Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,539 reviews, last reviewed 24th Mar 2026
26400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to set up. Very easy to set up. Been enjoying getting to know all the products Reviewed on: 24th March 2026
Danielle Croucher's avatar
Danielle Croucher

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1539)

Very easy to set up.

5
Very easy to set up. Been enjoying getting to know all the products Reviewed on: 24th March 2026

It has been a good investment for me - came well rec...

5
It has been a good investment for me - came well recommended & happy with the interest I have earned Reviewed on: 16th March 2026

Great savings bank, especially for cash ISAs

5
I use Zopa as a savings bank, specifically for cash ISAs. Their interest rates are good, their accounts are easy to set up, and their app is easy to use. An excellent savings platform! Reviewed on: 16th March 2026

zopa communication

5
I enjoy the offers and the communication is perfect, not filling my inbox everyday or pushy. Reviewed on: 15th March 2026

Have a cash isa with zopa excellent rate easy app an...

5
Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Oap friendly

5
App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026

Not a single complaint.

5
Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is excellent and information is provided clearly. I used zopa for saving accounts and cah ISA. The rates are fair and I particularly like the reminders to max out ISA allowances. Reviewed on: 9th March 2026

Easy App and when I rarely need to customer service...

5
Easy App and when I rarely need to customer service are straight forward Reviewed on: 9th March 2026

Easy Application

5
The neutral for CS was because I’ve never had to deal with them and have never needed to. The application process is simple Reviewed on: 9th March 2026

Great rates, smartphone app is very user-friendly

5
Great rates, smartphone app is very user-friendly Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43503 reviews
    Zopa
    View all products