Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent no hassle credit card excellent service as...

Excellent no hassle credit card excellent service as always Reviewed on: 17th April 2026

Just started using my card no bother at all so easy...

Just started using my card no bother at all so easy no catches nothing it is a pleasure to have a Zopa card thank you. Reviewed on: 17th April 2026

Great service I had mislaid my card and orderd anoth...

Great service I had mislaid my card and orderd another on which turned up sooner than stated Thank you! Reviewed on: 17th April 2026

Since l started using Zopa l don't have any problems.

Since l started using Zopa l don't have any problems. Reviewed on: 17th April 2026

Allmost good, will see in the future

Allmost good, will see in the future…About increase…will see Reviewed on: 17th April 2026

It always seems very easy to use and communicate with.

It always seems very easy to use and communicate with. Reviewed on: 17th April 2026

Quick service and support with nice customer service

Quick service and support with nice customer service Reviewed on: 17th April 2026

Brilliantly

Brilliant always helpful and good with updates and questions Reviewed on: 17th April 2026

Very good service , easy to use.

Very good service , easy to use. Reviewed on: 17th April 2026

Nelsein69

Convenience and dependable and ready to use for daily needs Reviewed on: 17th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.05 from 68 reviews
Credit card
from ASDA Money 3.12 from 110 reviews
Credit card
from Post Office 3.54 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub