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Barclays: Personal loan reviews

Name: Personal loan
Rating: 4.51 (108 reviews)

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4.51

Based on 108 reviews, last reviewed 5th Aug 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

16%

Latest highest rating:

5

I was welcomed very happily by Debra from Barclays l... I was welcomed very happily by Debra from Barclays local in Spalding, and had a talk about how it works, making me comfortable with how it will work a... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

Was offered loan, quickly and satisfied Was offered loan, quickly and satisfied Reviewed on: 15th March 2024

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About this product

Barclays offer personal loans with terms up to five years.

If you have a Barclays current account or credit card, you can check to see if you have a provisional loan limit before you apply without impacting your credit score. Apply online or in the Barclays app.

Barclays personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Barclays before, you can also leave a review and share your experience.

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Barclays Personal loan reviews (108)

Barclays Are The Best

I have a personal account with Barclays, I've never had any issues with them. Last year I applied for a loan, and they were fantastic, all the fees and interest was laid out for me and their repayment fee per month is doable. Reviewed on: 7th January 2018

Disgraceful Rates and Experience

I have been banking with them for 6 years and turned up asking for a Personal Loan with an Experian Credit Score close to maximum and an impeccable loan history; the best they could offer was about 22%, whilst the competition issued a higher size loan for 3%. Reviewed on: 5th January 2018

The rates are due to your credit and debt

If you have bad credit you will not get a interest rate that will fit your need as much me and my wife got a 8.9 percent rate with high 700s score ...so i wouldnt give a bad review if your rate is affected by the amount of debt and score you have . The best thing about this is you PAY 1 BILL INSTEATD OF MANY WITH VARIOUS RATES. Self educate in how it works and youll know of it fits you best or not . Its a great way to track one payment for all debt at a possible lower rate so you pay it off faster than you would splitting to various points of debt . Reviewed on: 8th November 2017

High interest

Had to emergency borrow for vets bill, interest was really high but was instant which was good Reviewed on: 30th June 2017

Easy system, rates could be better

As a Barclays customer with on line banking I have used their loan services. Easy process to apply & keep track of payments & balance, only criticism is that the rates could be better Reviewed on: 22nd June 2017

Barclays phone customer service

In branch help in the branches that I use is great, congrats on that. Phone customer service is horrendous. Was served by an agent possibly from a call centre in India. The person could barely speak English and could not understand a word I was saying. Had to hang up and walk to the bank. Reviewed on: 31st May 2017

Easy loan

Easy to apply and get the money. Barclays always offers good service. Reviewed on: 30th May 2017

Very high interest rates.

Excellent credit record and have been with the bank for nearly 2 decades. Very bad interest rate given. Not happy. Reviewed on: 30th May 2017

Great APR% rates for good credit customers.

Had two loans with amazing APR% no hassle. Very simple. A few questions answered and the money was in my account in seconds!! Reviewed on: 20th May 2017

Great Business Incentives

Barclays helped me with some business equipment, very fast in sorting it out. Reviewed on: 17th May 2017

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