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Capital One: Classic Credit Card reviews

4.20
Based on 301 reviews, last reviewed 29th Jun 2026
800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

I am using for long time and daily purchase. I am using for long time and daily purchase. Highly recommended Reviewed on: 29th June 2026
R B JOY's avatar
R B JOY

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026
Elin A's avatar
Elin A

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (301)

Excellent service

5
No problems easy to contact. Good credit builder Reviewed on: 11th May 2023

Great

5
Capital One is really god had bad credit and the helped me get it back great job Reviewed on: 12th April 2023

Really good

5
Fine in evrtyway very helpful a nd kind Reviewed on: 11th April 2023

Bad

1
They never do what they promised Reviewed on: 11th April 2023

Reliable

5
Helpful app helpful people everyone knows what they are talking about Reviewed on: 11th April 2023

Zopa asked me to vote for them

1
But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Helps build credit history/score

4
This product is basic and simple but useful to help improve credit score and build credit history. The app is a little confusing, but customer service are always very efficient and friendly Reviewed on: 10th April 2023

Good helpful card to have

4
Easy to use and good to have at hand Reviewed on: 6th April 2023

Easy application

5
Easy to apply and understand. Can be a godsend at times. Unexpected bills this helps Reviewed on: 5th April 2023

lack of care and duty

1
capital one is the most bad customer services and all due to their actions are discrimation they dont know the uk laws no longer exists Reviewed on: 3rd April 2023

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