Smart Money People Logo

Santander: Basic current account reviews

4.04
Based on 318 reviews, last reviewed 23rd Jan 2026
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
20%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

Santander in France As I live in France, Santander has maintained my account despite Brexit with efficiency and good service. All calls are acknowledged by their team and... Read more Reviewed on: 23rd January 2026
Terence DENNETT's avatar
Terence DENNETT

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Review Santander: Basic current account now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Basic current account reviews (318)

Santander in France

5
As I live in France, Santander has maintained my account despite Brexit with efficiency and good service. All calls are acknowledged by their team and their online service is second to none. Reviewed on: 23rd January 2026

A BREATH OF BANKING FRESH AIR

5
Joined Santander about 16 years ago and have never failed to be impressed. No excuses, no fudging, no hard sell - just a friendly and efficient banking service. I have had other accounts elsewhere but none as good as this Reviewed on: 23rd January 2026

Been a customer for 20 years.

4
Been a customer for 20+ years. Very little rewards for that and main reason I haven’t change my current account is admin time. However app is good and easy to use, gets regular updates, and is laid out a lot better than other major banks. Reviewed on: 23rd January 2026

A no brainer.

5
A no brainer. Make good interest on the 123 account every month. Very stable bank Reviewed on: 23rd January 2026

Easy to use

5
As banks are online more these days I find they are very easy to navigate especially for someone like me who’s not very good with technology.well set out great experience Reviewed on: 23rd January 2026

Excellent service all round

5
I have been with Santander for about 10 years now and they have been available for any issues and resolved them straight away. I completely trust them and their customer service. It is easy to recommend them Reviewed on: 23rd January 2026

Customer for Santander over 15 plus years highly r...

5
Customer for Santander over 15 plus years highly recommend their account Reviewed on: 22nd January 2026

Very easy to get when I needed an extra account sett...

5
Very easy to get when I needed an extra account setting up, happy to help and get app set up too Reviewed on: 22nd January 2026

Great Service from Santander

5
Santander has a very good customer relation with everyone. Staff are also very friendly,helpful and go out of their way to oblige your every need and requirement I always highly recommend Santander to everyone. Reviewed on: 22nd January 2026

I have no problem with this bank reveie

5
I have no problem with this bank Reviewed on: 22nd January 2026

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.16 from 1266 reviews
    Santander
  • Choice Current Account

    from Santander 4.09 from 18 reviews
    Santander
    View all products