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Plum: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (44 reviews)

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4.91

Based on 44 reviews, last reviewed 3rd Feb 2026

4000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

3 star

2 star

1 star

Latest highest rating:

4

Competitive interest rates Competitive interest rates at the time that I joined, and no issues with mobile app, so happy in these regards. Haven't needed to contact customer ser... Read more Reviewed on: 3rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

You can open a Plum lifetime ISA (LISA) in the app.

You can open a Plum lifetime ISA with just 1p. If you already have a lifetime ISA with another provider, you can transfer it over to Plum. All you need to get started is the Plum app and your National Insurance number.

Plum lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Plum before, you can also leave a review and share your experience.

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Plum Lifetime ISA reviews (44)

Competitive interest rates

Competitive interest rates at the time that I joined, and no issues with mobile app, so happy in these regards. Haven't needed to contact customer services as yet so can't comment on that. Reviewed on: 3rd February 2026

The lifetime ISA is simple to use, if I have any que...

The lifetime ISA is simple to use, if I have any questions or concerns I use the chat feature. It’s clear and makes saving money easier with the pockets feature. Reviewed on: 2nd February 2026

So easy to use and helpful!

So easy to use and helpful! So glad I found plum Reviewed on: 2nd February 2026

Best place for my ISA.

Best place for my ISA. Transferring into & management are easy with Plum! Reviewed on: 1st February 2026

Easy app to use.

Easy app to use. Really good interest rates for LISA and ISA accounts. Never had an issue with the app and always seen positive things said about it. Reviewed on: 31st January 2026

I have had nothing but good experiences with Plum.

I have had nothing but good experiences with Plum. I now have a LISA with them and a savings pot. Everything is clearly laid out and very user friendly. Reviewed on: 31st January 2026

Great app, very easy to use.

Simple to use app that allows users to track growth and manage other investments/ pensions/ cash pockets easily. The roundup features are great, as is the activity tracker on the home screen. Reviewed on: 31st January 2026

Decent app

Their app is easy to use and makes it easy to see how much money I have in my account. It can sometimes be tricky to transfer money into my account but on the whole it's a good app and I would recommend it. Reviewed on: 31st January 2026

great experience so far taking out a lisa with plum,...

great experience so far taking out a lisa with plum, great rates and letting me save some extra money towards when i get a little older! would highly recommend! Reviewed on: 31st January 2026

Good but needless AI

Generally good but the AI integration doesn’t really add much in terms of service and just complicates matters during the setup. The pockets are a good feature. The best aspect of plums app is the interest breakdown. Reviewed on: 31st January 2026

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