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Capital One reviews

Capital One Logo
Rated Good 4.17/5

Capital One reviews

Verified business Last reviewed within 7 days

Review summary

People rate this company as Good based on 313 product reviews

Average score of 4.17/5
5 star
52%
4 star
24%
3 star
10%
2 star
4%
1 star
10%
Reviews for Capital One have trended negatively over the past 90 days

Latest positive rating

5.00/5

Easy to apply for, easy to manage.

Easy to apply for, easy to manage.

Latest negative rating

1.00/5

Interest rates too high

Interest rates too high and no support provided when contacting the customer services team to discuss management plan

About Capital One

Our customers are the reason the business exists and we always want to make sure we're doing everything we can to bring them credit card products that really work for them. Smart Money People is the place for Capital One reviews.

Capital One at a glance

Reviews for Capital One

Showing 11 of 313 company reviews Last reviewed within 7 days

Easy to apply for, easy to manage.

Classic Credit Card 12th June 2026

Easy to apply for, easy to manage.

Rated Excellent 5.00/5
Read more product reviews

Helpful easy too contact app easy too use

Classic Credit Card 12th June 2026

Helpful easy too contact app easy too use

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    Capital one

    Capital one is very good with their customers they help every way they can they treat customers with respect,

  • 5.00/5

    I had excellent Customer Service each time I have an...

    I had excellent Customer Service each time I have an issue

  • 1.00/5

    Interest rates too high

    Interest rates too high and no support provided when contacting the customer services team to discuss management plan

  • 4.00/5

    My experience has been fairly okay

    My experience has been fairly okay only that their interest rate is too high. It discourages usage

  • 4.00/5

    Capital one is a decent credit card company for buil...

    Capital one is a decent credit card company for building your credit score up. The only catch is that the interest rates are rather high... Capital one is a decent credit card company for building your credit score up. The only catch is that the interest rates are rather high which means that you should definitely not be using this card as a general spending if you dont pay it off immediately. Read more Read less

  • 5.00/5

    Iv been with xar a while and my limit has gone up as...

    Iv been with xar a while and my limit has gone up as iv payed my.onty bill

  • 5.00/5

    Capital One Credit Card

    Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love... Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how easy they make it to keep track of your payment due date and amounts. The customer service is great too as when I first joined I didn’t understand how the billing cycle works etc. as I never had a credit card before but over the phone customer service explained it all very well so I understood. You can also choose to get notified when you’re eligible for a credit limit increase. Overall great Read more Read less

    {"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Classic Credit Card
    TG 25th April 2026
  • 5.00/5

    Happy customer

    Low interest rate very reliable and easy to contack customer service best overall!!

  • 5.00/5

    Simple app helps me keep control of my finances

    I have a low amount credit card with Capital One for emergencies etc. it is easy to keep on track, see my balance and payment... I have a low amount credit card with Capital One for emergencies etc. it is easy to keep on track, see my balance and payment options are easy to navigate all on the app. Read more Read less

    Products from Capital One

    Showing products offered by Capital One

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