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Halifax: Current account reviews

Name: Current account
Rating: 4.26 (985 reviews)

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4.26

Based on 985 reviews, last reviewed 17th Jun 2026

50% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

4

Supportive and helpful Supportive and quick to respond help through the app who can typically answer any of your questions, they offer great finance deals that support you i... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (985)

Supportive and helpful

Supportive and quick to respond help through the app who can typically answer any of your questions, they offer great finance deals that support you instead dof trapping you into high interest situations Reviewed on: 17th June 2026

I started banking with them at 17 years old and I am...

I started banking with them at 17 years old and I am still banking with them at 70 years old! Reviewed on: 11th June 2026

It's okay. But not amazing nor not terrible

Halifax, for me is a bit of a hit and miss. Sometimes it's good and sometimes it's not. The customer service side also severely lacks and most of the time it seems like they just want to end the conversation you're having with them Reviewed on: 10th June 2026

Absolutely shocking customer service .

Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud team ,where I was told I must have used my card .I explained that card was cancelled in 2022 and how had they gotten access to my card ..,simply not interested ..Started a chat online ,explained everything very clearly ,only to be asked ' what amount did I use on my card' ,I don't know what was so hard to understand about me having cancelled the card ,and I had received a notification that a payment had been declined .Foreign chat website,everytime there is an issue with Halifax ,they cut off your chat if you do not respond within 10 minutes( even though it can take up to 8 hours for them to reply to you ) .Then you have to start the chat all over again,explain yourself again...this can go on for days .They really need to put customers first..after all we are what keep them going . Reviewed on: 24th April 2026

Very good, easy to use, helpful and quick at respond...

Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026

Good banking services

Good bank nice banking service Good bank nice bank has smooth phone app to use easily and can manage transactions with the best banking services available in the UK Good bank nice bank has smooth phone app to use easily and can manage transactions with the best banking services available in the UK like it Reviewed on: 19th April 2026

Excellent fraud checks

Halifax are carrying out detailed fraud checks at the moment, all by helpful and professional staff. Reviewed on: 17th April 2026

I have banked with Halifax for 15 years and never ha...

I have banked with Halifax for 15 years and never had any problems with them, they were helpful and supportive when I had to change my cards and sort out issues with subscriptions that should not have been taken and help with fraudilant activity. Reviewed on: 17th April 2026

Whilst abroad dealing with an emergency, Halifax dec...

Whilst abroad dealing with an emergency, Halifax decided to 'update' their website. This meant I wasn't able to log into my account. Having spent 20 mins on hold waiting for help I gave up. I shall be moving banks as soon as possible. Reviewed on: 17th April 2026

Robust Security

The security level of Halifax is topnotch! I am confident my savings are safe and secured. Reviewed on: 16th April 2026

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