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Loqbox: Credit score builder reviews

2.42
Based on 95 reviews, last reviewed 7th May 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
39%
See only 4 star reviews
3%
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1%
See only 2 star reviews
3%
See only 1 star reviews
54%

Latest highest rating:

5

They really are on a mission to help people They really are on a mission to help the average UK consumer. Reviewed on: 7th May 2025
Tamzyn Miller's avatar
Tamzyn Miller

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
Danielle 's avatar
Danielle

About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (95)

They really are on a mission to help people

5
They really are on a mission to help the average UK consumer. Reviewed on: 7th May 2025

Avoid avoid

1
Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed apparently the saving side was still going after I had email asked to cancel and advised this wasn’t for me! No refund given if I wanted my money back in my bank account id have to pay £30!!! In order to get my full £40 I had to open a bank account with tsb!!! Absolute joke still waiting on this tbs bank card coming so I can get my money back total con!!!! Reviewed on: 6th May 2025

Such a cool product

5
Such a cool product, great to save as you go along. I use mine for Xmas and it's just brilliant, seen it help me and my friends. Reviewed on: 6th May 2025

Helped me increase my credit score

5
Helped me increase my credit score Reviewed on: 4th May 2025

this is my 3rd year with them and its helped me buil...

5
this is my 3rd year with them and its helped me build up my new life. Reviewed on: 27th December 2024

i have been reported for owing 15 pounds whereas I s...

1
i have been reported for owing 15 pounds whereas I stopped their monthly subscription a month and half earlier which they failed to allow from the end letting me belive I have closed it for good until later on that I woke up to see that they attempted to charge me but failed because it is my customer to lock my card. now that I really need a credit card their fraudulent report of loan and credit card is showing and multiple failure to pay back depts... the worst financial organisation to register with. I need to ask can we all report they to FCA for this. No real customer service, you would ask for something and they will be answering other things not directly connected to your questions. Reviewed on: 22nd December 2024

No honour amongst thieves

1
They will keep changing you months after you close your account. Stay far far away. This company stands to make millions of its customers by taking small amounts from its many users after closure of accounts. Due to their policies you are not entitled to a refund and your the failure to close your account will be blamed on technical issues. Daylight robbery right in plain sight. I’m considering starting a credit agency myself as this is a clearly profitable for them. Reviewed on: 31st October 2024

Total scam!

1
Total scam!! They make it really difficult to access your savings and then charge you £30 for the money to enter your account. My credit score didn't change. Their customer service had me running around in circles with false information. I would not recommend this to anyone Reviewed on: 5th September 2024

Good Features with Great Product

5
I find Loqbox product to be easy to use. More importantly the products in itself is easy to understand and use. The little bit it gives helps build my credit score while also helping me save which is a good thing. Reviewed on: 1st September 2024

Avoid at all cost

1
Closed account yet they are still taking money from my card for membership without my permission. Reviewed on: 27th June 2024

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