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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.9 (229 reviews)

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4.90

Based on 229 reviews, last reviewed 6th May 2026

13500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

Reliable and easy to use service, very clear

Reliable and easy to use service, very clear Reviewed on: 6th May 2026

My personal and household experience with London Cap...

My personal and household experience with London Capital Credit Union is fantastic. Reviewed on: 5th May 2026

Best simple way to save and borrow with very helpful...

Best simple way to save and borrow with very helpful staffs that make everything look easy Reviewed on: 4th May 2026

It's up to a very high standard and caring towards m...

It's up to a very high standard and caring towards me as a customer. Money is given on time. I would be pleased to refer you to my friends to enjoy the same service. Reviewed on: 3rd May 2026

Great help!

Great help!! they are also very understanding Reviewed on: 2nd May 2026

I’m a member

I’ve been a member of the credit union for the past thirteen years, and I honestly can’t put into words how much of a difference they’ve made to my life and the lives of my four children. From the very beginning, they’ve been supportive, understanding, and always there when I’ve needed help the most. Through various financial difficulties over the years, the credit union has consistently been my first point of call. Their guidance, patience, and willingness to help without judgment have given me a sense of stability and reassurance that’s hard to find elsewhere. Thanks to their support, I’ve been able to manage challenges and provide for my family in ways that wouldn’t have been possible otherwise. I’m truly grateful for everything they’ve done and continue to do. I wouldn’t hesitate to recommend them to anyone looking for a trustworthy and supportive financial service. Reviewed on: 1st May 2026

I appreciate credit union so much for the loan th...

I appreciate credit union so much for the loan they offer when in a challenge time it helps out of worry so me they are the best with lower interest rates. So happy to bank with them Reviewed on: 1st May 2026

LCCUL provide opportunities for their members to com...

LCCUL provide opportunities for their members to come out of their financial problems.⁸They helped me with my late mother's funeral ceremony. An excellent customer relation. Reviewed on: 30th April 2026

Excellent

My experience with London Capital Credit’s Reunion Loan was smooth and straightforward. The application process was simple, and the team was professional and responsive. Funds were disbursed on time, making it a reliable option for managing my financial needs. Reviewed on: 30th April 2026

Thanks for your help amazing service

Thanks for your help amazing service Reviewed on: 30th April 2026

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