking advantage of genuine people trying to better there life efforts. Honest experience I will publish now in which has already been written and scrutinized by fca and ombudsman services bringing to account the immoral practices by this Dubai based enterprise. I will gladly write off the money falsely charged for the moment whilst funds are being recalled if it protects the consumer from further any further exploitation Reviewed on: 18th September 2025
Martin g's avatar
Martin g

Good explanation easy to use professionally and easy...

5
Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to use it Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

My credit score has started coming up great service

5
My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

I’ve had a good experience with Loqbox.

5
I’ve had a good experience with Loqbox. I use both Loqbox Grow and Loqbox Save and both have been working really well for me so far! Reviewed on: 2nd August 2025
Fatima 's avatar
Fatima

My experience is normal I don't know much about it a...

3
My experience is normal I don't know much about it and how it's work Reviewed on: 31st July 2025
freddie patrick's avatar
freddie patrick

Excellent- easy to use, great communications through...

5
Excellent- easy to use, great communications throughout. Reviewed on: 20th July 2025
Rachel W's avatar
Rachel W

It’s okay could be improved but it’s ikay

3
It’s okay could be improved but it’s ikay Reviewed on: 17th July 2025
Certi Haze's avatar
Certi Haze

seems good, seems like they genuinely help people wi...

5
seems good, seems like they genuinely help people with low credit scores with minimal risk. Reviewed on: 15th July 2025
Hamish's avatar
Hamish

Easy and manageable

5
Really easy to manage and easy to understand Reviewed on: 14th July 2025
Cayley C's avatar
Cayley C

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