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Halifax reviews

Halifax Logo
Rated Good 4.10/5

Halifax reviews

Verified business Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Provides paperless statements and documents
    Provides paperless statements and documents
  • On-line application and approval process
    On-line application and approval process

Review summary

People rate this company as Good based on 2,444 product reviews

Average score of 4.10/5
5 star
58%
4 star
21%
3 star
6%
2 star
2%
1 star
13%
Reviews for Halifax have trended negatively over the past 90 days

Halifax scores highly for its easy-to-use app, helpful staff, and solid mortgage service, making banking straightforward and reliable. However, many find their interest rates poor and have faced frustrating issues with insurance claims and credit card blocks abroad. Customer service shines in branches but can be patchy on calls and online for complex problems.

Positive themes

  • Halifax app is easy to use and makes banking simple and convenient.
  • Mortgage service is excellent with helpful advisors and competitive rates.
  • Customer service is friendly and supportive especially in branches.

Negative themes

  • Interest rates on savings and ISAs are very low and disappointing.
  • Credit card blocks abroad cause major hassle and poor support.
  • Insurance claims are slow or denied with poor communication and service.
Summarised by AI
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About Halifax

Halifax is a trading division of Bank of Scotland which is a subsidiary of the wider Lloyds Banking Group.

The original company started in December 1852, when a small group gathered in the Old Cock Inn in Halifax to set up an investment and loan society called Halifax Permanent Benefit Building Society.

Today, as one of the most well-known UK brands, Halifax offer a range of financial services, including bank accounts, loans, mortgages, savings, investing and insurance.

Halifax at a glance

Contact details

Phone
0345 720 3040
Social media

Reviews for Halifax

Showing 11 of 2444 company reviews Last reviewed within 7 days

Used this card a lot when abroad, no transaction fee...

Clarity credit card 12th June 2026

Used this card a lot when abroad, no transaction fees and excellent exchange rates

Rated Excellent 5.00/5
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I started banking with them at 17 years old and I am...

Current account 11th June 2026

I started banking with them at 17 years old and I am still banking with them at 70 years old!

Rated Good 4.00/5
Read more product reviews
  • 3.00/5

    It's okay. But not amazing nor not terrible

    Halifax, for me is a bit of a hit and miss. Sometimes it's good and sometimes it's not. The customer service side also severely lacks... Halifax, for me is a bit of a hit and miss. Sometimes it's good and sometimes it's not. The customer service side also severely lacks and most of the time it seems like they just want to end the conversation you're having with them Read more Read less

  • 5.00/5

    Halifax Bank

    Been using since 1983. Good bank, good service.

  • 1.00/5

    Credit Card refund issues

    I made a booking which I cancelled and wait for the refund which I was due. Because the booking was made on a card which... I made a booking which I cancelled and wait for the refund which I was due. Because the booking was made on a card which had been superseded by a new one, despite being told it should be fine, I couldn’t get the refund. 24/7 customer service just don’t pay attention and don’t get what I’m asking and getting through on the phone is so hard. There is no call back option. It’s a stressful experience throughout. Read more Read less

  • 5.00/5

    Great customer service

    Easy to use app, always ensuring you are informed of every little change so definitely trustworthy, local branches also really helpful. Have spoken over the... Easy to use app, always ensuring you are informed of every little change so definitely trustworthy, local branches also really helpful. Have spoken over the phone numerous times and issues been resolved asap Read more Read less

  • 5.00/5

    Reward current account is a great!

    Reward current account is a great account which includes cash rewards

  • 4.00/5

    The selection of cash back extras is great!

    The selection of cash back extras is great! I see a wider variety now. I am excited to utilise the travel rewards soon

  • 5.00/5

    We were being messed about by another Mortgage Provi...

    We were being messed about by another Mortgage Provider who couldn’t give us a definitive answer on whether they could lend to us. Halifax were... We were being messed about by another Mortgage Provider who couldn’t give us a definitive answer on whether they could lend to us. Halifax were quick and concise and gave us an answer and we were complete within 7 days Read more Read less

  • 1.00/5

    They switch from Mastercard to visa and it’s caused...

    They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments

  • 1.00/5

    Absolutely shocking customer service .

    Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud... Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud team ,where I was told I must have used my card .I explained that card was cancelled in 2022 and how had they gotten access to my card ..,simply not interested ..Started a chat online ,explained everything very clearly ,only to be asked ' what amount did I use on my card' ,I don't know what was so hard to understand about me having cancelled the card ,and I had received a notification that a payment had been declined .Foreign chat website,everytime there is an issue with Halifax ,they cut off your chat if you do not respond within 10 minutes( even though it can take up to 8 hours for them to reply to you ) .Then you have to start the chat all over again,explain yourself again...this can go on for days .They really need to put customers first..after all we are what keep them going . Read more Read less

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