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Zopa: Cash ISA reviews

4.95
Based on 1,484 reviews, last reviewed 6th Mar 2026
21200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Good service, easy to open an account. Good service, easy to open an account. Reviewed on: 6th March 2026
PS's avatar
PS

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1484)

Good service, easy to open an account.

5
Good service, easy to open an account. Reviewed on: 6th March 2026

Easy to deal with

5
Easy to open and maintain on the app Reviewed on: 6th March 2026

Competitive rates.

4
Competitive rates. Shame no joint accounts provided. The app can be confusing to use sometimes but once understand how it works fairly easy to use and see money / interest etc. Reviewed on: 6th March 2026

Easy uncomplicated and very competitive rates

5
I’ve been with Zopa now for a few years, setting up my isa and savings account through the app was incredibly easy and a very competitive ratem Reviewed on: 6th March 2026

Super Zopa

5
App very easy to use. System straight forward and ease of access fab! Reviewed on: 6th March 2026

Easy to set up ISA and timely updates provided on ma...

5
Easy to set up ISA and timely updates provided on maturity with options on next steps. Reviewed on: 6th March 2026

Love the App

5
Great app - very easy to manage savings and see the returns Reviewed on: 6th March 2026

Good value and great service, easy platform to use

5
Good value and great service, easy platform to use Reviewed on: 6th March 2026

Recommend by a friend and found everything easy to f...

5
Recommend by a friend and found everything easy to follow with good rates Reviewed on: 6th March 2026

Excellent service and app.

5
Excellent service and app. Easy to use, good communication and great interest rates Reviewed on: 6th March 2026

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