Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zable reviews

Zab's logo
Rated Excellent • 4.82/5

Zable reviews

Verified business Last reviewed within 7 days Consumer credit awards winner
Write a review
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Award winning organisation
    Award winning organisation
  • On-line application and approval process
    On-line application and approval process
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 123,717 product reviews

Average score of 4.82/5
5 star
95%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Zable have trended negatively over the past 90 days

Zable Credit card is loved for its easy application, user-friendly app, and helpful customer service that makes managing credit simple. Many find it great for building or rebuilding credit with clear communication and flexible repayments. However, frustrations arise over low starting limits, slow or absent credit limit increases, high interest rates, and poor support during issues like fraud or disputes.

Positive themes

  • Zable Credit card’s app is super easy to use and makes tracking spending a breeze. (23 mentions)
  • Zable Credit card is brilliant for building credit and improving your score steadily. (10 mentions)
  • Zable Credit card’s customer service is friendly and helpful whenever you need them. (15 mentions)

Negative themes

  • Zable Credit card’s credit limit starts low and often stays too low for too long. (6 mentions)
Summarised by AI
Was this helpful?

About Zable

Zable is a personal loan and credit card provider.

You can apply for a Zable credit card or loan online or via the Zable app. Zable’s quick and easy eligibility checks won't affect your credit score and their customer service team is available every day of the week.

Zable offer same day loans that can be approved in minutes.

Zable at a glance

Contact details

Phone
020 3322 9128
Main address
Telephone House, 69-77 Paul St, London, EC2A 4NW
Social media

Reviews for Zable

Showing 11 of 123717 company reviews • Last reviewed within 7 days

Unexpected car repair

Credit card • 5th November 2026

I had a unexpected car repair and I was worried how I was going to pay for it, being a single mum who only works... I had a unexpected car repair and I was worried how I was going to pay for it, being a single mum who only works part time I felt huge pressure i then applied for a zable card and was accepted with 6 months interest free! What a massive relief right near Christmas! Thank you so much for such a easy stress free sign up, love the app too Read more Read less

{"display":"Louise ","full_name":"Louise ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

Credit boost

Credit card • 3rd November 2026

I joined zable with the intent to grow and have more clarity on my credit score. Which I am pleased to say they have given... I joined zable with the intent to grow and have more clarity on my credit score. Which I am pleased to say they have given me, as I can clearly see credit card usage and my credit score in one app, while also, they help by looking into my usage and bill payments using my rent to help boost my score. Read more Read less

{"display":"Nathan ","full_name":"Nathan ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Only credit card been accepted for brilliant service...

    Only credit card been accepted for brilliant service and helping improve my credit score every day

    {"display":"Clare Ashby","full_name":"Clare Ashby","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1276724.png"}}'s avatar
    Credit card
    Clare Ashby 31st October 2026
  • 5.00/5

    Nice easy to use and easy to apply application

    Nice easy to use and easy to apply application

    {"display":"Niravkumar r","full_name":"Niravkumar r","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Niravkumar r 12th October 2026
  • 5.00/5

    Really quick and straightforward experience, cannot...

    Really quick and straightforward experience, cannot fault them at all. Putting trust in me when other card providers have turned me down. One of the... Really quick and straightforward experience, cannot fault them at all. Putting trust in me when other card providers have turned me down. One of the good guys in the financial industry for a change Read more Read less

    {"display":"Hayley C","full_name":"Hayley C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Hayley C 2nd October 2026
  • 4.00/5

    Great service.

    Great service. Easy to use app and whole process of signing up is very simple.

    {"display":"MS L","full_name":"MS L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    MS L 17th September 2026
  • 4.00/5

    Good good

    Good experience so far. Would recommend

    {"display":"Bekky f","full_name":"Bekky f","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Bekky f 7th September 2026
  • 1.00/5

    BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM

    BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application... BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application was presented felt like a scam and was seriously misleading. I was shown that I had been accepted for a credit card with a credit limit of up to £4,000. Based on that representation, I continued with the application, agreed to the credit search and signed the agreement. Only AFTER completing everything and accessing the app did I discover that the actual credit limit was only £500. Had they clearly shown me £500 before the hard credit search, I would NEVER have proceeded. Even worse, when I complained, Zable asked ME for a screenshot of what THEIR OWN system showed me. Why should customers have to screenshot every stage because they cannot trust what is displayed during an application? From my experience, this feels like misleading people into proceeding with a credit application and then presenting something completely different afterwards. I personally felt scammed by the process. BE VERY CAREFUL. Take screenshots of everything before applying, particularly before consenting to a credit search. I have closed the account and made a formal complaint. If Zable does not properly resolve the matter, including addressing the hard credit search, I intend to refer the complaint to the Financial Ombudsman Service. I would NOT recommend Zable based on my experience. Read more Read less

    {"display":"A Abdali","full_name":"A Abdali","avatar":{"url":"\/assets\/uploads\/avatars\/users\/636448.png"}}'s avatar
    Credit card
    A Abdali 6th September 2026
  • 5.00/5

    Good to understand and easy to use

    Good to understand and easy to use

    {"display":"Grant Yeboah","full_name":"Grant Yeboah","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1657128.png"}}'s avatar
    Credit card
    Grant Yeboah 2nd September 2026
  • 3.00/5

    It’s great till now been user for 1 year

    It’s great till now been user for 1 year

    {"display":"Suraj Pokhrel","full_name":"Suraj Pokhrel","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Suraj Pokhrel 31st August 2026
  • 5.00/5

    Absolutely amazing credit to you all the team are am...

    Absolutely amazing credit to you all the team are amazing and friendly

    {"display":"Mrs S","full_name":"Mrs S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Mrs S 27th August 2026

    Products from Zable

    Showing all products offered by Zable

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice