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Zopa: Smart ISA reviews

Name: Smart ISA
Rating: 4.94 (220 reviews)

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4.94

Based on 220 reviews, last reviewed 19th Apr 2024

1113% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Easy to use and great customer service Easy to use and great customer service when I have needed it. Smart ISA has fab interest rates too. I looked to change to a different savings account ... Read more Reviewed on: 19th April 2024

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About the Smart ISA

The Smart ISA is a easy access & fixed term cash ISA account introduced in 2023 by Zopa Bank to help savers level-up their finances. It is a mobile only offering that could help 12 million Brits with an ISA account better save by making some £740 billion work harder.

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Zopa Smart ISA reviews (220)

Easy to use and great customer service

Easy to use and great customer service when I have needed it. Smart ISA has fab interest rates too. I looked to change to a different savings account with slightly better interest but it was a faff so I stuck with Zopa! Reviewed on: 19th April 2024

High rates but let down

I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrictions, they were not clearly documented and are fairly basic. Zopa does not allow ISA transfers in from Stocks and Shares ISA's and they do not allow partial transfers out of the ISA. Reviewed on: 16th April 2024

Competitive flexible Smart ISA.

I recently opened a Smart ISA account, as it was one of the few banks offering a flexible ISA with a competitive rate of interest! It was very quick and easy to open, and the app is very intuitive. Reviewed on: 14th April 2024

Very competitive interest rates, brilliant app that...

Very competitive interest rates, brilliant app that makes it so quick and easy to move money between accounts within the app or to withdraw or add money from the nominated bank account. Reviewed on: 14th April 2024

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