Write a review

Newsletter

Go to business site

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.20 (301 reviews)

View other Capital One products

4.20

Based on 301 reviews, last reviewed 29th Jun 2026

800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

I am using for long time and daily purchase. I am using for long time and daily purchase. Highly recommended Reviewed on: 29th June 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

Visit provider site Read all reviews Write a review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Capital One: Classic Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Capital One Classic Credit Card reviews (301)

It has helped me a lot and building my credit...

It has helped me a lot and building my credit Reviewed on: 6th July 2025

Great customer care and a great credit card

Great customer care and a great credit card Reviewed on: 3rd July 2025

Capital one was very easy to apply for for through t...

Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

can't email them - only postal address.

can't email them - only postal address. makes it slow to resolve issues Reviewed on: 19th April 2025

Low APR and useful for small purchases

Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments and keeping finances in balance. The app is easy to use and great customer support. Reviewed on: 18th April 2025

Top quality service, would highly recommend

Top quality service, would highly recommend Reviewed on: 17th April 2025

Capital one was my first credit card when i got to t...

Capital one was my first credit card when i got to the UK, i started from £200 and it was the best experience, it helped me build my credit till i was able to apply for another credit card but i still have it, i now have £1250 on it, i really like how they attend to me when i have any little issue, they are so prompt and listens Reviewed on: 17th April 2025

One of the best credit card companies in the UK

Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025

I experienced months of failed withdrawal attempts.

I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon discovering that I had been scammed and my money was gone. Thankfully Olivia Trader Teams came to my aid and successfully retrieved my investment from these deceitful fraudsters. Email O l i v i a l o p z 9 3 1 3 āť g m a i l c o m Whats App +1~{512}~203~75~54. Reviewed on: 18th January 2025

Respect for customer

Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Everyday spending credit cards
from Halifax 4.36 from 75 reviews

Want to see more from Capital One?

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Aspire Elite Card (discontinued)
from Capital One 3.84 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub