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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.19 (303 reviews)

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4.19

Based on 303 reviews, last reviewed 7th Sep 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Great Credit Card I've been a customer for over a decade now. I've never had any trouble and would not go anywhere else Reviewed on: 7th September 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (303)

My experience with them was a good one.

My experience with them was a good one. They have a good customer service team Reviewed on: 15th July 2025

I needed a credit card and impove my credit score...

I needed a credit card and impove my credit score Reviewed on: 6th July 2025

It has helped me a lot and building my credit...

It has helped me a lot and building my credit Reviewed on: 6th July 2025

Great customer care and a great credit card

Great customer care and a great credit card Reviewed on: 3rd July 2025

Capital one was very easy to apply for for through t...

Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

can't email them - only postal address.

can't email them - only postal address. makes it slow to resolve issues Reviewed on: 19th April 2025

Low APR and useful for small purchases

Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments and keeping finances in balance. The app is easy to use and great customer support. Reviewed on: 18th April 2025

Top quality service, would highly recommend

Top quality service, would highly recommend Reviewed on: 17th April 2025

Capital one was my first credit card when i got to t...

Capital one was my first credit card when i got to the UK, i started from £200 and it was the best experience, it helped me build my credit till i was able to apply for another credit card but i still have it, i now have £1250 on it, i really like how they attend to me when i have any little issue, they are so prompt and listens Reviewed on: 17th April 2025

One of the best credit card companies in the UK

Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025

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