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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.05 (283 reviews)

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4.04

Based on 283 reviews, last reviewed 15th Jul 2025

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

My experience with them was a good one. My experience with them was a good one. They have a good customer service team Reviewed on: 15th July 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (283)

Easy application

Easy to apply and understand. Can be a godsend at times. Unexpected bills this helps Reviewed on: 5th April 2023

lack of care and duty

capital one is the most bad customer services and all due to their actions are discrimation they dont know the uk laws no longer exists Reviewed on: 3rd April 2023

Just a standard credit card

Just a standard credit card, nothing special Reviewed on: 25th March 2023

Excellent credit builder

Great starting point to build credit history. Should offer better products for long time customers Reviewed on: 10th March 2023

Easy to use app

The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023

Great security

Capital One has always got it’s credit card security just right - reassuring but not too intrusive. Reviewed on: 1st March 2023

Been with years

Been happy with company for year, great see Reviewed on: 22nd February 2023

Amazing company

Capital one have always helped when I have been struggling financially, they have always made sure my priority bills have come first and always made sure my payments are affordable Reviewed on: 22nd February 2023

Really good

Just a outstanding company. They have been really helpful for the 5 years I have been a customer. Reviewed on: 22nd February 2023

Thay are not like zopa and thay are not as helpful

Not very pleasant and not even helpful Reviewed on: 21st February 2023

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