My experience with the Plum Cash ISA has been mostly positive. It was quick to set up through the app, and I like that it’s... My experience with the Plum Cash ISA has been mostly positive. It was quick to set up through the app, and I like that it’s easy to manage alongside my other savings. The interest rate is competitive compared to some traditional savings accounts, and it’s helpful being able to see my savings grow tax-free. I also like that it feels quite flexible, with the option to deposit small amounts and transfer money in easily. The app does a good job of tracking savings and making things simple. However, the interest rate can change, and some of the best rates are only available under certain conditions or for a limited time, which can be a bit confusing. Withdrawals are also something to be mindful of depending on how the account is set up. Overall, it’s a convenient and modern way to save, especially for someone who prefers managing money digitally. Read more Read less

Plum has made saving money fit for me. It helps me save daily without even having to think about it and the best part is... Plum has made saving money fit for me. It helps me save daily without even having to think about it and the best part is I'm able to personalise exactly how I want to save. Being able to change my accounts 'brain' to tell my plum account what to save and when is so important for me as I can adapt this based on what I have coming up. For example if I have nothing on for a few months I am able to change my plum account settings to save a little more so that when it comes to those months that I have to spend extra such as Christmas time it doesn't effect my savings too much as I have been able to save extra in past months. Not having to think about saving and just having plum do the calculations and moving the money for me is so easy as I don't have to worry about doing that so it's stress free. Accessing my savings is easy too and I can withdraw the same day! Read more Read less