Capital One Classic Credit Card Reviews

This card will keep you credit rating low

Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you ...

Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you apply very high interest rates and low credit limits. Poor customer service is just the tip of the iceberg

A groovy Level 1

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Grwat company!

Very good Customer Service, very helpful staff and brilliant at spotting fraudulent transactions. A*

Shirelle BoltonLevel 1

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Fast, Efficient and Practical

Approval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what...

Approval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what you need for a daily use credit card.

CaojemLevel 1

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There when you need it

I don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by...

I don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by increasing my credit limit by sensible amounts.

AnonLevel 1

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Got accepted when no one else would give me a card

Had no issues with the card or app

RobLevel 1

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Got accepted when no one else would give me a card

I got a credit card from capital one very easily. No issues with the card and the app is easy to use.

RobLevel 1

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excellent no-nonsense credit card

at no point have i felt like i was being ripped off, which is quite standard in this industry

Gregory DaviesLevel 2

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Can always sort out problems

When I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite.

When I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite.

Karen RyanLevel 1

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Customer service

A great company offering great customer service, any problems professionals dealt with and always a competitive interest rate

AnonymousLevel 1

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Great website & Customer service

website is very user friendly and interactions with company have been good

Tessa DaviesLevel 1

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Disappointed

Poor customer service, unprofessional company and overall very dissatisfied

Katie HiltonLevel 1

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Does what it says on the tin

Straight forward account and no fuss. Helps when needed and boosts my credit rating so you can't go wrong!

AlecLevel 1

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Good service

Good service and simple application. Website crashes a lot so easier to use the app to keep track of spending

L biggartLevel 1

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Accepted with low credit rating

Never had credit in my life so found it hard to get started capital 1 made it Abel for me to do so now I'm building my credit rating up

Scott MorrisonLevel 1

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no nonsense credit

Used for a number of years with excellent customer service.

Philip ChapmanLevel 1

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Credit card for Bad Credit

We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us...

We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us to reduce our credit limit and haven't force and additional credit increases on us.

James HollandLevel 1

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Excellent customer friendly online account

Excellent customer friendly online account. Easy to use.

David McgeeLevel 1

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Highly recommend

Best credit card application, easy, good rates and a great online account

sophie williamsLevel 1

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Brilliant

Had poor credit and needed to re build my credit rating. These people give me the chance to do that. Great product.

FrancescaLevel 1

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Not very good credit card

Ave ad it wel over a year and never missed a payment and they avnt topped it uo

Sean widdisonLevel 1

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