Halifax Personal Loan Reviews

Great personal loan, competitive rate, easy overpayments

My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in ...

My partner and I each took out a personal loan with Halifax. As existing customers they had already screened to see what we were eligible for, and offered us £25k repayable over a 7 year period. It took about 2 minutes to apply and get the loan in our Halifax bank accounts, and we were able to pay it off easily through standing order and also through individual overpayments - with no penalty charges.

Lisa Buckley

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easy application and clear process

I needed a car loan, after searching the internet, Halifax was the best option: good rate, easy to apply and no messing about Definitely recommend them

G

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Halifax loans

Good customer service, and helpful when needed

Naomi

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Easy and Fast for Existing Customers

Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one...

Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one place online.

Stacey

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Halifax do give you extra!

I’ve banked with Halifax for over 10 years and wouldn’t bank with anyone else! They’re online banking is so easy and straightforward. Always willing to help when assistance is needed on products. Best bank provider on the High Street.

Tanya

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Excellent service

Great service, excellent rates and choice of loan period etc and holiday allowance

Shane Couper

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best loan deal

great rates offered and great terms

stuart1973

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Effortless and fast

Application was simple. Response pretty fast and money in the account in no time at all. Exactly the sort of service you'd want.

Mike Collins

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good

ability to take payment holidays helps a lot in tighter months

Anon

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great interest rate

Pick your repayment date. Its also easy to change. No redemption fee if you decide to pay off early and I got a great interest rate

Barry Sadler

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Loan eligibility

Had a few problems with cash and tried to get back on track, got approved for a loan prior to this by Halifax and been approved by others many times since. I then tried to apply for a new loan from them to clear higher rates, bearing in mine my old...

Had a few problems with cash and tried to get back on track, got approved for a loan prior to this by Halifax and been approved by others many times since. I then tried to apply for a new loan from them to clear higher rates, bearing in mine my old one finished. I was then declined and rung customer servixes who said theres nothing we can do for you.... i was a loyal customer and been with them for years, never missed a payment. And now being charged high on a planned overdraft, plan to switch banks soon!

Dom Clarke

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Given loan at distressing time in life

Great deal given on loan at very needy time absolutely easy application and money in account immediately thank you online halifax loan

Shabana nasim

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Easy to arrange and with my needs in mind

The advisor was polite and took the time to listen to my needs . I left feeling more in control of my financial situation.

JENNIE MCINTYRE

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Poor/Average

Not the best experience, will be looking elsewhere in the future.

Gordon Perkins

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Personal loan

good interest rate and easy to set up.

Laura Mason

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A fair deal

I had a personal loan with Halifax and topped it up a month later. The team were fast and efficient in helping me with my update. Fabulous customer service over the phone and I felt highly valued as a customer

Sharon. Evans

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Loan Request

We have been customers of the Halifax for many years. We recently decided our kitchen needed a complete refit and needed to look at ways to fund this. Halifax offered the best option and we were able to arrange a loan using a straightforward and...

We have been customers of the Halifax for many years. We recently decided our kitchen needed a complete refit and needed to look at ways to fund this. Halifax offered the best option and we were able to arrange a loan using a straightforward and hassle free process online.

Irene Fotios

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I am about to close my account

I had my personal bank account with Halifax for over six years. Decided to apply for a personal loan with my outstanding credit rating and the bank declined. When questioned the reason why, they claimed that I have not been with them for long enough....

I had my personal bank account with Halifax for over six years. Decided to apply for a personal loan with my outstanding credit rating and the bank declined. When questioned the reason why, they claimed that I have not been with them for long enough.

M&S bank, the one I have been using to pay my bills for the past year, provided me with the money. They also provided brilliant customer service.

I will stick with them and close my account with Halifax - they do not deserve my custom! I prefer professionalism.

Tom Handly

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Affordable Stress-free Personal Loan

Very helpful customer service. even though i have good credit a lot of companies didn't give me a loan due to the fact that I worked two part-time jobs, which I think they thought was unreliable income. Halifax listened to my situation carefully and...

Very helpful customer service. even though i have good credit a lot of companies didn't give me a loan due to the fact that I worked two part-time jobs, which I think they thought was unreliable income. Halifax listened to my situation carefully and were happy to provide the loan. The repayments are very reasonable and they come out of my account via direct debit which is very stress-free. On my internet banking it is also very easy to see how much has been paid off.

jess clarke

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FLEXIBLE AND EASY

THIS WAS A LOAN AT A GOOD RATE WHEREBY I WAS ABLE TO SET THE T AND C'S. IT WAS ALSO QUICK TO GET THE MONEY.

ELAINE

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