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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Need a car loan but refused however got a credit card.

Need a car loan but refused however got a credit card. Reviewed on: 11th March 2026

Don’t be a doper get Zopa

Very easy to get a credit card no fuss perfect thank you very much Colin unwin Reviewed on: 11th March 2026

Fantastic service

Fantastic service, always there to help and advise, fast and easy with no stress Reviewed on: 11th March 2026

Zopa Credit Card

Zopa credit card comes with low credit and does not provide rewards so okay but could be better. Thanks Reviewed on: 10th March 2026

It's good that every time one speeds on the credit c...

It's good that every time one speeds on the credit card it appears on my phone. Reviewed on: 10th March 2026

Very Good

Still I am very happy feel use the zopa but looking towards Reviewed on: 10th March 2026

A must try card

Seamless experience. Everything is going on well for me. Reviewed on: 10th March 2026

I've had no problems with zopa which I like

I've had no problems with zopa which I like Reviewed on: 10th March 2026

Staff friendly and helpful service

Staff friendly and helpful service Reviewed on: 10th March 2026

Excellent Service All Round.

Excellent Service All Round. Would highly recommed Zopa to anyone. Thank you. Reviewed on: 10th March 2026

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