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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Allmost good, will see in the future

Allmost good, will see in the future…About increase…will see Reviewed on: 17th April 2026

It always seems very easy to use and communicate with.

It always seems very easy to use and communicate with. Reviewed on: 17th April 2026

Quick service and support with nice customer service

Quick service and support with nice customer service Reviewed on: 17th April 2026

Brilliantly

Brilliant always helpful and good with updates and questions Reviewed on: 17th April 2026

Very good service , easy to use.

Very good service , easy to use. Reviewed on: 17th April 2026

Nelsein69

Convenience and dependable and ready to use for daily needs Reviewed on: 17th April 2026

I think stupidity in the world with physic money thi...

I think stupidity in the world with physic money this bank doesn't accept physic money deposit Reviewed on: 17th April 2026

Good and bad

Staff are very helpful once you get passed customer service suggests better training for call centre staff Reviewed on: 17th April 2026

Service very good

Very helpful patient all in all very good service Reviewed on: 17th April 2026

It was good but a low limit.

It was good but a low limit. I do forget i have it but the apr is a little high but good for bad credit Reviewed on: 17th April 2026

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