Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (279 reviews)

View other Capital One products

3.96

Based on 279 reviews, last reviewed 15th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital one was very easy to apply for for through t... Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews Write a review

About this product

Review Capital One: Classic Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Capital One Classic Credit Card reviews (279)

Capital one was very easy to apply for for through t...

Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

can't email them - only postal address.

can't email them - only postal address. makes it slow to resolve issues Reviewed on: 19th April 2025

Low APR and useful for small purchases

Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments and keeping finances in balance. The app is easy to use and great customer support. Reviewed on: 18th April 2025

Top quality service, would highly recommend

Top quality service, would highly recommend Reviewed on: 17th April 2025

Capital one was my first credit card when i got to t...

Capital one was my first credit card when i got to the UK, i started from £200 and it was the best experience, it helped me build my credit till i was able to apply for another credit card but i still have it, i now have £1250 on it, i really like how they attend to me when i have any little issue, they are so prompt and listens Reviewed on: 17th April 2025

One of the best credit card companies in the UK

Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025

I experienced months of failed withdrawal attempts.

I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon discovering that I had been scammed and my money was gone. Thankfully Olivia Trader Teams came to my aid and successfully retrieved my investment from these deceitful fraudsters. Email O l i v i a l o p z 9 3 1 3 āť g m a i l c o m Whats App +1~{512}~203~75~54. Reviewed on: 18th January 2025

Respect for customer

Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Bad Bank to work with. stay away

I had two accounts one for seven years and one for almost 2 years the one for seven years was a secured guard with a $1300 limit with a secured deposit the other one they give me a $500 limit they close both of the accounts for no reason I would not recommend this bank for a credit card. They'll leave you hanging. Reviewed on: 23rd December 2024

Great card & easy app

Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Black Diamond Visa
from Vanquis 4.73 from 8 reviews
Partnership Card
from John Lewis 1.35 from 871 reviews
Aqua Credit Card
from NewDay 4.88 from 2844 reviews

Want to see more from Capital One?

Classic Extra Card
from Capital One 3.72 from 6 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Aspire Business Card
from Capital One 3.00 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub