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Capital One: Classic credit card reviews

Name: Classic credit card
Rating: 4.17 (302 reviews)

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4.17

Based on 302 reviews, last reviewed 4th Aug 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Its good to use when u money difficulties Its good to use when u money difficulties Reviewed on: 4th August 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

The Capital One Classic credit card enables you to build your credit score over time.

Capital One Classic credit card offers flexible credit limits and there are no annual costs. You can ask for an increase or lower it if you need to and Capital One will never up your limit without your agreement.

Capital One Classic credit card reviews help you find out what it’s like to be a customer. If you’ve used Capital One before, you can also leave a review and share your experience.

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Capital One Classic credit card reviews (302)

great

Capital One has a great customer service. Every time I need help they are there. I remember one time I ordered a gift card and it didn't work. They gave me extra points because I had to wait another two weeks. They also don't charge any foreign transaction fees when going overseas. They are a great company to have a credit card with. I remember that I was also charged for something I didn't ever charge for. They made the process simple and easy. Reviewed on: 13th April 2015

Extremely helpful

Singing up for a capital one credit card has been the best thing I've done; it's been very useful and the customer service team have been efficient and extremely helpful Reviewed on: 24th January 2015

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Capital One: Classic credit card reviews

20% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Capital One: Classic credit card now

Capital One Classic credit card reviews (302)

great

Extremely helpful

Do you have a different Capital One product?

Want to see more from Capital One?

Balance Plus (discontinued)

Classic Extra Card (discontinued)

Aspire Elite Card (discontinued)

Join Smart Money People

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