Write a review

Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (790 reviews)

View other Virgin Money products

3.71

Based on 790 reviews, last reviewed 11th Mar 2025

300% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Love the balance transfer card I got the balance transfer credit card and it's been a lifesaver, very generous with their 0% transfer offers Reviewed on: 6th March 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Do you have a Virgin Money credit card? If you do then you can help other customers make good financial decisions by leaving a Smart Money People review.

Review Virgin Money: Credit Cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit Cards reviews (790)

not great

Not great if im honest with you, I'd rather not go into it. Reviewed on: 8th September 2016

GOOD

Have had this credit card for a while now and never had any problems with it. Also have a savings account with virgin money and the staff are always friendly and helpful when I visit Reviewed on: 7th September 2016

Very positive experience

I have had my account with Virgin for approx 8yrs, I have found it easy to manage my account online and have always had requests / concerns dealt with promptly. I'm very happy with the service . Reviewed on: 6th September 2016

excellent service

easy to access information. credit card provides good value for money prompt response from customer service website easy to understand excellent online access Reviewed on: 6th September 2016

nice people to bank with

I needed a zero% balance transfer, i applied which was easy and got it, no quibbling, which is more than i can say for Santander. They have never been pushy or keep sending me junk mail, nice people to deal with. Reviewed on: 6th September 2016

Very helpful

I have only needed to contact Virgin Money a couple of times, and every time I have needed to contact them their customer service has been excellent. They have always been polite, and very helpful. Reviewed on: 6th September 2016

good service

Good service, easy to use on line system. Reviewed on: 6th September 2016

Very pleased customer

Easy to use website , overall very good experience Reviewed on: 6th September 2016

Interest free loan to buy a car

Found the application easy. As long as you know you can keep up the repayments is a good option. Reviewed on: 3rd September 2016

Worse company to make one mistake with, then rob you blind.

Took out a balance transfer with them with o% interest, made one late payment by mistake, they then charge you to he full 17.5% intrest, so people be carefull who you use, got revenge, cancelled virgin to, broadband, telephone, and mobile phone with them, I will never use this robbing company again. Reviewed on: 2nd September 2016

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 3.68 from 16 reviews
Credit Card
from American Express 4.46 from 121 reviews
Overpay
from Incredible 5.00 from 2 reviews

There's still more to see!

Virgin Money has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub