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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.87

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Quick service and support with nice customer service

Quick service and support with nice customer service Reviewed on: 17th April 2026

Brilliantly

Brilliant always helpful and good with updates and questions Reviewed on: 17th April 2026

Very good service , easy to use.

Very good service , easy to use. Reviewed on: 17th April 2026

Nelsein69

Convenience and dependable and ready to use for daily needs Reviewed on: 17th April 2026

I think stupidity in the world with physic money thi...

I think stupidity in the world with physic money this bank doesn't accept physic money deposit Reviewed on: 17th April 2026

Good and bad

Staff are very helpful once you get passed customer service suggests better training for call centre staff Reviewed on: 17th April 2026

Service very good

Very helpful patient all in all very good service Reviewed on: 17th April 2026

It was good but a low limit.

It was good but a low limit. I do forget i have it but the apr is a little high but good for bad credit Reviewed on: 17th April 2026

Easy to use .

Easy to use . Flexible APR accordingly to credit score. All the notifications and updates are on point Reviewed on: 16th April 2026

Good communication and great customer care

Good communication and great customer care Reviewed on: 16th April 2026

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