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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.08 (293 reviews)

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4.08

Based on 293 reviews, last reviewed 25th Apr 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital One Credit Card Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how ... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (293)

Capital One Credit Card

Would highly recommend getting a credit card with capital one if you’re looking at credit cards. They’re my first credit card provider and I love how easy they make it to keep track of your payment due date and amounts. The customer service is great too as when I first joined I didn’t understand how the billing cycle works etc. as I never had a credit card before but over the phone customer service explained it all very well so I understood. You can also choose to get notified when you’re eligible for a credit limit increase. Overall great Reviewed on: 25th April 2026

Happy customer

Low interest rate very reliable and easy to contack customer service best overall!! Reviewed on: 16th April 2026

Simple app helps me keep control of my finances

I have a low amount credit card with Capital One for emergencies etc. it is easy to keep on track, see my balance and payment options are easy to navigate all on the app. Reviewed on: 16th April 2026

Very good to build up credit score.

I've had good experiences with this credit account, the interest is a little higher but it's a great card to use to build up your credit score. I'd buy my monthly groceries on this, then pay the balance in full with my grocery money. The limit was gradually increased and it helped me to budget. Reviewed on: 16th April 2026

I haven’t really dealt much with Capital One’s custo...

I haven’t really dealt much with Capital One’s customer service team directly, but I find the app old-fashioned, it’s not always very clear how to make payments etc. I also do not like that you cannot seem to add the card to your Apple Wallet. Reviewed on: 16th April 2026

NO wireless payment facility

The main issue is that they do not allow for wireless payment. I contacted them about it and was told they do not offer it but may in the future. In this day and age it is madness that they do not have this facility. I will be closing my account and moving to a more future proof company. Reviewed on: 16th April 2026

People that get wear your at

Capital one seem to help people with poor credit ratings get better Reviewed on: 16th April 2026

It was quite straight forward to apply

It was quite straight forward to apply Reviewed on: 16th April 2026

Always been great and accepted abroad

Always been great and accepted abroad Reviewed on: 28th March 2026

Outstanding service...

A very professional and efficient company. Contacting their customer service department whether through their online messaging system or via the phone is always dealt with by friendly. knowledgeable and helpful staff. Reviewed on: 27th October 2025

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