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London Capital Credit Union reviews

London Capital Credit Union logo
Rated Excellent • 4.73/5

London Capital Credit Union reviews

Verified business Consumer credit awards winner
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Review summary

People rate this company as Excellent based on 2,688 product reviews

Average score of 4.73/5
5 star
87%
4 star
10%
3 star
2%
2 star
0%
1 star
1%
Reviews for London Capital Credit Union have trended negatively over the past 90 days

London Capital Credit Union is a friendly, supportive place to save and borrow, with staff who genuinely care and make things easy. Their loans come with fair rates and the unique bonus of saving while repaying, which many find reassuring. Some find the loan application process slow or strict, and a few mention delays in withdrawals or app usability issues.

Positive themes

  • London Capital Credit Union’s staff are friendly, helpful, and make saving and borrowing stress-free. (48 mentions)
  • Saving with London Capital Credit Union is easy and encourages good money habits. (27 mentions)
  • Loans from London Capital Credit Union are affordable with fair interest and flexible repayment. (10 mentions)

Negative themes

  • Loan applications can be slow or declined despite good financial standing. (5 mentions)
Summarised by AI
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About London Capital Credit Union

London Credit Union is dedicated to promoting sound financial management by encouraging saving over borrowing.

With no minimum savings unless you take a loan, making our services accessible to everyone.

Capital Credit Unions ‘Saver Loans,’ sees part of each repayment go into your savings, helping you build financial security as you repay your loan.

Specializing in supporting people on low incomes or facing debt, offering low-cost loans as a fair alternative to expensive credit options. Guided by Co-operative Values & Principles, Capital Credit Union is committed to helping our members achieve lasting financial wellbeing.

If you're a customer, you too can leave a London Capital Credit Union review below to help others find the best providers on the market.

London Capital Credit Union at a glance

Contact details

Phone
020 7561 1786
Email
[email protected]
Social media

Reviews for London Capital Credit Union

Showing 11 of 2688 company reviews

The experience taught me the importance of making pa...

Savings • 23rd September 2026

The experience taught me the importance of making payments on time, managing my finances responsibly, and understanding the terms and conditions of a loan. I... The experience taught me the importance of making payments on time, managing my finances responsibly, and understanding the terms and conditions of a loan. I also appreciated the personalized customer service and support provided by the credit union Read more Read less

{"display":"Jennette","full_name":"Jennette","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

A fantastic experience so far and very helpful staff.

Savings • 22nd September 2026

A fantastic experience so far and very helpful staff.

{"display":"George A","full_name":"George A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Very convenient way of saving as they can take it di...

    Very convenient way of saving as they can take it directly from your salary, which means, hassle free to save with them!

    {"display":"Mark R","full_name":"Mark R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Mark R 20th August 2026
  • 5.00/5

    I have always been satisfied with the service and ad...

    I have always been satisfied with the service and advice

    {"display":"Sumitaben J","full_name":"Sumitaben J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Sumitaben J 5th August 2026
  • 5.00/5

    London capital union has been very helpful for me an...

    London capital union has been very helpful for me and family in difficult situations. And I have found relief in using your loan. I will highly recommend you guys.

    {"display":"Emmanuel E","full_name":"Emmanuel E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Emmanuel E 3rd August 2026
  • 5.00/5

    "I cannot thank London Capital Credit Union enough f...

    "I cannot thank London Capital Credit Union enough for their incredible help. When I found myself in a tight spot and desperately needed financial assistance,... "I cannot thank London Capital Credit Union enough for their incredible help. When I found myself in a tight spot and desperately needed financial assistance, their team stepped up immediately.The loan application process was surprisingly fast, smooth, and completely stress-free. They handled everything with such professionalism and true care, getting the funds to me right when I needed them the most. It is so rare to find a financial partner that treats you like a human being and acts with such urgency and kindness. Highly recommended to anyone looking for a reliable, supportive credit union!" Read more Read less

    {"display":"Birungi N","full_name":"Birungi N","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1197025.png"}}'s avatar
    Savings
    Birungi N 28th July 2026
  • 5.00/5

    London Capital was supportive and helpful during my...

    London Capital was supportive and helpful during my time of disasters. They never judge my circumstances. The union transparency my load when I most needed... London Capital was supportive and helpful during my time of disasters. They never judge my circumstances. The union transparency my load when I most needed the help. Thank you very much. Read more Read less

    {"display":"Paulette B","full_name":"Paulette B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Paulette B 21st July 2026
  • 5.00/5

    Very friendly and helpful.

    Very friendly and helpful. Encourages me to save regularly.

    {"display":"Finchley Resident","full_name":"Finchley Resident","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Great customer service

    My experience with London capital credit union has been great. From the opening of the account to transferring of funds. Customer service is helpful and... My experience with London capital credit union has been great. From the opening of the account to transferring of funds. Customer service is helpful and respond to queries fast. I would definitely recommend to family and friends. Read more Read less

    {"display":"Rosemary","full_name":"Rosemary","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1743651.png"}}'s avatar
    Savings
    Rosemary 13th July 2026
  • 5.00/5

    Simple to open my account.

    Simple to open my account. Easy to use app.

    {"display":"Glen S","full_name":"Glen S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Glen S 13th July 2026
  • 5.00/5

    Awesomeness

    Awesome so far. The staff are attentive and helpful

    {"display":"Azeez A","full_name":"Azeez A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Azeez A 13th July 2026

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