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Jaja Finance : Credit card reviews

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1.37
Based on 144 reviews, last reviewed 12th Mar 2026
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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2%
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1%
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1%
See only 1 star reviews
90%

Latest highest rating:

5

New on the scene , easy to use app, decent credit li... New on the scene , easy to use app, decent credit limit , customer service could improve slightly Reviewed on: 15th April 2025
Kashif h's avatar
Kashif h

Latest lowest rating:

1

JaJa Finance has been fraudulently making up lies th... JaJa Finance has been fraudulently making up lies that im consistently applying for their credit card. I have never heard or seen anything about their... Read more Reviewed on: 12th March 2026
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Shedgirl
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About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

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Jaja Finance Credit card reviews (144)

should be called haha as they are an absolute joke

1
Avoid this place like the plague. they don't send statements then charge you a fee for late payment. Impossible to get through on the phone, and when you get through no help at all. Reviewed on: 31st October 2020
heather henry's avatar
heather henry

Is this a training site for new credit card operatives?

2
Forced to use JaJa (does that really sound like a professional name for a card dealing with finances?) after Post office bailed out from BoI. Utterly useless apart from one operative who we finally got to speak to and who dealt with our problem...others sounded like they were reading from training manuals, were hard to understand, treated us as idiots etc. Their security system for trying to access your account is flawed, it requires inputting a 4 figure number sent to your phone - you are allowed 30 seconds...but then your number doesn’t arrive for 20 seconds - don’t make a mistake!! We ended up losing our security clearance until their one operative who knew what she was doing sorted it out and got them a second star. Best of luck. P.S....they do always say they’re sorry! Reviewed on: 29th October 2020
Woodend's avatar
Woodend

Awful Company To be Avoided

1
This company is money grabbing, abysmal long waits followed by unprofessional call handlers that make you wonder if you are through to a real company. Very dodgy, so much so that after initial contact with after changeover from Post Office I am cutting up my JaJa card and closing my account. Reviewed on: 28th October 2020
Shane's avatar
Shane

hideous

1
AA handed over to these idiots ,AA were bad enough but no its even worse.app wont work ,biometrics dont work ,doesnt log you out ,online doesnt recognise my details ,very very unsafe app ,im almost sure jaja finance is a bunch of monkeys operating out of london zoo ,YOU ARE DISTRESSING PEOPLE SORT IT OUT ,you may get some extra bananas. Reviewed on: 28th October 2020
reepoman's avatar
reepoman

Simply Awful

1
A month after transfer from Post Office I still cant access my details via app or online. Five calls made (each one in queue for 45 mins plus) and still no resolution. Awful Awful Awful Reviewed on: 27th October 2020
P's avatar
P

Appalling cockup

4
When the app wouldn’t accept any of my details I then spent 40 minutes waiting for my call to BOI to be answered. After another 40 mins talking to somebody it still didn’t work and was told they are trying to update the app. BOI should be ashamed of their mishandling of this credit card transfer and the inconvenience it is causing. Reviewed on: 26th October 2020
Catherine Owens 's avatar
Catherine Owens

appalling

1
BOI transferred my card to this crowd. I had m BOI card for sixteen years. I never had an issue or a problem. My credit card was taken off my BOI app - I tried repeatedly to register with JAJA and the App simply would not recognise my details. I rang them three times to register - 45 minutes each time. I was told there was IT problems and that I would receive an email. I received nothing. I sent messages to BOI for a complaints email address for JAJA and was told it was nothing to do with them. I was left in a situation where I didn't know balance and how to pay it off as there is no physical presence NI. Just horrendous. I just the card up, transferred the balance and went elsewhere. Reviewed on: 26th October 2020
e murphy's avatar
e murphy

Bank of Ireland Transfer

1
B of I sold credit card services to JaJa. I was automatically moved over. I tried to register online but they did not recognise my number. I rang the helpline and was kept waiting for 15 minutes each time. The most annoying thing is the voice keeps telling me that I can use the online service which I can't. They have yet to sort the matter out now into second week. Very poor service. No email address to contact. Reviewed on: 25th October 2020
Victor Uprichard's avatar
Victor Uprichard

I would give this 0 stars if i could.

1
I would give this 0 stars if i could. Forced to use there servives by Post Office. Totally unable to register via app, website or phone. Totally unable to pay off my balance over the phone, i just wanted to pay it off and cancel the service. Unfortunately i can't. Reviewed on: 25th October 2020
Jakson Rounding's avatar
Jakson Rounding

So far happy as all went through smoothly

5
Just registered successfully from first attempt and downloaded the App. All went smoth, balance matches to expenses; added debit card payment through website (as been advised in Q&A section)-now it's shows on App too. Had choice of paying in full, minimum or other ammount. Payment went through but I'll be waiting to see it on App for 2-3 days as described in Q&A section. Regarding payment options- on the back of the paper bill which i received as usual- Bank/PostOffice included. Hopefully I'll be as happy with JAJA in a future as still expecting to receive new card as old one from Post Office expires soon. Reviewed on: 24th October 2020
Tom's avatar
Tom

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