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Barclays Personal Loan Reviews

Ratings based on 24 reviews Last review 5 days ago

Barclays personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Barclays personal loan reviews can help you to find out what other people have to say....

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Barclays personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Barclays personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Barclays personal loan, we'd love you to write a quick review too.

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Your Personal Loan Reviews (24)

16th June 2018

Good rate, fast and easy

I submitted the online loan application, received my interest rate, which was very fair and competitive. I was then contacted by phone within 10 minutes of submitting my loan application. After another 5-6 minutes on the phone with follow up...

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I submitted the online loan application, received my interest rate, which was very fair and competitive. I was then contacted by phone within 10 minutes of submitting my loan application. After another 5-6 minutes on the phone with follow up questions, the loan was approved. The funds were transferred to my account within 2 hours. I highly recommend Barclays!

3rd June 2018

Sends rejection letter when you decline their offer

I had pre approval and had asked for the amount I...

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I had pre approval and had asked for the amount I wanted.
I was approved and sent an email of that approval with links to accept the offer.
The offer was significantly less than what I had asked for so I declined their offer.
I also received an email from them stating I declined their offer.
Yesterday I received a letter from them claiming they declined me!
I wouldn't recommend a company that tries to lie to someone about reality.

11th February 2018

Fuss free easy lending!

We took out a small personal loan which was paid off monthly over a set amount of time. Easy to set up, no issues along the way and a letter confirming the payment period had finished when we’d paid it all!

25th January 2018

Rude customer service and sketchy documentation process

Barclays personal loan surely looks like the narcissistic money lenders out there in the market which will send you pre-qualified offers just because you have a strong credit history and then when you finally want to apply because of some emergency,...

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Barclays personal loan surely looks like the narcissistic money lenders out there in the market which will send you pre-qualified offers just because you have a strong credit history and then when you finally want to apply because of some emergency, they will take you for a whirlwind tour asking for stupid documents which are not even asked by any other lenders in the market. In the end, they will just decline saying that all the list of documents you have submitted have not met their criterion. Utter humiliation by this bozo lender. It's the worst in the market. Stay Away!!!!

20th January 2018

Liars

I received a letter stating that I could consolidate my credit card debt at a rate of as low as 4.9 percent, and that I had been pre-approved. When I went to the site and got an estimate on a 48 month loan, the interest rate was 12.9 percent. On a...

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I received a letter stating that I could consolidate my credit card debt at a rate of as low as 4.9 percent, and that I had been pre-approved. When I went to the site and got an estimate on a 48 month loan, the interest rate was 12.9 percent. On a 60 month loan, the interest rate as 9.9 percent. The interest rate listed on the letter was obviously only a ploy to get people to go their site.

7th January 2018

Barclays Are The Best

I have a personal account with Barclays, I've never had any issues with them. Last year I applied for a loan, and they were fantastic, all the fees and interest was laid out for me and their repayment fee per month is doable.

5th January 2018

Disgraceful Rates and Experience

I have been banking with them for 6 years and turned up asking for a Personal Loan with an Experian Credit Score close to maximum and an impeccable loan history; the best they could offer was about 22%, whilst the competition issued a higher size loan...

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I have been banking with them for 6 years and turned up asking for a Personal Loan with an Experian Credit Score close to maximum and an impeccable loan history; the best they could offer was about 22%, whilst the competition issued a higher size loan for 3%.

8th November 2017

The rates are due to your credit and debt

If you have bad credit you will not get a interest rate that will fit your need as much me and my wife got a 8.9 percent rate with high 700s score ...so i wouldnt give a bad review if your rate is affected by the amount of debt and score you have ....

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If you have bad credit you will not get a interest rate that will fit your need as much me and my wife got a 8.9 percent rate with high 700s score ...so i wouldnt give a bad review if your rate is affected by the amount of debt and score you have . The best thing about this is you PAY 1 BILL INSTEATD OF MANY WITH VARIOUS RATES. Self educate in how it works and youll know of it fits you best or not . Its a great way to track one payment for all debt at a possible lower rate so you pay it off faster than you would splitting to various points of debt .

31st May 2017

Barclays phone customer service

In branch help in the branches that I use is great, congrats on that....

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In branch help in the branches that I use is great, congrats on that.
Phone customer service is horrendous. Was served by an agent possibly from a call centre in India. The person could barely speak English and could not understand a word I was saying. Had to hang up and walk to the bank.

10th May 2017

Poor

I tried to apply for a loan at Barclays and they declined me straight away and said my credit wasn't good as they said I had none but got told I would be accepted from a advisor I spoke to but the advisor that called me was lovely I can give them that...

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I tried to apply for a loan at Barclays and they declined me straight away and said my credit wasn't good as they said I had none but got told I would be accepted from a advisor I spoke to but the advisor that called me was lovely I can give them that as they do have one of the best customer services going and that's always they key!!!

24th December 2016

Superb rate loan

Taking out a loan as an existing barclays customer is simple, fair and gets you really good interest rates. The application can be done online, and you can even find out if you're likely to be accepted for one before you proceed through online...

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Taking out a loan as an existing barclays customer is simple, fair and gets you really good interest rates. The application can be done online, and you can even find out if you're likely to be accepted for one before you proceed through online banking. Excellent product and service!

13th July 2016

Customer services usless

Barclays insisted that I took a loan out in 2004. This being a loan from another company that they took over (Goldfish). They have consistently ignored my attempts to prove my innocence. When It comes down to communication, Barclays customer services...

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Barclays insisted that I took a loan out in 2004. This being a loan from another company that they took over (Goldfish). They have consistently ignored my attempts to prove my innocence. When It comes down to communication, Barclays customer services wait 6 years then hound you for something you have no knowledge of.

22nd June 2016

Excellent, supportive bank

I've banked with barclays since the age of 11, so more than 20 years now. Throughout that time, I've had some problems and some really good times, and this bank has supported me and helped wherever possible, regardless of the circumstances. I strongly...

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I've banked with barclays since the age of 11, so more than 20 years now. Throughout that time, I've had some problems and some really good times, and this bank has supported me and helped wherever possible, regardless of the circumstances. I strongly recommend them to all!

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