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Zable reviews

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Rated Excellent 4.82/5

Zable reviews

Verified business Last reviewed within 7 days Consumer credit awards winner
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Award winning organisation
    Award winning organisation
  • On-line application and approval process
    On-line application and approval process
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 123,708 product reviews

Average score of 4.82/5
5 star
95%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Zable have trended positively over the past 90 days

Zable Credit card is loved for its easy application, user-friendly app, and helpful customer service that makes managing credit simple. Many find it great for building or rebuilding credit with clear communication and flexible repayments. However, frustrations arise over low starting limits, slow or absent credit limit increases, high interest rates, and poor support during issues like fraud or disputes.

Positive themes

  • Zable Credit card’s app is super easy to use and makes tracking spending a breeze. (23 mentions)
  • Zable Credit card is brilliant for building credit and improving your score steadily. (10 mentions)
  • Zable Credit card’s customer service is friendly and helpful whenever you need them. (15 mentions)

Negative themes

  • Zable Credit card’s credit limit starts low and often stays too low for too long. (6 mentions)
Summarised by AI
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About Zable

Zable is a personal loan and credit card provider.

You can apply for a Zable credit card or loan online or via the Zable app. Zable’s quick and easy eligibility checks won't affect your credit score and their customer service team is available every day of the week.

Zable offer same day loans that can be approved in minutes.

Zable at a glance

Contact details

Phone
020 3322 9128
Main address
Telephone House, 69-77 Paul St, London, EC2A 4NW
Social media

Reviews for Zable

Showing 11 of 123708 company reviews Last reviewed within 7 days

Absolutely amazing credit to you all the team are am...

Credit card 27th August 2026

Absolutely amazing credit to you all the team are amazing and friendly

Rated Excellent 5.00/5
Read more product reviews

I needed a credit card fast because I was hiring a c...

Credit card 24th August 2026

I needed a credit card fast because I was hiring a car abroad and it came super quick in the post and instantly online. It... I needed a credit card fast because I was hiring a car abroad and it came super quick in the post and instantly online. It has helped me build my credit score and allowed me to increase my credit limit easily! Read more Read less

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    A seamless and helpful credit building experience

    My experience using Zable has been seamless. I particularly appreciate the frequent credit score updates and the option to connect my banking history, including rent... My experience using Zable has been seamless. I particularly appreciate the frequent credit score updates and the option to connect my banking history, including rent payments, to help build my credit profile. These features make it easy to keep track of my progress and understand how my credit is developing. I joined Zable in 2025 and have been genuinely happy with my experience so far. Read more Read less

    {"display":"Clyde T","full_name":"Clyde T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Clyde T 20th August 2026
  • 1.00/5

    Nothing but a bunch of corrupt LIARS.

    Nothing but a bunch of corrupt LIARS. Below is the email I received regarding my complaint. I received it last week Friday 14th August. And... Nothing but a bunch of corrupt LIARS. Below is the email I received regarding my complaint. I received it last week Friday 14th August. And it's all a LIE. I haven't received any £30. I'm now letting the ombudsman take over this matter. Other complaints I've put in have just gone ignored. These people really need investigating. Your reference: 455b79ba-7f40-4651-a200-5d7914bd6640 Your case reference: 31786308 14 August 2026 Dear Khan Choudhury I am writing to give you our response to your complaint received on 23 June 2026. Final Response to Your Complaint Thank you for getting in touch and sharing your concerns with us. I have now investigated your complaint and have set out my findings below. As I understand it, you are unhappy that you had no way to speak to someone by phone about a transaction you didn't recognise, after trying to report it as unknown in the app and receiving a message telling you your response couldn't be sent. My Investigation I have reviewed your contact with us, the screenshot you kindly sent us, our call records, and the transaction itself. I can see a payment of £29.84 appeared on your account on 19 June 2026, which you didn't recognise. I can see that on 23 June 2026, you tried to flag this as unknown using the button in the app, and that this failed, with a message telling you we couldn't send your response right now. The screenshot you sent us confirms this. I can see you then tried to call us about this, but found no option within the app to do so. I can see a call was logged from you on 24 June 2026, lasting around 6 seconds. Having looked into this alongside what you've told us, I believe this reflects you finding no way through to report your concern by phone, rather than any lack of effort on your part. I can also confirm the £29.84 transaction itself did not successfully go through: it shows as declined on 26 June 2026 and again on 30 June 2026, so no money has been taken from your account in relation to this. My Findings I'm sorry for the stress and frustration this caused you, particularly when you were trying to do the right thing by reporting a transaction you didn't recognise straight away. You did everything we'd expect: you tried to flag it in the app, and when that didn't work, you tried to call us. We haven't been able to determine why your response failed to send, and I don't think it's acceptable that this left you with no clear way to report your concern. For this reason, I uphold your complaint. Putting Things Right I can confirm the disputed £29.84 payment did not go through, so there is no charge for us to refund. As an apology for the stress and inconvenience caused by not being able to report this at the time, I have arranged for £30.00 to be credited to your account as a gesture of goodwill. I have also asked our product team to look into why your response wasn't able to send, and to review whether a clearer route to speak to someone by phone is needed for situations like this. Summary I'm sorry for the frustration this has caused you. Having investigated fully, I'm satisfied you made a genuine attempt to report this transaction through the correct channels, and that a technical issue on our side prevented your response from being sent, with no clear alternative route by phone. I uphold your complaint, and have arranged a £30.00 goodwill payment in recognition of this. Read more Read less

    {"display":"Khan C","full_name":"Khan C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Khan C 19th August 2026
  • 5.00/5

    Good good good good good good good good good good...

    Good good good good good good good good good good

    {"display":"Jak b","full_name":"Jak b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Jak b 17th August 2026
  • 1.00/5

    I lost my card I'm trying to call n they keep sendin...

    I lost my card I'm trying to call n they keep sending me links which are not working

    {"display":"Thembani H","full_name":"Thembani H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Thembani H 10th August 2026
  • 4.00/5

    Haven’t signed up will do if can get

    Haven’t signed up will do if can get

    {"display":"Matt","full_name":"Matt","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Matt 2nd August 2026
  • 5.00/5

    Easy app to use and good customer service, it helps...

    Easy app to use and good customer service, it helps with your credit

    {"display":"Mercy G","full_name":"Mercy G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Mercy G 28th July 2026
  • 5.00/5

    Transaction made easy; Zable card is straight forwar...

    Transaction made easy; Zable card is straight forward to use with mobile integration. I have positive experiences with Zable. Virtual display in goggle which enable... Transaction made easy; Zable card is straight forward to use with mobile integration. I have positive experiences with Zable. Virtual display in goggle which enable you to see every transaction. Zable has online security, easy to use. Zable build credit limit, consistency and and monitor through app. It has security payment, managing and tracking record once approved is made easy. Read more Read less

  • 5.00/5

    Best card

    Very easy for a credit card payments back are affordable it was a blessing i would av this card 20 times over

    {"display":"Lee b","full_name":"Lee b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Lee b 27th July 2026
  • 5.00/5

    Zable is THE best!!

    Zable has been amazing, as a person who struggles with “bad credit” from years of struggling Zable were the first credit card to give me... Zable has been amazing, as a person who struggles with “bad credit” from years of struggling Zable were the first credit card to give me a chance and they are just incredible! So thank you Zable Read more Read less

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