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Jaja Finance : Credit Card reviews

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1.39
Based on 140 reviews, last reviewed 8th Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
6%
See only 4 star reviews
2%
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1%
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1%
See only 1 star reviews
90%

Latest highest rating:

5

New on the scene , easy to use app, decent credit li... New on the scene , easy to use app, decent credit limit , customer service could improve slightly Reviewed on: 15th April 2025
Kashif h's avatar
Kashif h

Latest lowest rating:

1

Such a bad experience first they was showing me no i... Such a bad experience first they was showing me no intrest for 6 months but right after first month they start charging me intrest and then telling me... Read more Reviewed on: 8th July 2025
Usama Sher's avatar
Usama Sher
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About this product

Jaja Finance claim to offer the next generation credit card. It's a pretty bold claim! But if you want to learn more about this mobile first credit card, make sure you read what our Smart Money People community have to say. Alternatively If you're a Jaja Finance customer, why not leave your very own JaJa Finance credit card review below and let others know what you thought.

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Jaja Finance Credit Card reviews (140)

Such a bad experience first they was showing me no i...

1
Such a bad experience first they was showing me no intrest for 6 months but right after first month they start charging me intrest and then telling me that at the contract time there was no discount no offer to you but I’m 100% sure when I apply it it was an offer for me at that time the biggest scam and high intrest Reviewed on: 8th July 2025
Usama Sher's avatar
Usama Sher

New on the scene , easy to use app, decent credit li...

5
New on the scene , easy to use app, decent credit limit , customer service could improve slightly Reviewed on: 15th April 2025
Kashif h's avatar
Kashif h

My card was used fraudulently in November 2024 and I...

1
My card was used fraudulently in November 2024 and I am being treated like a criminal, they have blocked my App access and because I didn't know my security word had to get a cheaply photocopied piece of paper with poor use of the English language filled in with a copy of my Passport signed by my Dentist agreeing it is me... I mean...Please it's the 21st century! Since this happened I might add they accepted a £1350 balance transfer to clear my card! Terrible company and shouldn't be allowed to trade...Avoid at all costs Reviewed on: 3rd April 2025
Dazzerdazn's avatar
Dazzerdazn

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025
Adam K's avatar
Adam K

Rubbish customer service who just hang up on you for...

1
Rubbish customer service who just hang up on you for no reason. Very uneducated person dealing with customer service . He lazy goose who does not even wanna try and speak he just hangs up so he can show records he attended calls . People like that should be fired. They pure dirty finance . Say they give you a card and then says it under review Reviewed on: 6th January 2025
God bless you 's avatar
God bless you

Very bad experience,my credit card is being closed b...

1
Very bad experience,my credit card is being closed before l even use it. I called them and they said my account is under investigation. Reviewed on: 7th October 2024
SC's avatar
SC

Jaja credit card is an excellent choice for those lo...

5
Jaja credit card is an excellent choice for those looking for a straightforward, no-nonsense credit card with a strong digital platform. Its ease of use, transparency, and competitive rates make it an attractive option, especially for tech-savvy consumers and frequent travelers. However, if you are seeking extensive rewards and perks, you might want to consider other options. Overall, Jaja represents a modern approach to credit cards, prioritizing simplicity and user experience. Reviewed on: 3rd June 2024
J H's avatar
J H

Very easy and responsible credit card provider

5
So far nothing but a positive experience with a Jaja credit card. Main point is that it just works (as a credit card should!). But the setup makes it easy to use the card well, from direct debit payments, the ability to freeze the card, notifications about spending and balance management, and the application process. And of course in-app approvals of online spends, Reviewed on: 24th May 2024
James H's avatar
James H

avoid ASDA Money and JAJA Finance:

1
I received another postal letter with decision closed in Yourcause favour, which is ridiculous, JAJA finance used a print out from merchant system on the 15th Nov. but the charity organization FQMS I want to donate to confirmed that they have not received the money on the 18th Jan, that is more than 2 month and funding hasn't paid to FQMS. The only reason I paid through Yourcause.com is that they claim to provide 1:1 matching on the donation amount, but they rejected the 1:1 matching with unexpectable reasons in the first place, and even worse that my money hasn't been paid to FQMS. How can ASDA MONEY and JAJA Finance act like this? I'm totally upset about what I have come through with all these, even calling JAJA finance last week, it took me 1 and half hour to wait on the call before reaching someone. This is the worst financial service company I've ever experienced. Reviewed on: 24th February 2024
Avlin Lee's avatar
Avlin Lee

great card great limit when i applied on-line very q...

5
great card great limit when i applied on-line very quick answer back allowing finance through the credit card Reviewed on: 10th January 2024
Philip W's avatar
Philip W

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