I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for... I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Read more Read less

I applied for a credit card and the process was easy to understand set out in understanding English my whole experience with this company as been a positive experience

Great customer service everyone was fantastic and helpful

Easy to use app, never had a problem with depositing or withdrawing. Good communication

I’m on my second loan along with other products the process has always been super easy and smooth.

I applied for a Zopa Loan through the CredAbility app as I was pre approved for a personal loan that I had been searching for.... I applied for a Zopa Loan through the CredAbility app as I was pre approved for a personal loan that I had been searching for. The interest rate was good and I already have a credit card with them, so I knew they were a good and reliable lender. I was mind blown over how quick and easy it was to apply! And then the money was in my account within seconds of me submitting the application! Amazing service! Read more Read less

Everything is great. Easy to set up

Easy access to app and emails. Regular updates on account. Good accessible up to date information on app. Regular communication when payments are due. Excellent!

Applying for a loan is so easy and quick!