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Virgin Money: Credit Cards reviews

3.79
Based on 798 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025
Lex T's avatar
Lex T

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (798)

Simple account management

4
Simple interface makes account management straightforward - it's quick and easy to make a payment with the minimium of fuss. Reviewed on: 1st September 2016

Great offer, but could a be better service

4
I took out the Virgin all round card as it offers a whopping 24 months interest free on purchases, which is useful no matter which way you look at it. The card is fine, and I did like the ability to choose some funky designs for the card itself. However, the online component is still far behind what other providers offer. There's no app to see my balance, and Apple Pay is not supported, which is disappointing in 2016. Reviewed on: 1st September 2016

Free Money

5
Got this card to pay for home improvements as it has a ridiculously long interest free period. Paying off more than the minimum each month online which is easy to use. Couldn't recommend it enough Reviewed on: 1st September 2016

Good communication and website well presented.

4
Useful to receive notification of when credit card statement ready to view. Reviewed on: 31st August 2016

Easypeasy

5
Want to transfer a balance, use Virgin money, quick, easy, a person to speak to and, I will repeat that, and a good transfer rate for the 0% offer Reviewed on: 31st August 2016

Excellent service

4
I have never found any issues at all with my virgin credit card a great service Reviewed on: 31st August 2016

Easy to arrange, long repayment and very inexpensive

5
Large loan, arranged very quickly on line, option to repay over long period and cheap. Cant ask for more. Reviewed on: 31st August 2016

Three phone calls!

2
Took me three phone calls to get my money back that they had for years! If only I could have charged them interest Reviewed on: 31st August 2016

I'm not a financial adviser

4
I do not recommend financial institutions as I'm not qualified to do so Reviewed on: 30th August 2016

Re credit card

5
The staff who dealt with my query was knowledgeable , courteous and helpful. Reviewed on: 30th August 2016

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