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Virgin Money: Credit Cards reviews

3.75
Based on 792 reviews, last reviewed 17th Apr 2025
33% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

The staff are absolutely fantastic they are helpful,... The staff are absolutely fantastic they are helpful,will come and ask if you are okay and can they help in anyway. Reviewed on: 17th April 2025
Annette McLaughlin 's avatar
Annette McLaughlin

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025
Lex T's avatar
Lex T

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (792)

Interest free loan to buy a car

5
Found the application easy. As long as you know you can keep up the repayments is a good option. Reviewed on: 3rd September 2016

Worse company to make one mistake with, then rob you blind.

1
Took out a balance transfer with them with o% interest, made one late payment by mistake, they then charge you to he full 17.5% intrest, so people be carefull who you use, got revenge, cancelled virgin to, broadband, telephone, and mobile phone with them, I will never use this robbing company again. Reviewed on: 2nd September 2016

Good service and easy to do

5
I opened up a savings account and it was very easy to do. Reviewed on: 2nd September 2016

Good so far

4
Just opened an account - this was quick and easy. I have bought stuff havent't had any problems with transcations. Hope it goes well from here Reviewed on: 1st September 2016

Simple account management

4
Simple interface makes account management straightforward - it's quick and easy to make a payment with the minimium of fuss. Reviewed on: 1st September 2016

Great offer, but could a be better service

4
I took out the Virgin all round card as it offers a whopping 24 months interest free on purchases, which is useful no matter which way you look at it. The card is fine, and I did like the ability to choose some funky designs for the card itself. However, the online component is still far behind what other providers offer. There's no app to see my balance, and Apple Pay is not supported, which is disappointing in 2016. Reviewed on: 1st September 2016

Free Money

5
Got this card to pay for home improvements as it has a ridiculously long interest free period. Paying off more than the minimum each month online which is easy to use. Couldn't recommend it enough Reviewed on: 1st September 2016

Good communication and website well presented.

4
Useful to receive notification of when credit card statement ready to view. Reviewed on: 31st August 2016

Easypeasy

5
Want to transfer a balance, use Virgin money, quick, easy, a person to speak to and, I will repeat that, and a good transfer rate for the 0% offer Reviewed on: 31st August 2016

Excellent service

4
I have never found any issues at all with my virgin credit card a great service Reviewed on: 31st August 2016

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