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Barclays: Personal Loan reviews

Name: Personal Loan
Rating: 4.40 (107 reviews)

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4.40

Based on 107 reviews, last reviewed 12th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

16%

Latest highest rating:

5

My experience with Barclay is very good experience. My experience with Barclay is very good experience. They provide me lot of facilities. Reviewed on: 12th June 2026

Latest lowest rating:

2

Was offered loan, quickly and satisfied Was offered loan, quickly and satisfied Reviewed on: 15th March 2024

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About this product

The Barclays personal loan reviews on Smart Money people are left by people like you. Read through other people’s experiences to help you determine whether this is the right personal loan for you.

The type of loan you take out can impact everything from your ability to meet repayments, to your credit score, so it’s important to give it careful consideration. Barclays offers a number of personal loans, so you can read through the reviews on our site to see what other people have to say to help you make up your mind.

And remember, if you've taken out a Barclays personal loan in the past, you can also leave a review. Why not share your experiences on customer service, or the application process for example and include any other details you think would be useful for those doing their research on loan providers.

Smart Money People is the UK’s largest financial services review site. Together, we can increase trust and transparency in financial services. Leave a Barclays personal loan review below.

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Barclays Personal Loan reviews (107)

Barclays exceed all expectations for me!

I've had a Barclays Bank account for a number of years now. Having had over my lifetime a Lloyds Tsb account, RBS and also Halifax and First Direct. My favourite by far are Barclays. I actually have a lot to thank them for because after a very messy costly divorce I was left in financial dire straits and just just about get a basic account with them. However, over the years, having seen how my account has been run, they trusted me by offering me a personal loan. This was my first step back up trying to repair my (by now) awful credit history. I'd gone from a home owner to feeling like an absolute leper when Lloyds bank would not even allow me a bank card that would access another link machine, plus it was this horrid green colour that everyone recognised as being a card when you had poor credit. Barclays changed that from the off by allowing me to have a personalised card and accessing other cash machines right away. You'll never know how much that little bit of difference made to my life in terms of not feeling marginalised. Anyway back to the now, I'm on my second personal loan and my credit is back up where it pretty much was 15 years ago. I can only thank Barclays for helping me to feel human in a time when I was very low in my life. It's the smallest thing sometimes that goes the longest way. Cheers! Reviewed on: 22nd January 2019

Just spot on, quick and easy

Very good service, quick to respond, easy phone app, that's what I want Reviewed on: 16th January 2019

Nice and easy

They always use your name , make the transaction more friendly Reviewed on: 12th January 2019

Best banking app, so easy to use

I just love Barclays, best app ever. So easy to use and so easy to apply for a loan, great rates too! Reviewed on: 11th January 2019

Fast friendly complete service

Barclays bank account and personal loan mobile banking app is so easy to use yet secure and informative newsletter Reviewed on: 18th December 2018

Simple to understand fast response

Simple to the point as soon as I had considered options process fast s Reviewed on: 14th December 2018

Personal loan account is so personal, it's just between me and my Barclays

This new experience is to be fulfilled. Reviewed on: 11th December 2018

A really fast service. I was always happy with Barclays.

I had a really nice experience with Barclays, since day one. Friendly staff and quick services. Reviewed on: 10th December 2018

Great company great care given

No problem to small or great that barcleys cant help u with . Genuine intrest in my well being ! Who can ask for a better service Reviewed on: 10th December 2018

It was very simple and especially when it mattered

Very good well impressed with the the way it was on line Reviewed on: 10th December 2018

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