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Virgin Money Credit Cards Reviews

Ratings based on 88 reviews Last review 5 days ago

Virgin Money have a range of credit cards to suit your needs with tools to help find the best card for you. You can also use the Card Checker tool to see if you’ll be approved before you apply – without affecting your credit rating. Check out the range of unique card designs and choose the one that best suits your style.

Representative 20.9% APR (variable).

Brought to you by Virgin Money.

5 53
4 18
3 2
2 3
1 5

Our Smart Money People 360° Rating

Good Credit Card
Combines our customer review data set with wider market analysis. Find out more here.

Your Credit Cards Reviews (88)

22nd June 2017

Great credit card

Got 40 months interest free, Also got a card to use virgin money lounges great coffee and pastries for free. Great customer service too

Reply from Virgin Money
Glad to hear you're loving our Lounges John! You can also see the other offers and benefits you can take advantage of here- https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Let me know if you have any questions. Thanks, Abbie
22nd June 2017

Best value Credit Card.

The most competitive Credit Card I have had to date, that consistently offers value for money.

Reply from Virgin Money
Fantastic to hear you're happy with the Card Ian! We'll be here if you need anything else. Thanks, Abbie
20th June 2017

GOOD RATES GREAT TO DEAL WITH

GREAT OVERALL COMPANY NO PROBLEMS GREAT ONLINE FACILITY

Reply from Virgin Money
Great to hear you’re happy with your Credit Card Heather! While you’re online, feel free to browse all the current offers and discounts here; https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Thanks, Jane
12th June 2017

Great offer

I have a two year 0% credit card but this has been a great deal and the minimum payments are so achievable that I can easily pay it off. If I have had any questions or issues they are easily answered, and all the communication has been good. Plus no...

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I have a two year 0% credit card but this has been a great deal and the minimum payments are so achievable that I can easily pay it off. If I have had any questions or issues they are easily answered, and all the communication has been good. Plus no naggiing or harassing with other offers!

Reply from Virgin Money
Very pleased to hear your fantastic feedback Elizabeth! If you need anything else, you know where to find us. Thanks, Abbie
10th June 2017

virgin credit card

good value transfer offers and good amount of time to payback at 0%, easy access to money transfers and new only layout is nice. Shame about the lack of an app. really missing this component

Reply from Virgin Money
Thanks for the great feedback Barry, we're focussed on mobile optimisation at the moment but we'll be the first to let you know if that changes in the future! Thanks, Abbie
10th June 2017

Great flying club rewards and customer service

I have been using Virgin Money as my credit card provider for 12 years now. I applied for this via Virgin Flying Club and I get great rewards from airmiles to annual free upgrades. On a couple of times where I have had issues, the staff have been...

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I have been using Virgin Money as my credit card provider for 12 years now. I applied for this via Virgin Flying Club and I get great rewards from airmiles to annual free upgrades. On a couple of times where I have had issues, the staff have been great and issues resolved quickly. I have already referred them to friends who have also been really pleased with them.

Reply from Virgin Money
It's great to hear your lovely comments, thanks Kerry-Anne! Be sure to check out the other rewards we offer to customers, just for being a part of the family https://uk.virginmoney.com/virgin/service/offers-and-prizes/. We'll be happy to help, if you need anything else. Thanks, Abbie
1st June 2017

An amazing rate for a long period

Only good things to say about Virgin Money. I got a 0% credit card for 2 years, plus you get to choose your credit card design! Having a Sex Pistols piece of plastic makes me very happy.

Reply from Virgin Money
Good choice Margaret, that’s one of our favourites too! It’s fab to hear you’re so happy with your Credit Card, you know where we are if there’s anything we can help with. Thanks, Jane
1st June 2017

Fab credit card with long 0% offer

Virgin are excellent for their long 0% deals and this comes in very handy for me. Whole application process is clear and straightforward. Have had no problems with them and would recommend them to others.

Reply from Virgin Money
Great to hear Ross, thank you! Just get in touch if there’s anything we can help with. Thanks, Jane
1st June 2017

No fuss!

Virgin made it easy for me to enquire about credit cards, gave me a quick answer and easy to read emails with all the information I need, it's great!

Reply from Virgin Money
Hi Carys, great to hear from you! Happy to find you were able to get all the info you needed so easily, just let us know if there’s anything else you need! Thanks, Jane
31st May 2017

Credit card and tranfers

I recently carried out a balance transfer to my virgin card. It was so easy. It was all done online, and within an hour, the balance was showing on my virgin account and my other provider was credited within 24 hours. amazingly clear and easy.

Reply from Virgin Money
Thanks for leaving your lovely feedback Sarah, it’s great to hear we were able to help make your move to us so simple! If you have any questions just let us know! Thanks, Jane
31st May 2017

virgin credit card

vERY EASY PROCESS. CUSTOMER SERVICES ARE EXCELLENT.

Reply from Virgin Money
Hi Janet, thanks for getting in touch! We’re happy to hear you found the process so easy, just get in touch if there’s ever anything we can help with. Thanks, Jane
31st May 2017

Best rates on Money transfers by far

I got a card for a money transfer and received a very impressive 36 month 0% offer for a very small fee. The application process was simple, immediate acceptance and money in the bank with 48 hours. Very pleased.

Reply from Virgin Money
Thanks for your feedback Angela, it’s good to hear you found the application process so simple! We hope you enjoy using your Virgin Money Credit Card. Thanks, Jane
31st May 2017

Quick process and very helpful staff

Virgin money do some great deals and their process is quick and easy. The staff I dealt with were also very helpful and well trained.

Reply from Virgin Money
Glad you’re happy with your new Credit Card Natalie! If there’s anything we can help with just let us know. Thanks, Jane
31st May 2017

Good balance transfer service

Got a balance transfer credit card to consolidate my credit cards, it was quick and easy and they did all the legwork which was nice. One downside is I can't find an app to check my balance on yet but fingers crossed they'll bring one out soon.

Reply from Virgin Money
Hi there, thanks for getting in touch! Our focus is on mobile optimisation for the moment, but we’ll let our customers know first if there’s any changes. Keep an eye out! Thanks, Jane
31st May 2017

Fast and excellent 0% offer

They make your life so simple it's crazy! Easy access customer services. Soft search allows to see if you're likely to get the card. Never considered 0% transfers until now. Then there's the rest of virgin, I can't wait to explore the benefits!...

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They make your life so simple it's crazy! Easy access customer services. Soft search allows to see if you're likely to get the card. Never considered 0% transfers until now. Then there's the rest of virgin, I can't wait to explore the benefits!

Thanks guys!

Reply from Virgin Money
That’s what we’re here for David! Glad you’re so happy with your Credit Card, did you know you can register here to access all the up to date news and benefits; https://uk.virginmoney.com/virgin/service/? Thanks, Jane
30th May 2017

Simple and Brilliant.

Card arrived in 2 days. Activated and being used without any problems. T&C's easy to understand. Benefits being offered instantly. Can't wait until they bring out a new bank account.

Reply from Virgin Money
Hi Neil, glad to hear you’re enjoying your new Credit Card! You can register here to keep up to date with all the latest benefits and competitions; https://uk.virginmoney.com/virgin/service/. Thanks, Jane
30th May 2017

Good rates and easy transfer

I recently transferred a balance to a virgin money credit card. The 0% time period offered was excellent and the transfer handled very well

Reply from Virgin Money
It's great to hear from you Simon! Glad you're happy with your new Credit Card, just drop us a message if there's anything we can help with. Thanks, Jane