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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent company, very professional and good custom...

Excellent company, very professional and good customer service Reviewed on: 17th April 2026

They have been very fair and great to use I'm emerge...

They have been very fair and great to use I'm emergencies. Reviewed on: 17th April 2026

I have good experience with using cards im using eve...

I have good experience with using cards im using every day for my card Reviewed on: 17th April 2026

Zopa is my wife

I have had a great experience with Zopa. I have never had a problem buying anything from Zopa. It supports me just like my wife. I am very happy with Zopa. Reviewed on: 17th April 2026

My experience so far with Zopa is very good.

My experience so far with Zopa is very good. But the limit giving to me was too small. Which i think i am managing it not to exceed my limit. Reviewed on: 17th April 2026

I've been with Zopa for a while now and the customer...

I've been with Zopa for a while now and the customer service they provide is excellent. Reviewed on: 17th April 2026

Excellent no hassle credit card excellent service as...

Excellent no hassle credit card excellent service as always Reviewed on: 17th April 2026

Just started using my card no bother at all so easy...

Just started using my card no bother at all so easy no catches nothing it is a pleasure to have a Zopa card thank you. Reviewed on: 17th April 2026

Great service I had mislaid my card and orderd anoth...

Great service I had mislaid my card and orderd another on which turned up sooner than stated Thank you! Reviewed on: 17th April 2026

Since l started using Zopa l don't have any problems.

Since l started using Zopa l don't have any problems. Reviewed on: 17th April 2026

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