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Capital One reviews

Capital One Logo
Rated Good • 4.05/5

Capital One reviews

Verified business Last reviewed within 14 days
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Review summary

People rate this company as Good based on 305 product reviews

Average score of 4.05/5
5 star
52%
4 star
24%
3 star
10%
2 star
4%
1 star
10%
Reviews for Capital One have trended positively over the past 90 days

Latest positive rating

5/5

Capital One Credit Card

Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love... Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how easy they make it to keep track of your payment due date and amounts. The customer service is great too as when I first joined I didn’t understand how the billing cycle works etc. as I never had a credit card before but over the phone customer service explained it all very well so I understood. You can also choose to get notified when you’re eligible for a credit limit increase. Overall great Read more Read less

{"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Classic Credit Card
TG 25th April 2026

Latest negative rating

1/5

I experienced months of failed withdrawal attempts.

I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon... I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon discovering that I had been scammed and my money was gone. Thankfully Olivia Trader Teams came to my aid and successfully retrieved my investment from these deceitful fraudsters. Email O l i v i a l o p z 9 3 1 3 āť g m a i l c o m Whats App +1~{512}~203~75~54. Read more Read less

{"display":"Vera Alexander","full_name":"Vera Alexander","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1089004.png"}}'s avatar
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About Capital One

Our customers are the reason the business exists and we always want to make sure we're doing everything we can to bring them credit card products that really work for them. Smart Money People is the place for Capital One reviews.

Capital One at a glance

Reviews for Capital One

Showing 11 of 305 company reviews • Last reviewed within 14 days

Capital One Credit Card

Classic Credit Card • 25th April 2026

Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love... Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how easy they make it to keep track of your payment due date and amounts. The customer service is great too as when I first joined I didn’t understand how the billing cycle works etc. as I never had a credit card before but over the phone customer service explained it all very well so I understood. You can also choose to get notified when you’re eligible for a credit limit increase. Overall great Read more Read less

{"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
TG
Rated Excellent • 5/5
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Happy customer

Classic Credit Card • 16th April 2026

Low interest rate very reliable and easy to contack customer service best overall!!

{"display":"Alex L","full_name":"Alex L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Simple app helps me keep control of my finances

    I have a low amount credit card with Capital One for emergencies etc. it is easy to keep on track, see my balance and payment... I have a low amount credit card with Capital One for emergencies etc. it is easy to keep on track, see my balance and payment options are easy to navigate all on the app. Read more Read less

    {"display":"Elizabeth M","full_name":"Elizabeth M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 4/5

    Very good to build up credit score.

    I've had good experiences with this credit account, the interest is a little higher but it's a great card to use to build up your... I've had good experiences with this credit account, the interest is a little higher but it's a great card to use to build up your credit score. I'd buy my monthly groceries on this, then pay the balance in full with my grocery money. The limit was gradually increased and it helped me to budget. Read more Read less

    {"display":"VB","full_name":"VB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Classic Credit Card
    VB 16th April 2026
  • 3/5

    I haven’t really dealt much with Capital One’s custo...

    I haven’t really dealt much with Capital One’s customer service team directly, but I find the app old-fashioned, it’s not always very clear how to... I haven’t really dealt much with Capital One’s customer service team directly, but I find the app old-fashioned, it’s not always very clear how to make payments etc. I also do not like that you cannot seem to add the card to your Apple Wallet. Read more Read less

    {"display":"Diego F","full_name":"Diego F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 3/5

    NO wireless payment facility

    The main issue is that they do not allow for wireless payment. I contacted them about it and was told they do not offer it... The main issue is that they do not allow for wireless payment. I contacted them about it and was told they do not offer it but may in the future. In this day and age it is madness that they do not have this facility. I will be closing my account and moving to a more future proof company. Read more Read less

    {"display":"Gav","full_name":"Gav","avatar":{"url":"\/assets\/uploads\/avatars\/users\/670353.png"}}'s avatar
    Classic Credit Card
    Gav 16th April 2026
  • 5/5

    People that get wear your at

    Capital one seem to help people with poor credit ratings get better

    {"display":"Karen D","full_name":"Karen D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 4/5

    It was quite straight forward to apply

    It was quite straight forward to apply

    {"display":"Giuseppe G","full_name":"Giuseppe G","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1227437.png"}}'s avatar
  • 5/5

    Always been great and accepted abroad

    Always been great and accepted abroad

    {"display":"Jamie ","full_name":"Jamie ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Outstanding service...

    A very professional and efficient company. Contacting their customer service department whether through their online messaging system or via the phone is always dealt with... A very professional and efficient company. Contacting their customer service department whether through their online messaging system or via the phone is always dealt with by friendly. knowledgeable and helpful staff. Read more Read less

    {"display":"Susan W","full_name":"Susan W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Classic Credit Card
    Susan W 27th October 2025
  • 5/5

    My experience with them was a good one.

    My experience with them was a good one. They have a good customer service team

    {"display":"Imiekeri O","full_name":"Imiekeri O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from Capital One
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