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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Decent app-managed card, support needs to catch up

A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — responses come eventually but you're waiting days, not hours. I'll put it down to growing pains and hope they resource that team properly as they scale. Reviewed on: 25th June 2026

Upon applying for a credit card with Zopa.

Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

A breeze to manage...

Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Zopa experience

I have had a credit card for 18 months and have never had reason complain or speak badly about Zopa. They are a credit (pardon the pun ) to the finance world always available to speak to , everything is made easy for the customer , the app is superb easy to get around. I am very happy to be a customer and long may it continue. Reviewed on: 11th June 2026

Very good satisfaction easy to get

Very good satisfaction easy to get Reviewed on: 31st May 2026

Poor credit, no problem

Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my credit score back up. it’s great for rainy days or those irritating unexpected expenses. With easy repayments that come with notifications and give you plenty of notice. overall excellent service. Thanks Zopa Reviewed on: 22nd May 2026

Has been very positive not had any issues with my ca...

Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Handyman

Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Easy to apply

Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Very straightforward card easy to use &the app is ve...

Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

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