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Loqbox: Credit building reviews

Name: Credit building
Rating: 4.57 (1961 reviews)

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4.57

Based on 1,961 reviews, last reviewed 21st Sep 2026

34% decrease in 5 star reviews

in the past 90 days

20% decrease in 1 star reviews

in the past 90 days

85%

Latest highest rating:

N/A

This product has not received a review of either 4 or 5 stars.

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026

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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1961)

Rebuild your credit while saving money.

You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These payments are reported to various credit reference agencies as loan payments, so each month you have a payment showing on file. After 12 monthly payments the "debt" is settled and the amount is released back to you in full. I set mine up in December, paid £20 a month, then the following December I was able to cash out a £240 payment that paid for Christmas! They also offer extra services for additional fees if you want, that can boost your credit score. I also have my rent payments reported to my credit file through Loqbox. My credit has been so much easier to manage and my score has improved drastically since I joined. Reviewed on: 3rd September 2026

been easy to use explains services well, it is a lon...

been easy to use explains services well, it is a long term thing so will keep using it as another pot to save and build my credit Reviewed on: 5th August 2026

I need more time to see the benefits

I think the concept is great but I haven’t been using it long enough to see how great it is in the real world. Reviewed on: 4th August 2026

Good to conunicate with u wen u need help

Good to conunicate with u wen u need help Reviewed on: 4th August 2026

About 7 years ago I relocated from NL to UK.

About 7 years ago I relocated from NL to UK. My savings were NL accounts in Euro but I needed GBP for everyday spending. A credit card would be very helpful for unforeseen but I was rejected by several as I had no UK history. Then I found LoqBox and followed their (then free) program. After a year they offered me a credit card and I successfully applied. Now I have excellent credit history with several credit cards. Reviewed on: 4th August 2026

Easy to use and clear information..

Easy to use and clear information, I found the whole process was simple to do. Reviewed on: 2nd August 2026

Clear and simple

Clear score makes managing your credit score straightforward and stress-free,giving you the insights you need to stay in control of your financial journey Reviewed on: 1st August 2026

Very new to it but so far so good

Very new to it but so far so good Reviewed on: 1st August 2026

Credit score went up within days of opening account,...

Credit score went up within days of opening account, happy with that Reviewed on: 31st July 2026

This is an amazing service which helps you save up m...

This is an amazing service which helps you save up monthly and when you have saved you can transfer back into your own bank no worrying Reviewed on: 31st July 2026

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Loqbox: Credit building reviews

34% decrease in 5 star reviews

20% decrease in 1 star reviews

Latest highest rating:

N/A

Latest lowest rating:

1

About this product

Review Loqbox: Credit building now

Loqbox Credit building reviews (1961)

Rebuild your credit while saving money.

been easy to use explains services well, it is a lon...

I need more time to see the benefits

Good to conunicate with u wen u need help

About 7 years ago I relocated from NL to UK.

Easy to use and clear information..

Clear and simple

Very new to it but so far so good

Credit score went up within days of opening account,...

This is an amazing service which helps you save up m...

Review Loqbox: Credit building now

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