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London Capital Credit Union: Loans reviews

4.77
Based on 829 reviews, last reviewed 6th Jul 2026
66400% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great experience and help. Great experience and help. Customer service is as amazing. Reviewed on: 6th July 2026
Akeem W's avatar
Akeem W

Latest lowest rating:

2

Bad customer relations approach The experience i had wasn't good the guy called me and gave me declined answer without any congent reason/s. His customer relstion approach was bad. Reviewed on: 23rd June 2026
Omolola 's avatar
Omolola

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (842)

London capital credit has helped me and my family mu...

5
London capital credit has helped me and my family multiple times the most recent when we moved home and was struggling to make ends meet whilst decorating! And knowing that money is also being put into savings once my loan is repaid gives me that incentive to look forward too. Reviewed on: 6th July 2026

Application is straight froward and they make a deci...

5
Application is straight froward and they make a decision quickly governing you all the information you need no stress. Reviewed on: 6th July 2026

very good in customer service an very affordable and...

5
very good in customer service an very affordable and very helpful to the member. Reviewed on: 6th July 2026

A fairly easy process.

5
A fairly easy process. With helpful staff and a simple app Reviewed on: 6th July 2026

Great!!!*****

5
Credit union have helped me pay off some debts and helping me save at the same time! The customer service is amazing very friendly and understanding. I have recommended CU to many a friend and family members. Reviewed on: 6th July 2026

Always easy to apply for loans and you get some savi...

5
Always easy to apply for loans and you get some savings at the end Reviewed on: 6th July 2026

Really friendly local credit union.

5
Really friendly local credit union. Helpful and understanding. Reviewed on: 6th July 2026

Quick and easy.

5
Quick and easy. No issues. Application process went smoothly Reviewed on: 6th July 2026

Think Credit Union first for loans

5
Please consider getting a loan with credit union as you are able to save while you pay back - I can now pay off another bill with my savings. Reviewed on: 6th July 2026

Accessible and Navigation

5
I had two loan opportunities which was applied via online platform. Process was straightforward and easy to navigate Reviewed on: 6th July 2026

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