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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Found Zopa to be good value for money a few years back.

Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Zopa bank and credit card accounts are well run and...

Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Straight forward no hassle.

Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

A place to borrow

Easy to apply and keep you updated. Interest rates are low Reviewed on: 11th June 2026

Completely smooth process.

Completely smooth process. I was very impressed with how easy it all was. A great deal, reasonable interest rate and the repayments arrangement was more or less done for me. Reviewed on: 11th June 2026

Simple loans

Sorted out loan very quickly easy to talk to staff although most of it is done online cannot fault them Reviewed on: 11th June 2026

Experience was seamless, quick approval process, goo...

Experience was seamless, quick approval process, good rate Reviewed on: 11th June 2026

Easy to us app and find information

Easy to us app and find information Reviewed on: 19th May 2026

Zopa personal loan

Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

It was so easy and straight forward to apply with ve...

It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no brainer. Would definitely use again in future if required. Reviewed on: 1st May 2026

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