Barclays Student Additions Account reviews come from people like you! With so many different current accounts now available, you can read these honest Barclays Student Additions Account reviews to find out what life as a Barclays customer is really...
Read Full DescriptionBarclays Student Additions Account reviews come from people like you! With so many different current accounts now available, you can read these honest Barclays Student Additions Account reviews to find out what life as a Barclays customer is really like. And remember, if you are a Barclays customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Barclays Student Additions Account reviews. Together, we can make financial services work better for everyone.
The customer service at Barclays is always great and friendly. The overdraft is good for those who have a source of income as well as their student loan as it's low at first. However it does increase over your uni years which is a huge plus
I have love the ease of this account - it was simple to set up, and I make use of the no fee overdraft which allows a decent limit dependent on circumstances. I cannot fault this account, and has made my life easier whilst at university.
The staff and service at barclays bank when dealing with my student account was tremendous
Good customer service when I go into the bank but there are no student incentives and the overdraft is only £200
overall, fairly satisfied with what this bank offers for its customers
My entire family banks with Barclays, so when I needed a bank account it was a no brainer....
Read more My entire family banks with Barclays, so when I needed a bank account it was a no brainer.
As I had just started university, barclays offered me the student additions account, this is an account for undergraduate students with comes with an overdraft of upto £2000.
For students who want to access the maximum amount swiftly and easily, this may not suit you.
You start with a £200 overdraft initially, any increase in this amount, or any increase thereafter requires you to go through an extensive form with a barclays associate examining your finances, asking questions about your spending habits and occasionally recent transactions.
This allows for sensible spending, the idea that money is only accessible after you review your spending habits is a good idea but sometimes the process can appear to be very drawn out and a little patronising.
Unlike other student accounts, Barclays as far as I'm aware in the five years I have banked with them, have never had a student offer for the account, unlike other banks which have offered various incentives.
Easy to acces in many ways such as online and mobile. In addition, concerned about security, requiring the use of an authentication code and free antivirus software. No issues yet two years later.
My account has a clever graduated overdraft amount, and a number of other benefits such as cashback, and the ability to create a personalised card which makes it feel a bit more like mine. Good mobile app too helps to make dealing with Barclays pretty...
Read moreMy account has a clever graduated overdraft amount, and a number of other benefits such as cashback, and the ability to create a personalised card which makes it feel a bit more like mine. Good mobile app too helps to make dealing with Barclays pretty easy!
I do almost all my banking using the Barclays app as it makes like simple! Highly recommend this for other students.
All other student accounts I've had have been fab for allowing a healthy overdraft to help me get through tough times while studying. Most students don't have the extra money lying around for things like housing deposits so a student overdraft is a...
Read more All other student accounts I've had have been fab for allowing a healthy overdraft to help me get through tough times while studying. Most students don't have the extra money lying around for things like housing deposits so a student overdraft is a must for many.
The Barclays student account seems great and they offer lots of interesting little extras like personalised debit cards and insurance packs.
But when it comes down to the overdraft they are just difficult to deal with. I requested one and was told no, because I had bounced a payment a few months prior. I know there is fair lending in place but it still seemed unfair! I ended up begging them and explaining I needed the cash for a house deposit and they finally allowed me to have it.
I've since gone on to purchase other Barclays products and will likely stay with the bank for a long time but I'm still pretty miffed they treated me like I was stupid or overly spendy when I really needed it most. Not a good way to treat customers who could become long-term future customers with mortgages, well paying jobs, et cetera.
I do almost all my banking via this app - it's by far the best I've seen and very reliable.
My review is really about the top class Barclays app. It works, is slick and really easy to use.
This is a good student account, with many great features. However, as a student account it would be better if it had money tips/vouchers/deals to help with student life.
Well Before i hjoined barclays I was struggling to handle my accounts well. Until one day i saw an advert on the tv. So i went to my nearest barclays store and decided to transfer my account. However i was told i couldnt. But even though i couldnt...
Read moreWell Before i hjoined barclays I was struggling to handle my accounts well. Until one day i saw an advert on the tv. So i went to my nearest barclays store and decided to transfer my account. However i was told i couldnt. But even though i couldnt they talked and explained with me about what i had needed to to do. Once i sat down ajnd they explained i thought it was too compelx and deiced to remove all the money from my current account and make a neew account with barlays. Now this is the best decision i think i have ever made in my life. It has truly changed and made my life better and i really just want to say a big thank you to barclays for everythign they have ever done with me.
i really like barclays service but they should change the staff to submit
I have had a student additions account with Barclays for over 3 years now and I have never had a problem. If I have ever had to contact Barclays they have been very helpful and I cannot fault their customer service. As a whole the in-store experience...
Read moreI have had a student additions account with Barclays for over 3 years now and I have never had a problem. If I have ever had to contact Barclays they have been very helpful and I cannot fault their customer service. As a whole the in-store experience has also been excellent. Also they offer an interest free overdraft that can be extended easily. Would strongly recommend that Barclays banking app for all smart phone users.
Pros-...
Read more Pros-
+ Online banking is very good.
+ Mobile app is easy to use.
+Plenty of branches
+Security procedure is very efficient although at times can be tedious.
Cons-
-£200 overdraft was much less than other banks.
-Trying to increase overdraft is a hassle
-Few perks, no freebies or rewards.
Overall – Would recommend if you’re after a basic easy to use student account.
