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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Would recommend Good customer service

5
Good customer service , very helpful Reviewed on: 28th April 2025

Simply perfect

5
Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Good for credit building and excellent app & service

5
Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

5
Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

Very good service and excellent credit card

5
Very good service and excellent credit card Reviewed on: 28th April 2025

So easy to use the app & competitive with other...

5
So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

5
Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

5
Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

3
easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

5
I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

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