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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.04 (343 reviews)

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4.04

Based on 343 reviews, last reviewed 20th Jun 2026

175% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

4

Generally good experience, irritant is the site does... Generally good experience, irritant is the site does not update quickly enough re payments in and pending. Advises payment dates and debits payment a... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Worst bank ever, zero customer service and terrible... Worst bank ever, zero customer service and terrible banking experience. No flexibility and provide no help to customers. Reviewed on: 20th June 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (343)

Worst bank ever, zero customer service and terrible...

Worst bank ever, zero customer service and terrible banking experience. No flexibility and provide no help to customers. Reviewed on: 20th June 2026

Generally good experience, irritant is the site does...

Generally good experience, irritant is the site does not update quickly enough re payments in and pending. Advises payment dates and debits payment acct before same. Reviewed on: 12th June 2026

Very good normally.

VEry good normally. However I wanted to buy airline tickets. It took ages finding the right, tickets, I wanted to use my credit card for protection and points. However I was using our home computer when I went to pay it said it failed we tried several tmes but it wouldn't go through. Eventually we had to use my husbands debit card, as we were afraid of loosing the tickets. The next day I contacted them and it was because I used a different computer. Why couldn't they have contacted me to check? Reviewed on: 12th June 2026

One card to pay and collect points.

Convenient having the same card to collect clubcard points and make payment at the same time. Reviewed on: 11th June 2026

Excellent customer service

Tesco clubcard credit card customer services are always excellent, I have never had a bad experience when calling them with a problem. They are unfailingly polite, helpful and efficient. They always keep me informed of my spending, the app is easy to use and to keep track of purchases and transactions. Reviewed on: 11th June 2026

Very responsive and accommodating

Very responsive and accommodating Reviewed on: 11th June 2026

Converted to having a credit card.

About 20 years ago I was very against credit cards but my sister persuaded me to get the Tesco Bank Clubcard credit card which, if I paid in full by direct debit every month, would mean that I could shop more easily online and gain more Clubcard points, which would give me more purchasing power both with Tesco and partners. Moreover, by paying each month in full I. would have more control of my finances and would not pay interest. Over the years it has worked out very well. Every little counts. Reviewed on: 11th June 2026

Easy to apply.

Easy to apply. Good rates . 0% balance transfer long term. Reviewed on: 11th June 2026

Credit Card Transfer to Tesco Bank - DON’T DO IT

Took out a 0% balance credit card with Tesco to transfer credit card balance from Chase Bank UK. Accepted for the card which arrived but wouldn’t let me do the balance transfer. Spoke to customer service who said that they had spoken to the payments teams who said that they won’t do transfers from Chase. Nothing in the T’s and C’s that I read before applying for the card mentioning Chase or a clause that would mean that Chase transfers wouldn’t be accepted. Now have a credit card I won’t use and a footprint on my credit record which is stopping me from getting another card with another provider. All they could do was make a complaint on my behalf which can take 12 weeks…..my Chase Credit Card 0% runs out well before then. I spoke to Chase who had no idea why and said they do balance transfers all the time with no issues. I am totally screwed now and Tesco couldn’t care less, just keep saying they don’t allow it despite it not being in their T’s and C’s. I am in the 14 day cooling off period too! Reviewed on: 14th May 2026

been with TESCO many years.

been with TESCO many years. Always had confidence in the company , product and customer service. Whenever i have needed assistance, customer service have always been knowledgeable, courteous and timely Reviewed on: 17th April 2026

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