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All reviews (5)

Review of the Loqbox, Credit building:

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Rebuild your credit while saving money.

You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These payments are reported to various credit reference agencies as loan payments, so each month you have a payment showing on file. After 12 monthly payments the "debt" is settled and the amount is released back to you in full. I set mine up in December, paid £20 a month, then the following December I was able to cash out a £240 payment that paid for Christmas! They also offer extra services for additional fees if you want, that can boost your credit score. I also have my rent payments reported to my credit file through Loqbox. My credit has been so much easier to manage and my score has improved drastically since I joined. Reviewed on: 3rd September 2026

Review of the Vanquis, Credit builder credit card:

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Good but room for improvement.

It's a good card but certain information can be hard to find. I had to phone up to find my APR for example, as they don't put this on statements and it's not available to see on the app. They provide it in the initial contract and that's it. My other credit cards provide this info straight up so it's frustrating that this is hidden unless you seek it out. If they provided this sort if information it would be better. They are good as a credit builder, and my credit has improved greatly since having this card. Reviewed on: 20th May 2026

Review of the Curve, Curve Card:

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Refused to talk to me about my problem

My card stopped working randomly back in November. I messaged them to find out why and was told I'd been referred to another department. I never received a response. I have messaged in app and emailed but every time the response is "we're really busy and chasing this up, we'll contact you". But six months is far too long to wait, no matter how busy you are. Reviewed on: 17th April 2026

Review of the Kroo, Current account:

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Always good

Never had any problems and they always answer questions quickly Reviewed on: 17th April 2026

Review of the Chip, Easy access savings:

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So convenient

Easy to set up and a great way to save without having to think about it, completely automatic. It's also easy to withdraw if needed. Reviewed on: 5th March 2026

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