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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I think stupidity in the world with physic money thi...

I think stupidity in the world with physic money this bank doesn't accept physic money deposit Reviewed on: 17th April 2026

Good and bad

Staff are very helpful once you get passed customer service suggests better training for call centre staff Reviewed on: 17th April 2026

Service very good

Very helpful patient all in all very good service Reviewed on: 17th April 2026

It was good but a low limit.

It was good but a low limit. I do forget i have it but the apr is a little high but good for bad credit Reviewed on: 17th April 2026

Easy to use .

Easy to use . Flexible APR accordingly to credit score. All the notifications and updates are on point Reviewed on: 16th April 2026

Good communication and great customer care

Good communication and great customer care Reviewed on: 16th April 2026

Amazing credit card great service

Amazing credit card great service Reviewed on: 16th April 2026

Fantastic service

Fantastic, superb customer service from the very start. Reviewed on: 16th April 2026

Brilliant App Super Easy to use and great customer c...

Brilliant App Super Easy to use and great customer contact. Reviewed on: 16th April 2026

Great review

I applied for my zopa card through my bank account to help build my credit, it has been great so far Reviewed on: 16th April 2026

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