Based on 736 reviews
A product by Spot
Spot is a free app that lets you send and request payments, split bills and get paid for services. You can connect as many bank accounts as you like and payments...
Based on 18447 reviews
A product by Chip
Chip allows users to connect their current accounts and automatically save a little money every few days. Using Chip to help save money already? Please leave some honest feedback on your...
Based on 12446 reviews
A product by Plum
With Plum you can save your money with Savings Pockets. With Plum Basic and Plus, you can open one Plum Savings Pocket. With Plum Pro, you can open up to ten...
Based on 2524 reviews
A product by Kroo
The Kroo app gives you one home for your money. You can spend, track, send money and get real-time spending insights. The app also has the ability to categorise your transactions. Kroo...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 11121 reviews
A product by Snoop
Snoop is an award-winning, free money management app. Using the Snoop app you can track your spending, set budgets, cut your bills and control your finances. You can also connect your...
Based on 2962 reviews
A product by HyperJar
HyperJar Adult is a free app and prepaid debit card that helps adults and families manage their money. Using the HyperJar app, you can divide money into digital jars for different...
Based on 3559 reviews
A product by Emma
Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving...
Based on 1685 reviews
A product by Cheddar
The Cheddar app helps you save when you spend by using gift cards. When you pay for your shopping using gift cards from Cheddar, you can then get cashback instantly. Cheddar...
Based on 400 reviews
A product by Policy in Practice
The Better Off Calculator is a tool that quickly calculates your benefit entitlement and shows you what money you may be missing out on. It shows you what steps you...
Based on 1146 reviews
A product by Doshi app
The Doshi app is a financial literacy app. Doshi offers a series of interactive lessons that help people learn about money and they can ask the AI assistant questions. Doshi sets...
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Frequently asked questions
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What are budgeting apps?
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Budgeting apps are digital tools that help you manage your finances in one place using your mobile device, tablet, laptop or other personal device. Features can include budgeting, spending, paying bills and setting financial goals. Budgeting apps connect to your banking apps to give you a complete view of your finances.
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Are budgeting apps worth it?
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Yes, budgeting apps provide a comprehensive overview of all your finances, making it easy to track spending, organise your money and stay on top of your budgets and financial goals.
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Are budgeting apps safe to use?
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Yes, budgeting apps are generally safe. But as with anything related to money, it's vital to be aware of potential scams and fraud. Look at reviews from real users of budgeting apps to see what experiences others have had with the apps you're considering using.
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Can a budgeting app help save towards specific goals?
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Yes, budgeting apps can help you save towards specific financial goals. Whether you want to cut back on your spending, save an emergency fund or pay off debts, a budgeting app could provide you with the insights you need to understand where you can make changes.
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