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Barclaycard Initial Credit Card Reviews

Ratings based on 76 reviews Last review 1 month ago

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading...

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Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Your Initial Credit Card Reviews (76)

16th May 2019

Never had a problem

Several years ago, I was trying to sort my finances out from utter chaos & managed to get a Barclaycard which also offered me a transfer to a 0% rate for X months. I took the card & the transfer & set a standing order to pay as much as I could over...

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Several years ago, I was trying to sort my finances out from utter chaos & managed to get a Barclaycard which also offered me a transfer to a 0% rate for X months. I took the card & the transfer & set a standing order to pay as much as I could over the minimum payment, regularly every month. Since then, I haven't looked back. Barclaycard always have offers on for loyal customers, the fact that I can transfer to that card & make regular payments saved me money on interest over the whole period & helped me pay off my debts, manage my credit in a more controlled, responsible manner & also to build my credit score. Periodically, they increased my limit, which allowed me to shift more debts to them, using the same "as much as you can afford, but more than the minimum payment " mantra I had adopted.
I have now brought around £25,000 worth of debt down to about £7,000 - which also includes the following purchases in the last 12 months - new oven, new boiler, a new bathroom, double glazing throughout the whole house & guttering & fascias all replaced. These essentials would have been impossible had I not been able to bring that debt down initially & the positive impact on my credit score meant that I was able to secure a mortgage & buy a house.
Even when I made a purchase on my card, customer services arranged to move that amount to a "lifetime" rate, which benefitted me as a customer.

9th December 2018

No hidden fees

It is excellent because it has no hidden fees, you only get charged if you don’t pay on time, transfer or withdraw, but you can do online shopping or in store shopping, use the card in different currencies and countries with no fees

7th December 2018

As an international student..

I am a Korean who is roaming around the different countries in the world. I have used many bank services, to experience cultures. but Barclay is one of the best banking companies among I have used before. The security and the in and out service is...

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I am a Korean who is roaming around the different countries in the world. I have used many bank services, to experience cultures. but Barclay is one of the best banking companies among I have used before. The security and the in and out service is the best. Thank you!

1st July 2018

No problem with it over years

Never bother to change since I did not had problems with it. The only thing I would like to see improvement is in the case of fraud activity alert. The only stressful experience I have, they use a prerecorded machine message to alert me which in its...

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Never bother to change since I did not had problems with it. The only thing I would like to see improvement is in the case of fraud activity alert. The only stressful experience I have, they use a prerecorded machine message to alert me which in its case sounds suspicious. I would rather prefer an actual people to call and alert me instead

5th April 2018

Think about it.........................................!!

for an 18 year old the trusty old Barclaycard is the stuff of dreams.......................to a wordly 45 year old I still think back to the day that i took out that first bit of credit. Its a great way to up your credit score but this company will...

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for an 18 year old the trusty old Barclaycard is the stuff of dreams.......................to a wordly 45 year old I still think back to the day that i took out that first bit of credit. Its a great way to up your credit score but this company will keep increasing that limit and you will keep taking it. If there was one thing I could say to my 18 year old self?? 'dont get a credit card'.