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Capital One: Classic Credit Card reviews

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4.05
Based on 283 reviews, last reviewed 15th Jul 2025
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

My experience with them was a good one. My experience with them was a good one. They have a good customer service team Reviewed on: 15th July 2025
Imiekeri O's avatar
Imiekeri O

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander
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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (283)

Simple easy fair rates

4
A card that helps build credit without having punishing fees Reviewed on: 21st February 2023
james hynes's avatar
james hynes

Excellent Experience

5
I've used Capital One over the last few years - customer service has been great, user-friendly app and great promotional offers. Reviewed on: 21st February 2023
Armin Nazari's avatar
Armin Nazari

Nice polite understanding

4
Fast customer service and queries resokved Reviewed on: 21st February 2023
Calum Clifton's avatar
Calum Clifton

Good service

5
Very good and easy to use. Online help if needed is good Reviewed on: 21st February 2023
Donna girling's avatar
Donna girling

Excellent

5
Excellent stuff, great company, wonderful products Reviewed on: 21st February 2023
Shaikh's avatar
Shaikh

Worst company ever

1
The company allowed me to pay my credit card off decided to then decline the payment after accepting it a week before and I’d already spent on it since and then took me over my limit got me a mark on my credit file and never gave me the refund of money I paid the card off originally with Reviewed on: 21st February 2023
ashleighjcameron@gmail.com's avatar
[email protected]

Very good credit card

5
Capital one have a really nice app and it's very easy to manage my credit card with them Reviewed on: 8th February 2023
shane's avatar
shane

Gr8 experience

5
Nice and simple to use app and reachable customer service. Reviewed on: 7th February 2023
Ananth Jk's avatar
Ananth Jk

A fair company

4
A fair company and upfront from get go Reviewed on: 16th January 2023
Scott Williams's avatar
Scott Williams

Helpful

5
Very good and helpful easy to access Reviewed on: 15th January 2023
Mohamad Raslan's avatar
Mohamad Raslan

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