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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Helping get on the credit ladder

Helping get on the credit ladder Reviewed on: 13th March 2026

easy to setup & overall great service

easy to setup & overall great service Reviewed on: 13th March 2026

I've been using zopa for some time now.

I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending and explore new options. It helps with credit scoring too Reviewed on: 12th March 2026

Never had a problem with Zopa.

Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026

That's very good and safe to use

That's very good and safe to use Reviewed on: 12th March 2026

Fairly reasonable with monthly statements

Fairly reasonable with monthly statements Reviewed on: 12th March 2026

It’s very good helped me out in sticky situations.

It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Strait forward banking excellent app and reliable

Strait forward banking excellent app and reliable Reviewed on: 12th March 2026

Best move made in a long time xx

Best move made in a long time xx Reviewed on: 11th March 2026

Great customer service

Great customer service no hassle great app recommend Reviewed on: 11th March 2026

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