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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1451 reviews)

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4.95

Based on 1,451 reviews, last reviewed 22nd Jan 2026

18300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use on the go with the app I have used Zopa for a few years now and find their app very easy and straightforward to use. I have had both loans and savings accounts and it is so... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1451)

Easy to use on the go with the app

I have used Zopa for a few years now and find their app very easy and straightforward to use. I have had both loans and savings accounts and it is so easy to pay in/draw out and even pay extra amounts off the loan. Reviewed on: 22nd January 2026

Flexibility

Easy to navigate and gives you flexibility on your savings Reviewed on: 22nd January 2026

This bank is brilliant for people who have no self c...

This bank is brilliant for people who have no self control when trying to save . Myself came from a disadvantage background. So money is hard to control. But thanks to zopa bank. I can get in a habit of saving without worrying about spending . Reviewed on: 21st January 2026

My money

Very good service. very friendly customer service easy access to my money Reviewed on: 20th January 2026

This is the 2nd year I have used them for my isa’s -...

This is the 2nd year I have used them for my isa’s - very good rates Reviewed on: 19th January 2026

Gerald McKee

I like zopa because it's best rate about, looks after my money without any problems. Keeps you updated with new rates and investments, that puts more money in your pocket. Reviewed on: 19th January 2026

I find Zopa easy to use.

I find Zopa easy to use as everything is clearly set out. Reviewed on: 19th January 2026

Excellent interest rates easy to use app never had a...

Excellent interest rates easy to use app never had any problems Reviewed on: 18th January 2026

Easy access, simple to use.

Easy access, simple to use. Excellent Customer service on the phone. Good rates Reviewed on: 18th January 2026

Excellent easy to use app.

Excellent easy to use app. Great rates of interest. Easy and quick to transfer money in and out. Simple ways of separating money into different accounts to save for special events. Reviewed on: 18th January 2026

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