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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28622 reviews)

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4.73

Based on 28,622 reviews, last reviewed 5th Jun 2026

394750% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

always been helpful! always been helpful! had no issues with them! Reviewed on: 5th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28622)

always been helpful!

always been helpful! had no issues with them! Reviewed on: 5th June 2026

Rebuilding credit

Vanquis was instrumental in helping me rebuild my credit. Reviewed on: 5th June 2026

Great provider!

All circumstances considered which is great. Great way to build your credit back up if you have experienced difficult times in the past. Easy application, very clear (only someone who doesn't understand how credit cards work could misunderstand charges and fees etc). Great app, clear and thorough communications regarding payments due, balances and ways to pay. Would highly recommend Reviewed on: 5th June 2026

Vanquis easy to use.

Vanquis easy to use. Effective and efficient credit card to use as back up. Reviewed on: 5th June 2026

Always happy to help when I call customer service bu...

Always happy to help when I call customer service but mostly that’s not necessary as I can rely on their email notification service without fail. Reviewed on: 4th June 2026

Just struggling with APR but once I get under 75 I’l...

Just struggling with APR but once I get under 75 I’ll be better off Reviewed on: 4th June 2026

Very straightforward and keep their app simple.

Very straightforward and keep their app simple. PERFECT Reviewed on: 4th June 2026

Easy to speak to, App works well and is easy to navi...

Easy to speak to, App works well and is easy to navigate and are very fair with treating their customers who manage their account appropriately Reviewed on: 4th June 2026

My view of Vanquis credit card

Vanquis provide good customer service. Their offers of credit card limit raises are carefully controlled. The offer of a 12 month interest free balance transfer (that I used) was very good value for money. The biggest negative issue with Vanquis is their interest rate which at 46% makes using the card and running up a credit balance is a situation to be avoided Reviewed on: 4th June 2026

Excellent credit builder

I've had a vanquis card for quite a while and they actively encourage responsible usage and help you monitor how you're doing. I've never had any issues and my credit rating has improved through using Vanquis. Reviewed on: 4th June 2026

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