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Halifax: Everyday spending credit cards reviews

4.01
Based on 74 reviews, last reviewed 14th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
16%
See only 3 star reviews
9%
See only 2 star reviews
1%
See only 1 star reviews
14%

Latest highest rating:

5

Good all round cash back credit card. Good all round cash back credit card. Easy to operate online. Reviewed on: 14th February 2026
Gregor's avatar
Gregor

Latest lowest rating:

1

I had the interest rate on my card go through the ro... I had the interest rate on my card go through the roof for no apparent reason , I had never used the card up to anywhere near its limit and always pai... Read more Reviewed on: 26th February 2025
S ballantyne's avatar
S ballantyne

About this product

Halifax everyday credit cards are designed for day-to-day spending.

You can manage your account online using your computer, tablet or phone, you can check balances, recent transactions and statements, make payments and request transfers.

Halifax everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Everyday spending credit cards reviews (74)

Good all round cash back credit card.

5
Good all round cash back credit card. Easy to operate online. Reviewed on: 14th February 2026

Customer service prompt and professional

5
Customer service prompt and professional Reviewed on: 25th January 2026

24years of good service and iam always happy

5
24years of good service and iam always happy Reviewed on: 22nd April 2025

Great service and very helpful

5
They offer a great product with great service, always helpful with any question or problem Reviewed on: 6th March 2025

I had the interest rate on my card go through the ro...

1
I had the interest rate on my card go through the roof for no apparent reason , I had never used the card up to anywhere near its limit and always paid in full , terrible Reviewed on: 26th February 2025

Halifax Clarity Credit Card

1
This card keeps being refused although I am not near my credit limit, most annoying. Contacted Halifax, but they blamed everything and everybody EXCEPT HALIFAX. Their systems are not working properly and they don't care. I got no help from them whatsoever! I have voted with my feet and now have a Nationwide card which is reliable and their service is good. Reviewed on: 24th August 2024

Effecting does zubr job can’t complain and that’s re...

5
Effecting does zubr job can’t complain and that’s really all you can ask for under these circumstances don’t you think? I go Reviewed on: 22nd August 2024

Great app, great website.

4
Great app, great website. I wish I could add it to Apple Pay but it says it can't and the interest rates are a little high right now. Reviewed on: 9th June 2024

Really simple process with a sensible opening credit...

5
Really simple process with a sensible opening credit limit. Reviewed on: 3rd May 2024

Good dealings with encouraging customers for better...

4
Good dealings with encouraging customers for better facilities Reviewed on: 2nd May 2024

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