Your Classic Credit Card Reviews (160)
Easy and fast
Had a great experience, knew my credit score was bad and they knew I would be accepted before I applied, now I'm on my way to fixing my score!
SUPERB
Never been charged a fee, understanding people when you contact them and the best credit card I've used.
Perfect Card
I got a credit card just to boost my credit score so I use it every now and again and it's so easy to pay off, just use my thumb print then click pay full balance and enter my debit card's security code - couldn't ask for more!
Lousy customer service
Applied for a credit card, plain NO came back, no explanation despite good credit history.
Excellent Anti-Fraud
Capital One spotted fraudulent activity on my card that I hadn't picked up. They were proactive about it and phoned me instantly. They refunded me the amount and cancelled my card. Outstanding service
Mr Yordanov
Very good credit card. we have been using it for a long time
High interest rates
I used my card by mistake - it's the same colour as my debit card - and it took me over my card limit. The card didn't get rejected and I got charged for going over my limit. Odd that it wasn't just rejected
Good credit
I like the company makes sure they rate a person accordingly and an opportunity to see if they accept you with out affecting your credit score.
This card will keep you credit rating low
Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you ...
Read moreCapital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you apply very high interest rates and low credit limits. Poor customer service is just the tip of the iceberg
Grwat company!
Very good Customer Service, very helpful staff and brilliant at spotting fraudulent transactions. A*
Fast, Efficient and Practical
Approval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what...
Read moreApproval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what you need for a daily use credit card.
There when you need it
I don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by...
Read moreI don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by increasing my credit limit by sensible amounts.
excellent no-nonsense credit card
at no point have i felt like i was being ripped off, which is quite standard in this industry
Can always sort out problems
When I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite.
Read moreWhen I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite.
