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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.78 (816 reviews)

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3.78

Based on 816 reviews, last reviewed 14th Aug 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Free Money

Got this card to pay for home improvements as it has a ridiculously long interest free period. Paying off more than the minimum each month online which is easy to use. Couldn't recommend it enough Reviewed on: 1st September 2016

Good communication and website well presented.

Useful to receive notification of when credit card statement ready to view. Reviewed on: 31st August 2016

Easypeasy

Want to transfer a balance, use Virgin money, quick, easy, a person to speak to and, I will repeat that, and a good transfer rate for the 0% offer Reviewed on: 31st August 2016

Excellent service

I have never found any issues at all with my virgin credit card a great service Reviewed on: 31st August 2016

Easy to arrange, long repayment and very inexpensive

Large loan, arranged very quickly on line, option to repay over long period and cheap. Cant ask for more. Reviewed on: 31st August 2016

Three phone calls!

Took me three phone calls to get my money back that they had for years! If only I could have charged them interest Reviewed on: 31st August 2016

I'm not a financial adviser

I do not recommend financial institutions as I'm not qualified to do so Reviewed on: 30th August 2016

Re credit card

The staff who dealt with my query was knowledgeable , courteous and helpful. Reviewed on: 30th August 2016

Query

Sorted out problem straight away Reviewed on: 30th August 2016

easy to use

Easy to use. Clear terms and conditions. Great interest free deals. Like anything else, set up your repayment correctly and no problems. Great telephone support etc Reviewed on: 30th August 2016

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