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Barclays Student Additions Account Reviews

Ratings based on 17 reviews Last review 2 months ago

Barclays Student Additions Account reviews come from people like you! With so many different current accounts now available, you can read these honest Barclays Student Additions Account reviews to find out what life as a Barclays customer is really...

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Barclays Student Additions Account reviews come from people like you! With so many different current accounts now available, you can read these honest Barclays Student Additions Account reviews to find out what life as a Barclays customer is really like. And remember, if you are a Barclays customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Barclays Student Additions Account reviews. Together, we can make financial services work better for everyone.

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Your Student Additions Account Reviews (17)

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1st May 2016

Good but room for improvement

My entire family banks with Barclays, so when I needed a bank account it was a no brainer....

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My entire family banks with Barclays, so when I needed a bank account it was a no brainer.
As I had just started university, barclays offered me the student additions account, this is an account for undergraduate students with comes with an overdraft of upto £2000.
For students who want to access the maximum amount swiftly and easily, this may not suit you.
You start with a £200 overdraft initially, any increase in this amount, or any increase thereafter requires you to go through an extensive form with a barclays associate examining your finances, asking questions about your spending habits and occasionally recent transactions.
This allows for sensible spending, the idea that money is only accessible after you review your spending habits is a good idea but sometimes the process can appear to be very drawn out and a little patronising.

Unlike other student accounts, Barclays as far as I'm aware in the five years I have banked with them, have never had a student offer for the account, unlike other banks which have offered various incentives.

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19th October 2015

Great package of perks

My account has a clever graduated overdraft amount, and a number of other benefits such as cashback, and the ability to create a personalised card which makes it feel a bit more like mine. Good mobile app too helps to make dealing with Barclays pretty...

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My account has a clever graduated overdraft amount, and a number of other benefits such as cashback, and the ability to create a personalised card which makes it feel a bit more like mine. Good mobile app too helps to make dealing with Barclays pretty easy!

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10th August 2015

A fine account, but not much leeway when helping out students with overdrafts

All other student accounts I've had have been fab for allowing a healthy overdraft to help me get through tough times while studying. Most students don't have the extra money lying around for things like housing deposits so a student overdraft is a...

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All other student accounts I've had have been fab for allowing a healthy overdraft to help me get through tough times while studying. Most students don't have the extra money lying around for things like housing deposits so a student overdraft is a must for many.

The Barclays student account seems great and they offer lots of interesting little extras like personalised debit cards and insurance packs.

But when it comes down to the overdraft they are just difficult to deal with. I requested one and was told no, because I had bounced a payment a few months prior. I know there is fair lending in place but it still seemed unfair! I ended up begging them and explaining I needed the cash for a house deposit and they finally allowed me to have it.

I've since gone on to purchase other Barclays products and will likely stay with the bank for a long time but I'm still pretty miffed they treated me like I was stupid or overly spendy when I really needed it most. Not a good way to treat customers who could become long-term future customers with mortgages, well paying jobs, et cetera.

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22nd April 2015

My experince was wonderful and simple.

Well Before i hjoined barclays I was struggling to handle my accounts well. Until one day i saw an advert on the tv. So i went to my nearest barclays store and decided to transfer my account. However i was told i couldnt. But even though i couldnt...

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Well Before i hjoined barclays I was struggling to handle my accounts well. Until one day i saw an advert on the tv. So i went to my nearest barclays store and decided to transfer my account. However i was told i couldnt. But even though i couldnt they talked and explained with me about what i had needed to to do. Once i sat down ajnd they explained i thought it was too compelx and deiced to remove all the money from my current account and make a neew account with barlays. Now this is the best decision i think i have ever made in my life. It has truly changed and made my life better and i really just want to say a big thank you to barclays for everythign they have ever done with me.

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8th October 2014

Standard student additions accounts, free overdraft and great customer service.

I have had a student additions account with Barclays for over 3 years now and I have never had a problem. If I have ever had to contact Barclays they have been very helpful and I cannot fault their customer service. As a whole the in-store experience...

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I have had a student additions account with Barclays for over 3 years now and I have never had a problem. If I have ever had to contact Barclays they have been very helpful and I cannot fault their customer service. As a whole the in-store experience has also been excellent. Also they offer an interest free overdraft that can be extended easily. Would strongly recommend that Barclays banking app for all smart phone users.

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6th October 2014

Basic no thrills student account

Pros-...

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Pros-
+ Online banking is very good.
+ Mobile app is easy to use.
+Plenty of branches
+Security procedure is very efficient although at times can be tedious.

Cons-
-£200 overdraft was much less than other banks.
-Trying to increase overdraft is a hassle
-Few perks, no freebies or rewards.

Overall – Would recommend if you’re after a basic easy to use student account.

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