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Halifax: Personal Loan reviews

Name: Personal Loan
Rating: 4.22 (39 reviews)

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4.22

Based on 39 reviews, last reviewed 25th Mar 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

21%

10%

Latest highest rating:

5

It was so easy to apply and get a rapid answer on my... It was so easy to apply and get a rapid answer on my request without at first affecting my credit score once officially granted a loan the money was q... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

This is definitely not a bank that cares... There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

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About this product

Halifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Halifax personal loan, we'd love you to write a quick review too.

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Halifax Personal Loan reviews (39)

It was so easy to apply and get a rapid answer on my...

It was so easy to apply and get a rapid answer on my request without at first affecting my credit score once officially granted a loan the money was quickly deposited into my account. No fuss no hassle Reviewed on: 25th March 2026

Value for time

Prompt response. Good customer service and support Reviewed on: 24th March 2026

Really straightforward application process

Really straightforward application process Reviewed on: 25th January 2026

I was settling a loan my wife had taken out, I set u...

I was settling a loan my wife had taken out, I set up a new payment to be made but there appeared to be some error so it was blocked, I contacted the number sent to me and went through the process of unblocking my account and paying the bill. I was so grateful that the process works and so didn't mind the delay Reviewed on: 12th June 2025

Decent enough

App is okay. Customer service can be okay; depending on the department. Loan holidays available and can sort via the app which is helpful Reviewed on: 6th March 2025

Amazing service when I needed that extra money, step...

Amazing service when I needed that extra money, steps are so simple and when applied it didn’t affect my credit rating when checking to see if I was eligible, anyway been eligible they make sure you know all the bits you need to know like dates when you need to pay you’re first direct debits, also term of the loan Reviewed on: 12th April 2024

This is definitely not a bank that cares...

There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

Get exactly what they promise

Staff are well trained polite and helpful, security is excellent. Reviewed on: 30th August 2023

Easy when you also bank with Halifax

Was incredibly simple - applied through app, approved (nearly) instantly, can see how much I owe any time. Rate competitive (top 3 in market), saved 000s on loan offered by car dealer Reviewed on: 31st May 2023

Excellent customer service

Halifax service is good and great , your account is well protected , you get daily and weekly updates, fantastic customer services. Reviewed on: 23rd May 2023

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