Halifax Personal Loan Reviews

Halifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart ...
READ MOREHalifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Halifax personal loan, we'd love you to write a quick review too.
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Your Personal Loan Reviews
29 reviews
POLECAM
W 100 procenach zadowolony.POLECAM BANK HALIFAX
Reviewed on 30th June 2022Krzysztof Nowotka![]()
Excellent Bank
I love having everything in 1 app.
Reviewed on 15th September 2021Gary Dyer![]()
22.9%APR in personal loan
I have banked with Halifax for over 8 years and never been in the red. Have had personal loan with them and never missed a payment. I'm looking for another personal loan and even thought they advertise from 3.9%APR I'm being asked to pay 22.9% APR. I have Read more
I have banked with Halifax for over 8 years and never been in the red. Have had personal loan with them and never missed a payment. I'm looking for another personal loan and even thought they advertise from 3.9%APR I'm being asked to pay 22.9% APR. I have a great credit ratings and own my own home. So can only be about looking after share holders and not customers.
Reviewed on 28th April 2021Michael![]()
Great personal loan, competitive rate, easy overpayments
My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in our Ha Read more
My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in our Halifax bank accounts, and we were able to pay it off easily through standing order and also through individual overpayments - with no penalty charges.
Reviewed on 3rd May 2020Lisa Buckley![]()
easy application and clear process
I needed a car loan, after searching the internet, Halifax was the best option: good rate, easy to apply and no messing about Definitely recommend them
Reviewed on 27th April 2020G![]()
Halifax loans
Good customer service, and helpful when needed
Reviewed on 10th February 2020Naomi![]()
Easy and Fast for Existing Customers
Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one plac Read more
Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one place online.
Reviewed on 24th April 2019Stacey![]()
Halifax do give you extra!
I’ve banked with Halifax for over 10 years and wouldn’t bank with anyone else! They’re online banking is so easy and straightforward. Always willing to help when assistance is needed on products. Best bank provider on the High Street.
Reviewed on 4th February 2019Tanya![]()
Excellent service
Great service, excellent rates and choice of loan period etc and holiday allowance
Reviewed on 17th December 2018Shane Couper![]()
best loan deal
great rates offered and great terms
Reviewed on 2nd December 2018stuart1973![]()
Effortless and fast
Application was simple. Response pretty fast and money in the account in no time at all. Exactly the sort of service you'd want.
Reviewed on 8th November 2018Mike Collins![]()
good
ability to take payment holidays helps a lot in tighter months
Uploaded on 5th April 2018Anon![]()
great interest rate
Pick your repayment date. Its also easy to change. No redemption fee if you decide to pay off early and I got a great interest rate
Reviewed on 4th April 2018Barry Sadler![]()
Loan eligibility
Had a few problems with cash and tried to get back on track, got approved for a loan prior to this by Halifax and been approved by others many times since. I then tried to apply for a new loan from them to clear higher rates, bearing in mine my old one fi Read more
Had a few problems with cash and tried to get back on track, got approved for a loan prior to this by Halifax and been approved by others many times since. I then tried to apply for a new loan from them to clear higher rates, bearing in mine my old one finished. I was then declined and rung customer servixes who said theres nothing we can do for you.... i was a loyal customer and been with them for years, never missed a payment. And now being charged high on a planned overdraft, plan to switch banks soon!
Reviewed on 9th November 2017Dom Clarke![]()
Given loan at distressing time in life
Great deal given on loan at very needy time absolutely easy application and money in account immediately thank you online halifax loan
Reviewed on 29th June 2017Shabana nasim![]()
Easy to arrange and with my needs in mind
The advisor was polite and took the time to listen to my needs . I left feeling more in control of my financial situation.
Reviewed on 29th June 2017JENNIE MCINTYRE![]()
Poor/Average
Not the best experience, will be looking elsewhere in the future.
Reviewed on 30th May 2017Gordon Perkins![]()
Personal loan
good interest rate and easy to set up.
Reviewed on 5th April 2017Laura Mason![]()
A fair deal
I had a personal loan with Halifax and topped it up a month later. The team were fast and efficient in helping me with my update. Fabulous customer service over the phone and I felt highly valued as a customer
Reviewed on 5th March 2017Sharon. Evans![]()
Loan Request
We have been customers of the Halifax for many years. We recently decided our kitchen needed a complete refit and needed to look at ways to fund this. Halifax offered the best option and we were able to arrange a loan using a straightforward and hassle Read more
We have been customers of the Halifax for many years. We recently decided our kitchen needed a complete refit and needed to look at ways to fund this. Halifax offered the best option and we were able to arrange a loan using a straightforward and hassle free process online.
Reviewed on 17th December 2016Irene Fotios![]()
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