Zable is a new credit building card with low spending amounts. Unfortunately they are app only to apply. After passing initial application process I then... Zable is a new credit building card with low spending amounts. Unfortunately they are app only to apply. After passing initial application process I then had to connect my bank account for access. This is where the problems begin. I have done this before with other lenders and it was smooth and easy. However with Zable it was impossible to connect. My bank was listed but I was met with error message after error message. I contacted customer support which was a pain. They have limited customer support hours available. I tried everything and no/little response. They do not care about helping you with the process. Terrible customer support. Unfortunately I cannot give a full review of this card as I could not complete the application process which I was 100% approved for. Finally as a credit card with a £14 membership fee that has gone up every year I suggest you stay away as it is expensive and what you pay for you recieve no customer support and a horrible user experience on the Zable application Read more Read less

I've had a really positive experience using Zable for credit. The process was quick, easy to understand, and most importantly – completely transparent. What stood... I've had a really positive experience using Zable for credit. The process was quick, easy to understand, and most importantly – completely transparent. What stood out for me was the lack of hidden fees and how clearly everything was explained from the outset. Their communication has been professional and timely, which made managing the product straightforward and stress-free. I’d absolutely recommend Zable to anyone looking for a fair and user-friendly credit option. Read more Read less

Zable have helped me improve my credit score and have helped me grow because I make my payments on time.

Opened a card as a credit builder and they have since reduced my interest rate, making them cheaper than my other card. They do not... Opened a card as a credit builder and they have since reduced my interest rate, making them cheaper than my other card. They do not accept balance transfers from other cards though which is not ideal, I didn't realise this until I tried to make one, otherwise can't fault them Read more Read less

I had not heard of Zable before but I have had a very positive experience of using an account with them and find their app excellent

So I’m unfortunately having to go back on my words for this company. I left them a raving review early days of having the card... So I’m unfortunately having to go back on my words for this company. I left them a raving review early days of having the card but boy did things change… so I had and issue with a transaction and tried to charge it back as I purchased a product and it never arrived. Now my understanding was that you were financially protected by credit cards hence why I use it for purchases from over seas etc. so I tried to challenge this and was met with useless and incompetent staff. I was told I did not have an account or a credit card and went back and fourth arguing trying to figure out why they were saying this after I’d had the account for months and used it!!!! Anyway they investigated my complaint and basically came back and said they had spoken to the merchant and were not upholding my chargeback but as a gesture of goodwill would apply £15 to my account. This was unacceptable so I told them I was going to dispute this with the ombudsman as I didn’t agree and wasn’t getting support. If you get a card with this company and you ever have an issue then please expect to be passed between every single member of the support team they have and have to start again each time. It’s a joke and I actually think it’s a tactic they use to try and avoid dealing with issues. The interest is also high and they are very basic. They don’t have any offers, no cash back and in general just are not a good all round credit cards hence why. There are much better suppliers with great functionality. Read more Read less

Great addition to your wallet, having this to your avail' just makes life simple.

Great service with clarity and always responds as soon as possible

Is an amazing card for credit building.