Smart Money People Logo
Share this page
Link copied

Jaja Finance : Credit Card reviews

View other Jaja Finance products
1.39
Based on 140 reviews, last reviewed 8th Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
6%
See only 4 star reviews
2%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
90%

Latest highest rating:

5

New on the scene , easy to use app, decent credit li... New on the scene , easy to use app, decent credit limit , customer service could improve slightly Reviewed on: 15th April 2025
Kashif h's avatar
Kashif h

Latest lowest rating:

1

Such a bad experience first they was showing me no i... Such a bad experience first they was showing me no intrest for 6 months but right after first month they start charging me intrest and then telling me... Read more Reviewed on: 8th July 2025
Usama Sher's avatar
Usama Sher
Read all reviews Write a review

About this product

Jaja Finance claim to offer the next generation credit card. It's a pretty bold claim! But if you want to learn more about this mobile first credit card, make sure you read what our Smart Money People community have to say. Alternatively If you're a Jaja Finance customer, why not leave your very own JaJa Finance credit card review below and let others know what you thought.

Review Jaja Finance : Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Jaja Finance Credit Card reviews (140)

Unsure, but changeover easy

4
I wasn't aware of the changeover to Jaja, however I signed in straight away on their app and paid my balance. Very easy and straightforward. I imagine there's a few who will drop through the cracks, but overall seems ok. Did try to phone customer service and didn't get through though after 20 mins of waiting. Reviewed on: 19th October 2020
Mr Evans's avatar
Mr Evans

No answer after 6 hours

1
Just had this foisted on me by the Post Office. Had a fraudulent transaction on the card, tried phoning but 3 times I held on for 2 hours each time. Useless, will cut up the card Reviewed on: 16th October 2020
Val Berry's avatar
Val Berry

post office card transferred to jaja

1
3 days trying to get through to jaja waited 10 months for a refund from post office credit told i would i be refunded on the 13th of October given £100 compensation for post office mistakes only to then be transferred to jaja were 10 mins later they took back £200 out of my account double what they gave me , still no refund for my flights they dont answer the phone or email and web chat is joke , this company is a joke Reviewed on: 15th October 2020
Mark Horton's avatar
Mark Horton

No body answering the phone

1
Tried to phone customer services 3 times now given up ex Post Office credit card customer had no problems with them at all now cant even talk to any body JA JA never heard of them and if this is how they do business time to move on ! Reviewed on: 8th October 2020
Gerald Bull's avatar
Gerald Bull

Surprise transfer from Post Office!

3
I knew nothing about this transfer - OK I don't read the FT but surely the PO should have contacted us?? It seems it's VIsa, not Mastercard. The app was easy enough to handle but can't see 'pending' transactions. I only use the card in Europe and have no idea if the card will continue to be as competitive as the PO (exchange rates and no fee loading?). I can't find any info on it so all-in-all the transfer wasn't handled adequately from my viewpoint. Reviewed on: 5th October 2020
Dee's avatar
Dee

Pathetic Service

1
Transferred from Post Office. Tried without success to register via the app. Told to contact customer service but gave up after 30 minutes on hold. Terrible start to a new relationship, pathetic customer service. Reviewed on: 5th October 2020
mike o's avatar
mike o

Will it ever happen ??

1
Over the summer and now the autumn I keep getting emails from the Post Office saying my credit card is moving to Jaja. Still no signs the promised app or card. Guess they've simplified the credit card experience it will never happen.... Time to move to a card issuer who can deliver Reviewed on: 15th September 2020
David's avatar
David

Smart and simple

5
Very straightforward onboarding process and app very easy to use; can manage account via app with no fuss and can reach for help when needed via chat platform Reviewed on: 29th January 2020
Naomi's avatar
Naomi

Best credit card in the UK

5
Great easy to use innovative credit card! Definitely the best on the market! Reviewed on: 28th January 2020
Bill's avatar
Bill

Great service and innovation

5
Amazing innovation in the marketplace - true disruption in the market Reviewed on: 5th December 2018
Andy Freeburn's avatar
Andy Freeburn

Review Jaja Finance : Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill