Write a review

Newsletter

Go to business site

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.817153484447463768 (813 reviews)

View other Virgin Money products

3.82

Based on 813 reviews, last reviewed 15th Jun 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Good rates on foreign credit card purchases Good rates on foreign credit card purchases plus points of value. Whats app easy to manage and use. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraudulently charged fees to correct their mistake Virgin money took a direct debit from my account despite the balance being £0 and the direct debit being cancelled. When I went on their app I request... Read more Reviewed on: 13th June 2026

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit cards reviews (813)

Excellent service

I have never found any issues at all with my virgin credit card a great service Reviewed on: 31st August 2016

Easy to arrange, long repayment and very inexpensive

Large loan, arranged very quickly on line, option to repay over long period and cheap. Cant ask for more. Reviewed on: 31st August 2016

Three phone calls!

Took me three phone calls to get my money back that they had for years! If only I could have charged them interest Reviewed on: 31st August 2016

I'm not a financial adviser

I do not recommend financial institutions as I'm not qualified to do so Reviewed on: 30th August 2016

Re credit card

The staff who dealt with my query was knowledgeable , courteous and helpful. Reviewed on: 30th August 2016

Query

Sorted out problem straight away Reviewed on: 30th August 2016

easy to use

Easy to use. Clear terms and conditions. Great interest free deals. Like anything else, set up your repayment correctly and no problems. Great telephone support etc Reviewed on: 30th August 2016

fantastic offer

Offering the best balance transfer offer I could find. Easy to use online and always fast service. Reviewed on: 30th August 2016

Fine

Haven't had any issues since I've had the card. Reviewed on: 30th August 2016

Brilliant for balance transfers and transfer offers!

Brilliant for balance transfers and transfer offers! Just doesn't offer points on spending so don't use every day. Reviewed on: 28th August 2016

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership credit card
from John Lewis 2.05 from 899 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Virgin Money?

Fixed Rate Savings
from Virgin Money 4.51 from 61 reviews
Help to Buy: ISA
from Virgin Money 4.45 from 23 reviews
M Plus account
from Virgin Money 4.32 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub