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Capital One: Classic Credit Card reviews

3.96
Based on 274 reviews, last reviewed 26th Feb 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
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4%
See only 1 star reviews
10%

Latest highest rating:

5

One of the best credit card companies in the UK Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025
Wyn L's avatar
Wyn L

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (274)

10 years of awesome

5
I have been a capital one member for 10 years, and actually now have three of their products. In this entire time frame I have never experienced an issue in any way. Their fees and interest rates are fair as well as the fact that they discuss with you raising your credit limits instead of just doing it automatically. To me, at least, this helps you manage how much debt you could rack up. Additionally, 3 years ago someone pulled the old playdough under the counter trick at a restaurant in Myrtle Beach and used my card to spend about $2000 on Amazon. (keep in mind this person was a moron) Capital One took the lead with the local police, making sure the charges were fixed and they were caught considering I live 250 miles away. Overall, a 10, a complete 10 as a creditor and a company. Reviewed on: 13th April 2015

My experience has been amazing overall.

5
I have been with this company for over 6 months now and I love them. I have had very few issues with the company. I love that I can keep track of my credit scores with out dinging my score for checking it. Reviewed on: 13th April 2015

great

4
Capital One has a great customer service. Every time I need help they are there. I remember one time I ordered a gift card and it didn't work. They gave me extra points because I had to wait another two weeks. They also don't charge any foreign transaction fees when going overseas. They are a great company to have a credit card with. I remember that I was also charged for something I didn't ever charge for. They made the process simple and easy. Reviewed on: 13th April 2015

Extremely helpful

5
Singing up for a capital one credit card has been the best thing I've done; it's been very useful and the customer service team have been efficient and extremely helpful Reviewed on: 24th January 2015

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