American Express: American Express Credit Card reviews

4.38
Based on 69 reviews, last reviewed 15th Nov 2023
75% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
9%

Latest highest rating:

5

Good Handy to use and cheap for financial use Reviewed on: 27th September 2023

Latest lowest rating:

1

high charges when purchasing items, high interest charges high charges when purchasing items, high interest charges dont join if you smart Reviewed on: 15th November 2023

About the American Express Credit Card

Smart Money People is the UK's #1 place for financial services reviews, including of The American Express Card - the flagship card launched by Amex in 1969. With a whole host of benefits, read our consumer reviews before deciding whether this is the right card for you - our community comments on their experiences with the card's Membership Rewards scheme, customer service received from Amex, and anything else they liked or didn't like about this credit card. Already have The American Express Card? Please leave some comments of your own and let others know what you think about this card!

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American Express American Express Credit Card reviews (69)

high charges when purchasing items, high interest charges

1
high charges when purchasing items, high interest charges dont join if you smart Reviewed on: 15th November 2023

a card seemingly don't want you to spend on

1
I received my gold business charge card that is marketed as a way of earning rewards on your business expenses. I tried to use but found I was running out of "spending power" after a day or two so then the card was declined, I had to pay it off and restart... I was told that you have to do this for a month before it will get to where you need it to be... You also can't see what you're spending power is, you have to enter an amount to see if it will be accepted so you start with your biggest incoming business expense and work down to see what you can pay - after three "no's" you can't check it for 24 hours. A card that is not fit for purpose from a provider that doesn't seemingly want you to be able to spend - I was unable to spend even £1,000, we're only a small business so I'm not sure what micro-sized business this is for that spends less than £1,000/month! Reviewed on: 10th October 2023

Good

5
Handy to use and cheap for financial use Reviewed on: 27th September 2023

American Express

5
Professional - I’ve been using this for many years. The incentive is having cash back and not having to pay the balance immediately Reviewed on: 23rd August 2023
Naomi Doyle's avatar
Naomi Doyle

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