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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

A great app for saving without having to think about...

5
A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

The best budgeting app out there - great value

5
Have used Emma since shortly after it was released. Can't recommend it enough for anyone that has more than one place where they manage their money to get an holistic view of their savings and spending. The monthly fee for the premium versions have made their money back multiple times over in helping to spot unneccessary subscritpions! Reviewed on: 17th March 2026
Daniel Roos's avatar
Daniel Roos

Very intuitive to use.

5
Very intuitive to use. Love that it incorporates a subscription monitor as well. Reviewed on: 16th March 2026
Sarah W's avatar
Sarah W

Absolutely amazing app, great customer service, supe...

5
Absolutely amazing app, great customer service, superb features, and always being updated, cannot recommend this any more than I already am. get it now. Reviewed on: 16th March 2026
Kevz's avatar
Kevz

App to trust

5
Emma really helps you take control of your money. It's easy to use and customer service is brilliant. Recommend. Reviewed on: 15th March 2026
Rosa's avatar
Rosa

incredible, best personal finance app

5
incredible, best personal finance app Reviewed on: 2nd March 2026
geoffrey32i's avatar
geoffrey32i

Emma is a financial Super App!

5
Emma is a financial Super App! A great place to manage your finances and track your day to day spending. I also love the savings and investing features. Reviewed on: 2nd March 2026
Jimmy's avatar
Jimmy

Best all-rounder money management app

5
Emma is the best all-rounder app that I've used to help me stay on top of my money. I'm awful at keeping track of my spending so Emma telling me where I am in my budget and giving me daily reminders really helps me. I especially like the auto-save function and the investment ability too. Reviewed on: 21st January 2026
Jas 's avatar
Jas

Great financial app with high functionality

5
Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscriptions tracking as I always have some uncancelled trials. Reviewed on: 3rd April 2025
Karina's avatar
Karina

Super intuitive design, great app

5
The Emma App is amazing at visualising my spending - it seemed so much clearer than other apps and the design is super intuitive. I definitely saw the value in using it long term and felt like the goals were clear. Reviewed on: 18th March 2025
Carly F's avatar
Carly F

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