Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

View other Capital One products

3.97

Based on 278 reviews, last reviewed 19th Apr 2025

300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews Write a review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Capital One: Classic Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Capital One Classic Credit Card reviews (278)

Worst company ever

The company allowed me to pay my credit card off decided to then decline the payment after accepting it a week before and I’d already spent on it since and then took me over my limit got me a mark on my credit file and never gave me the refund of money I paid the card off originally with Reviewed on: 21st February 2023

Very good credit card

Capital one have a really nice app and it's very easy to manage my credit card with them Reviewed on: 8th February 2023

Gr8 experience

Nice and simple to use app and reachable customer service. Reviewed on: 7th February 2023

A fair company

A fair company and upfront from get go Reviewed on: 16th January 2023

Helpful

Very good and helpful easy to access Reviewed on: 15th January 2023

Good credit card

Support and good update. Informative Reviewed on: 14th January 2023

Great

Would recommend this service to family and friends Reviewed on: 14th January 2023

A good card for emergencys

I consolidated my 2 cards into one and it's still makes the repayment as easy as before .What a good service Reviewed on: 14th January 2023

Rubbish

The app is not transparent enough Reviewed on: 14th January 2023

Great Credit Card

Excellent Credit Card, used responsibly will increase your credit score. Reviewed on: 13th January 2023

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Everyday Credit Card
from Creation 2.48 from 18 reviews
All in One Credit Card
from Santander 2.47 from 16 reviews
Credit Card
from ASDA Money 2.29 from 94 reviews

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub